Yes Secure Next vs WealthCrest
Price, ratings, monetisation and update history for both apps, side by side — with what reviewers say about each.
Yes Secure Next
Generate One-Time Passwords (OTPs) for secure retail net banking transactions without needing a mobile network. This app offers a safe and convenient authentication method, especially useful for frequent travelers or those in low-connectivity areas. Registration is straightforward via online banking.
- Offline OTP generation
- Secure net banking authentication
- Convenient for travelers
- Easy registration process
- Eliminates SMS/IVR OTP dependency
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YES Secure Next app - Generate OTP with ease Rule out network dependency for One Time Password (OTP). Generate OTP with YES Secure Next app without mobile network on your mobile device. Authenticate all your Retail Net Banking transactions with YES Secure Next. It is safe and convenient for frequent travellers and for low/ no mobile network locations. Register with ease on YES Secure Next app 1) Login to YES Online (Retail Net Banking) and go to Manage Profile. 2) Select ‘Under Security Preferences’ > ‘Register for YES Secure Next’. 3) Choose the operating system of your device. 4) Set YES Secure Next PIN. 5) Download and activate the application on your mobile device. 6) Verify YES Secure Next by entering the OTP on YES Online. Important Note To activate YES Secure Next app, you need to have Mobile Internet/ Wi-Fi connectivity on your device linked to your registered mobile number with the Bank. Once YES Secure Next is enabled, you will stop receiving OTP through SMS/IVR.
WealthCrest
Manage your entire financial portfolio, including mutual funds, stocks, bonds, and insurance. Track investments, view historical performance, and generate detailed reports. Invest in mutual funds and new offers with transparent order tracking.
- Complete portfolio reporting
- Historical performance tracking
- Transaction statement generation
- Online mutual fund investment
- SIP and STP reporting
- Insurance premium tracking
- Financial calculators
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WealthCrest is one-stop shopping for all your Financial needs. You can use this state of the art app to stay on top of your Complete Financial Portfolio with all assets: * Mutual Funds * Equity Shares * Bonds * Fixed Deposits * PMS * Insurance Key Features: * Complete Portfolio report download including all assets. * View historical Performace of your Portfolio easily * Transaction statement of any period * 1 Click Statement of Account Download for any Asset Management Company in India * Advanced Capital Gain Reports * Invest Online in any Mutual fund scheme or New Fund Offer. Track all orders till the allotment of units to keep complete transparency * SIP Report to be informed of your Running and Upcoming SIPs, STPs. * Insurance list to keep track of premiums to be paid. * Folio details registered with each AMC. Calculators and Tools available: * Retirement Calculator * SIP Calculator * SIP Delay Calculator * SIP Step up Calculator * Marriage Calculator * EMI Calculator
Screenshots
Verdict
The clearest difference is rating: WealthCrest at 5.0 against Yes Secure Next's 1.0. WealthCrest also leads on update cadence (every 2 months vs every 6 months) and iOS requirement (16.0 vs 18.1). On price, ratings volume, ads and in-app purchases there is nothing between them.
Scored on Price · Rating · Positive reviews · Number of ratings · Update frequency · Ads · In-app purchases · Monetization · Best chart rank · Devices · Requires iOS
Both are free to download. Neither carries in-app purchases, so what you see is what you pay.
WealthCrest holds the better App Store score, 5.0 against 1.0. Both are backed by a comparable volume of ratings — 1 and 1 respectively.
Yes Secure Next ships an update every 6 months, WealthCrest every 2 months. The most recent releases landed on August 21, 2026 and August 27, 2026 respectively.
| Parameter | Yes Secure Next | WealthCrest |
|---|---|---|
| Price | Free | Free |
| Rating | 1.0 (1 ratings) | 5.0 (1 ratings) — better |
| Positive reviews | 0.0% of reviews | — |
| Number of ratings | 1 | 1 |
| Update frequency | Every 6 months | Every 2 months — better |
| Ads | No | No |
| In-app purchases | No | No |
| Monetization | Free | Free |
| Devices | iPhone | iPhone, iPad — better |
| Requires iOS | 18.1 | 16.0 — better |
| Further details — not scored | ||
| Size | 28 MB | 85 MB |
| Age rating | 4+ | 4+ |
| Developer | Yes Bank Limited | WEALTHCREST FINANCIAL SERVICES LLP |
Customer experience
Yes Secure Next
WealthCrest
In-app purchases
Yes Secure Next
No in-app purchases
WealthCrest
No in-app purchases
Questions
Is Yes Secure Next free?
Is WealthCrest free?
Which has better reviews, Yes Secure Next or WealthCrest?
Do Yes Secure Next or WealthCrest have ads?
Which is updated more often, Yes Secure Next or WealthCrest?
Other comparisons
