Comparison

Yes Secure Next vs SIPUS ONE

Price, ratings, monetisation and update history for both apps, side by side — with what reviewers say about each.

Head to head
About

Yes Secure Next

Generate One-Time Passwords (OTPs) for secure retail net banking transactions without needing a mobile network. This app offers a safe and convenient authentication method, especially useful for frequent travelers or those in low-connectivity areas. Registration is straightforward via online banking.

Highlights
  • Offline OTP generation
  • Secure net banking authentication
  • Convenient for travelers
  • Easy registration process
  • Eliminates SMS/IVR OTP dependency
Features
Read full description

YES Secure Next app - Generate OTP with ease Rule out network dependency for One Time Password (OTP). Generate OTP with YES Secure Next app without mobile network on your mobile device. Authenticate all your Retail Net Banking transactions with YES Secure Next. It is safe and convenient for frequent travellers and for low/ no mobile network locations. Register with ease on YES Secure Next app 1) Login to YES Online (Retail Net Banking) and go to Manage Profile. 2) Select ‘Under Security Preferences’ > ‘Register for YES Secure Next’. 3) Choose the operating system of your device. 4) Set YES Secure Next PIN. 5) Download and activate the application on your mobile device. 6) Verify YES Secure Next by entering the OTP on YES Online. Important Note To activate YES Secure Next app, you need to have Mobile Internet/ Wi-Fi connectivity on your device linked to your registered mobile number with the Bank. Once YES Secure Next is enabled, you will stop receiving OTP through SMS/IVR.

About

SIPUS ONE

Features
Read full description

SIPUS ONE is an AI-powered, white-labeled SaaS platform designed to manage multiple asset classes, catering to India’s leading financial advisors. Facilitate mutual fund transactions effortlessly! Advisors can initiate purchase, redemption, and SIP orders for their investors, with payments conveniently completed through a shared link.

Screenshots

Yes Secure Next4 screens
SIPUS ONE4 screens

Verdict

The call

The clearest difference is device support: SIPUS ONE at 3 against Yes Secure Next's 1. SIPUS ONE also leads on iOS requirement (15.1 vs 18.1). On price, update cadence, ads and in-app purchases there is nothing between them.

Scored on Price · Rating · Positive reviews · Number of ratings · Update frequency · Ads · In-app purchases · Monetization · Best chart rank · Devices · Requires iOS

CostPrice · In-app purchases · Ads · Monetization

Both are free to download. Neither carries in-app purchases, so what you see is what you pay.

UpkeepUpdate frequency

Yes Secure Next ships an update every 6 months, SIPUS ONE every 4 months. The most recent releases landed on September 17, 2026 and September 28, 2026 respectively.

Scorecard2 real differences · 8 level
Yes Secure Next versus SIPUS ONE: the parameters behind the verdict, then further details
ParameterYes Secure NextSIPUS ONE
PriceFreeFree
Rating1.0 (1 ratings) — better—
Positive reviews0.0% of reviews—
Number of ratings1 — better—
Update frequencyEvery 6 monthsEvery 4 months — better
AdsNoNo
In-app purchasesNoNo
MonetizationFree—
DevicesiPhoneiPhone, iPad, iPod — better
Requires iOS18.115.1 — better
Further details — not scored
Size28 MB50 MB
Age rating4+17+
DeveloperYes Bank LimitedSIPUS INDIA FINANCIAL PRIVATE LIMITED

In-app purchases

None

Yes Secure Next

No in-app purchases

None

SIPUS ONE

No in-app purchases

Questions

Is Yes Secure Next free?
Yes Secure Next is free to download, with no in-app purchases.
Is SIPUS ONE free?
SIPUS ONE is free to download, with no in-app purchases.
Do Yes Secure Next or SIPUS ONE have ads?
Neither Yes Secure Next nor SIPUS ONE shows ads.
Which is updated more often, Yes Secure Next or SIPUS ONE?
Yes Secure Next ships an update every 6 months, and SIPUS ONE every 4 months. Most recently, Yes Secure Next was updated on September 17, 2026 and SIPUS ONE on September 28, 2026.

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