Comparison

LokOne vs The Card Points

Price, ratings, monetisation and update history for both apps, side by side — with what reviewers say about each.

Head to head
About

LokOne

Features
Read full description

LokOne is one-stop shopping for all your Financial needs. You can use this state of the art app to stay on top of your Complete Financial Portfolio with all assets: - Mutual Funds - Equity Shares - Bonds - Fixed Deposits - PMS - Insurance Key Features: - Complete Portfolio report download including all assets. - View historical Performace of your Portfolio easily - Easy login via your Google email id. - Transaction statement of any period - 1 Click Statement of Account Download for any Asset Management Company in India - Advanced Capital Gain Reports - Invest Online in any Mutual fund scheme or New Fund Offer. Track all orders till the allotment of units to keep complete transparency - SIP Report to be informed of your Running and Upcoming SIPs, STPs. - Insurance list to keep track of premiums to be paid. - Folio details registered with each AMC. Calculators and Tools available: - Retirement Calculator - SIP Calculator - SIP Delay Calculator - SIP Step up Calculator - Marriage Calculator - EMI Calculator

About

The Card Points

This app helps you maximize credit card rewards by recommending the best card for each purchase. It offers real-time deal notifications, category searches, and a browser extension for online shopping insights.

Highlights
  • Smart card recommendations
  • Real-time deal notifications
  • Category and brand search
  • Browser extension for online shopping
  • Maximize cashback and points
Features
Read full description

Maximize Your Credit Card Rewards Effortlessly! TheCardPoints helps you get the most out of your credit cards by recommending the best one to use for every purchase—both in-store and online. Store your cards, search by category or brand, and receive real-time notifications about nearby deals. Never miss cashback, points, or exclusive offers again! Smart Card Recommendations – Always know the best card to use for maximum rewards. Geolocation Alerts – Get notified when you're near stores with credit card deals. Category & Brand Search – Find the perfect card for every purchase. Browser Extension – Get real-time shopping insights while browsing online. Start optimizing your rewards today with TheCardPoints!

Screenshots

LokOne4 screens
The Card Points3 screens

Verdict

The call

The clearest difference is update cadence: The Card Points at every 3 weeks against LokOne's every 2 months. On price, ads, in-app purchases and device support there is nothing between them.

Scored on Price · Rating · Positive reviews · Number of ratings · Update frequency · Ads · In-app purchases · Monetization · Best chart rank · Devices · Requires iOS

CostPrice · In-app purchases · Ads · Monetization

Both are free to download. Neither carries in-app purchases, so what you see is what you pay.

UpkeepUpdate frequency

LokOne ships an update every 2 months, The Card Points every 3 weeks. The most recent releases landed on October 8, 2026 and October 13, 2026 respectively.

Scorecard1 real difference · 9 level
LokOne versus The Card Points: the parameters behind the verdict, then further details
ParameterLokOneThe Card Points
PriceFreeFree
Rating—5.0 (2 ratings) — better
Positive reviews—100.0% of reviews
Number of ratings—2 — better
Update frequencyEvery 2 monthsEvery 3 weeks — better
AdsNoNo
In-app purchasesNoNo
Monetization—Free
DevicesiPhone, iPadiPhone, iPad, iPod — better
Requires iOS16.015.1 — better
Further details — not scored
Size85 MB26 MB
Age rating4+4+
DeveloperLokmanya Multipurpose Co-Op. Society LtdTiago Do Couto

In-app purchases

None

LokOne

No in-app purchases

None

The Card Points

No in-app purchases

Questions

Is LokOne free?
LokOne is free to download, with no in-app purchases.
Is The Card Points free?
The Card Points is free to download, with no in-app purchases.
Do LokOne or The Card Points have ads?
Neither LokOne nor The Card Points shows ads.
Which is updated more often, LokOne or The Card Points?
LokOne ships an update every 2 months, and The Card Points every 3 weeks. Most recently, LokOne was updated on October 8, 2026 and The Card Points on October 13, 2026.

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