Comparison

SMSCat vs LutraTally

Price, ratings, monetisation and update history for both apps, side by side — with what reviewers say about each.

Head to head
About

SMSCat

This app uses advanced AI to automatically identify and block spam text messages. It classifies incoming SMS into categories like normal, promotional, and transactional, offering real-time protection both online and offline. Users can customize filtering rules and block all messages with a single tap.

Highlights
  • AI intelligent interception
  • Automatic SMS classification
  • Real-time online protection
  • Offline intelligent filtering
  • Customizable filtering settings
  • Block all SMS
  • Privacy focused local filtering
Features
Read full description

Smart interception is enabled with one click! SMSCat uses advanced intelligent AI algorithms to keep you away from spam text messages. - AI intelligent interception, one-click activation No need to set complicated rules, one-click activation of intelligent filtering. Using artificial intelligence algorithms, SMSCat can accurately identify and block spam messages. - Automatic SMS classification Intelligent automatic classification according to the content of SMS: normal messages, spam messages, promotional messages, and transaction messages. - Real-time online protection Real-time check of new SMS messages to ensure that spam messages are immediately blocked, cloud-local dual accurate filtering, so that you are always protected. - Offline intelligent filtering Local filtering calculation works locally throughout the process, and accurate filtering of spam messages can be achieved without the need for a network. - Intelligent filtering classification settings Intelligent control of interception classification, while supporting keyword and number filtering rule combinations, creating your own world of rules. - Block all SMS If you encounter SMS bombardment, you can block all SMS with one click or enable the function of blocking SMS verification codes. - Privacy first Your privacy is very important to us. Turn on local intelligent filtering to ensure the security of your information. - Feedback SMS Copy the SMS and click "AI Recognition" to feedback the SMS content. SMSCat will be smarter after learning. - Feedback and suggestions Open the APP "About" to report the problems you encounter, and we will deal with them as soon as possible. - Contact us hi@byat.cn - If you think it's good, remember to give it a 5-star rating and share it with your friends. - User Agreement https://gnw6h33mdr.feishu.cn/docx/ZKmId9O6forKcExUBumcqWzdn1c

About

LutraTally

Features
Read full description

Track everyday income and spending with less effort. See your budget progress and spending patterns at a glance, while recurring charges and subscriptions stay firmly on your radar. Ready out of the box, ad-free, and local-first by design—so personal finance feels lighter, calmer, and truly yours. ### Highlights - **Fast logging** — Capture income and expenses in seconds with flexible categories and notes. - **Smart entry [Pro]** — Recognize photographed receipts and screenshots to skip repetitive manual entry. - **Subscription radar** — Manage recurring charges and subscriptions in one place, get timely reminders, and never overlook a payment again (unlimited tracking with Pro). - **Financial dashboard** — Clearly see monthly income, spending, and budget progress. - **Deeper insights [Pro]** — Unlock annual overviews, custom date ranges, and richer spending-trend analysis. - **Seamless across devices [Pro]** — Privately sync through iCloud and keep logging smoothly between iPhone and Apple Watch. - **At a glance on your Home Screen [Pro]** — Use iPhone Home Screen widgets. - **Your data, your choice** — Export transactions to CSV for free anytime; Pro also adds data import and dedicated encrypted local backups. - **A focused experience** — No ads, no required sign-up, and local-first storage by default—so you stay in control of your privacy. > **Note:** The Apple Watch app requires a paired iPhone with Pro active and iCloud sync enabled. ### About Pro - **Flexible options:** Choose monthly, quarterly, or yearly auto-renewing subscriptions, or a one-time Lifetime purchase for lasting access (see in-app pricing). - **Manage or cancel:** Your Apple Account is charged after purchase confirmation. Subscriptions renew automatically; to cancel, turn off the subscription under Settings > Apple Account > Subscriptions at least 24 hours before the current period ends. - **Data safety:** Ledger data stays on your device by default. iCloud is used only as your personal, private sync channel. * **Privacy Policy:** [https://www.lutratally.xyz/apps/lutratally/privacy.html](https://www.lutratally.xyz/apps/lutratally/privacy.html) * **Terms of Use (EULA):** [https://www.apple.com/legal/internet-services/itunes/dev/stdeula/](https://www.apple.com/legal/internet-services/itunes/dev/stdeula/) * **Support & feedback:** https://www.lutratally.xyz/apps/lutratally/support.html

Screenshots

SMSCat4 screens
LutraTally4 screens

Verdict

The call

The clearest difference is update cadence: LutraTally at daily against SMSCat's every 8 days. On price, ads, in-app purchases and device support there is nothing between them.

Scored on Price · Rating · Positive reviews · Number of ratings · Update frequency · Ads · In-app purchases · Monetization · Best chart rank · Devices · Requires iOS

CostPrice · In-app purchases · Ads · Monetization

Both are free to download. SMSCat sells 6 in-app purchases, starting at $0.99 per month and LutraTally sells 4 in-app purchases, starting at $0.99 per month. Whichever you choose, the download price is not the number that matters.

UpkeepUpdate frequency

SMSCat ships an update every 8 days, LutraTally daily. Both last shipped on October 4, 2026.

Scorecard1 real difference · 9 level
SMSCat versus LutraTally: the parameters behind the verdict, then further details
ParameterSMSCatLutraTally
PriceFreeFree
Rating4.3 (30 ratings) — better—
Positive reviews33.3% of reviews—
Number of ratings30 — better—
Update frequencyEvery 8 daysDaily — better
AdsNoNo
In-app purchasesYesYes
MonetizationFreemium—
DevicesiPhone, iPadiPhone, Apple Watch
Requires iOS17.0 — better18.0
Further details — not scored
Size45 MB28 MB
Age rating4+4+
Developer瑞青 邓玉昌 鲁

In-app purchases

6 purchases

SMSCat

Subscriptions5
  • Monthly Member$0.991 Month
  • Quarterly Membership$0.993 Months
  • Weekly Member$0.997 Days
Show 2 more
  • Annual Member$2.991 Year
  • Semi-annual membership$2.996 Months
One-time1
  • Lifetime Member$9.99
4 purchases

LutraTally

Subscriptions3
  • LutraTally Pro Monthly3 Days trial$0.991 Month
  • LutraTally Pro Quarterly$1.993 Months
  • LutraTally Pro Yearly$8.991 Year
One-time1
  • LutraTally Pro LifetimeFree

Questions

Is SMSCat free?
SMSCat is free to download, with in-app purchases available.
Is LutraTally free?
LutraTally is free to download, with in-app purchases available.
Do SMSCat or LutraTally have ads?
Neither SMSCat nor LutraTally shows ads.
Which is updated more often, SMSCat or LutraTally?
SMSCat ships an update every 8 days, and LutraTally daily. Most recently, SMSCat was updated on October 4, 2026 and LutraTally on October 4, 2026.

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