Comparison

Profitocracy vs Toki

Price, ratings, monetisation and update history for both apps, side by side β€” with what reviewers say about each.

Head to head
About

Profitocracy

Features
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Profitocracy: Budget & Expense Tracker Take control of your finances with Profitocracy, the open-source budget app designed to help you track your expenses, save money, and achieve your financial goals using the 50-30-20 rule. Why Choose Profitocracy? - Follow the 50-30-20 Rule: Allocate 50% to needs, 30% to wants, and 20% to savings or debt effortlessly. - Custom Spending Categories: Create personalized categories and set budgets to match your lifestyle. - Monthly Budget Planning: Automatically generate a tailored budget every month to keep you on track. - Visualize Your Spending: Gain clear insights into your finances with beautifully crafted charts and graphs. - Multiple Profiles: Manage separate budgets for different individuals or purposes in one app. - Secure & Private: Your data stays on your deviceβ€”no third-party sharing. - Multi-Currency Support: Track expenses in different currencies with seamless conversion. Why Open-Source? Profitocracy is fully open-source, meaning: - Transparency: Review the code yourself to ensure your data is safe. - Community-Driven: Contribute to the app’s development and help make it better for everyone. - No Hidden Costs: Profitocracy is completely free and always will be. Who is Profitocracy For? - Budgeting Beginners: Learn to manage your finances with the 50-30-20 rule. - Finance Enthusiasts: Track spending, set goals, and visualize your progress. - Privacy-Conscious Users: Keep your data secure with local storage and no third-party sharing. - Global Users: Track expenses in multiple currencies with ease. Download Profitocracy Today! Join the growing community of users who are taking control of their finances with Profitocracy. Whether you’re saving for a big goal or just want to manage your daily expenses better, Profitocracy is here to help.

About

Toki

Features
Read full description

Take control of your money without sacrificing your lifestyle. Toki is the ultimate tool for those seeking financial clarity that is fast, simple, and commitment-free. Based on the highly effective 50/30/20 method, Toki takes the boredom out of budgeting. Why is Toki different? β€’ Lightning-Fast Logging: Time is money. Log your expenses and income in just a few tapsβ€”no endless menus or confusing screens. β€’ Smart Goals: Want to upgrade your camera gear or plan your next mountain expedition? Create a goal, and Toki will calculate the exact monthly contribution to fit your budget stress-free. β€’ Automatic 50/30/20 Method: Know exactly where your money goes. Toki intelligently divides your finances into Needs, Wants, and Savings. β€’ Subscription Manager: Say goodbye to surprise charges. Visualize all your recurring payments and take full control of your monthly bills. β€’ Pay Once, Own Forever: Forget about monthly subscriptions. Toki is yours for a one-time lifetime payment. No hidden fees, no fine print. Download Toki today and transform your relationship with money.

Screenshots

Profitocracy4 screens
Toki4 screens

Verdict

The call

The clearest difference is in-app purchases: Profitocracy at none against Toki's 1. Profitocracy also leads on iOS requirement (12.2 vs 17). On price, update cadence, ads and device support there is nothing between them.

Scored on Price Β· Rating Β· Positive reviews Β· Number of ratings Β· Update frequency Β· Ads Β· In-app purchases Β· Monetization Β· Best chart rank Β· Devices Β· Requires iOS

CostPrice Β· In-app purchases Β· Ads Β· Monetization

Both are free to download. Toki sells 1 one-off in-app purchase. Profitocracy asks for nothing beyond the download.

UpkeepUpdate frequency

Profitocracy ships an update every 6 days, Toki every 5 days. The most recent releases landed on October 14, 2026 and October 16, 2026 respectively.

Scorecard2 real differences Β· 4 level
Profitocracy versus Toki: the parameters behind the verdict, then further details
ParameterProfitocracyToki
PriceFreeFree
Update frequencyEvery 6 daysEvery 5 days β€” better
AdsNoNo
In-app purchasesNo β€” betterYes
DevicesiPhone, iPad, iPodiPhone, iPad, Apple Watch
Requires iOS12.2 β€” better17
Further details β€” not scored
Size67 MB11 MB
Age rating4++4
DeveloperAnton GavrilovVICENTE CORDUA ALLENDE IRIARTE

In-app purchases

None

Profitocracy

No in-app purchases

1 purchases

Toki

One-time1
  • Unlimited Pro Access$4.99

Questions

Is Profitocracy free?
Profitocracy is free to download, with no in-app purchases.
Is Toki free?
Toki is free to download, with in-app purchases available.
Do Profitocracy or Toki have ads?
Neither Profitocracy nor Toki shows ads.
Which is updated more often, Profitocracy or Toki?
Profitocracy ships an update every 6 days, and Toki every 5 days. Most recently, Profitocracy was updated on October 14, 2026 and Toki on October 16, 2026.

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