Towns vs Chat3
Price, ratings, monetisation and update history for both apps, side by side — with what reviewers say about each.
Towns
This app merges group chat functionality with a self-custody cryptocurrency wallet. Users can discuss financial markets, share investment ideas, and securely manage their digital assets directly within the application.
- Group chat for friends
- Self-custodied wallet
- Secure USDC purchase
- Send and receive assets
- Manage assets on your terms
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Towns combines group chat with a self-custody wallet — so you can gather your community, talk markets, share ideas, and hold your assets directly. - Group chat built for communities - Self-custodied wallet — you control your keys - Send, receive, and manage assets on your terms - Your wallet. Your keys. Your conversations.
Chat3
This platform offers secure, decentralized video and audio communication with a strong emphasis on privacy. It utilizes innovative NFT-token gating for exclusive engagement, aiming to redefine telecommunication.
- Decentralized video and audio chat
- Secure and private communication
- NFT-token gated features
- Scalable telecommunication
- Web3 integration
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Chat3.one is a web3 video and audio chat platform that leverages cutting-edge decentralized video technology to provide secure and scalable telecommunication. With a focus on privacy and data protection, Chat3.one offers users a seamless experience and a high level of security. With its innovative NFT-token gated feature, Chat3.one is set to revolutionize the video conferencing space and create a new level of exclusivity and engagement. Chat3 is owned and managed by JDW Labs PTE LTD, a Singapore entity.
Screenshots
Verdict
The clearest difference is ratings volume: Towns at 93 against Chat3's 1. Chat3's advantage is iOS requirement (13.0 vs 17.4). On price, rating, update cadence and ads there is nothing between them.
Scored on Price · Rating · Positive reviews · Number of ratings · Update frequency · Ads · In-app purchases · Monetization · Best chart rank · Devices · Requires iOS
Both are free to download. Neither carries in-app purchases, so what you see is what you pay.
Chat3 holds the better App Store score, 5.0 against 4.8. That said, the two scores are not equally well evidenced: Towns has 93 ratings behind it against 1, so its average is the more settled of the two.
Towns ships an update every 10 days, Chat3 every 2 weeks. The most recent releases landed on July 6, 2026 and June 3, 2026 respectively.
| Parameter | Towns | Chat3 |
|---|---|---|
| Price | Free | Free |
| Rating | 4.8 (93 ratings) | 5.0 (1 ratings) — better |
| Positive reviews | 80.0% of reviews | — |
| Number of ratings | 93 — better | 1 |
| Update frequency | Every 10 days — better | Every 2 weeks |
| Ads | No | No |
| In-app purchases | No | No |
| Monetization | Free | Free |
| Devices | iPhone, iPad, Mac | iPhone, iPad, iPod |
| Requires iOS | 17.4 | 13.0 — better |
| Further details — not scored | ||
| Size | 119 MB | 65 MB |
| Age rating | 17+ | 4+ |
| Developer | Here Not There, Inc. | Beowulf Network Inc |
Customer experience
Towns
Chat3
In-app purchases
Towns
No in-app purchases
Chat3
No in-app purchases
