金攒攒 vs 甜心记账
Price, ratings, monetisation and update history for both apps, side by side — with what reviewers say about each.
金攒攒
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你是否有这样的烦恼,看着保险柜那一堆金银财宝却不知道它们价值多少,究竟是赚了还是亏了。 金价银价随时都在变化,手动计算这些财宝的价值变得既麻烦又不现实。 为此,首款专为管理贵金属资产的软件——金攒攒,应运而生。 金攒攒的核心功能: · 实时贵金属价格查询:支持黄金、白银、铂金、K金等常见贵金属的实时价格查询,轻松掌握市场动态。 · 金价通知与预警:每日推送金价,支持设置价格预警阈值,触及时将通过短信或推送通知提醒您。 · 攒金记账:将你的贵金属记录在金攒攒,会实时计算出这些贵金属的价值、收益、总克重等数据,还可以记录卖出或送出的贵金属。 · 多账本管理:根据不同贵金属类型创建独立账本,资产分类管理更清晰。 · 攒金日历:可视化展示您的攒金任务和进展,攒金数据一目了然。 · 创新的记账方式:与传统记账不同,金攒攒会将您的记账金额自动换算为相应的黄金克重,帮助您更直观地实现省钱目标。 · 简约高效:简洁的界面与直观的操作,让资产管理变得轻松愉快。
甜心记账
This app helps you manage personal finances with smart bookkeeping and AI analysis. It offers personalized spending insights, saving tips, and financial planning to help you reach your financial goals. Engage in conversations with an AI assistant for 24/7 financial guidance.
- Smart bookkeeping
- AI financial analysis
- Personalized spending insights
- Saving tips
- Financial planning
- AI assistant conversations
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1. 甜心记账介绍 甜心记账是一款集智能记账、AI分析、理财建议于一体的个人财务管理APP。通过简单的记账操作,用户不仅能清晰掌握收支流向,还能与AI助手深度对话,获得个性化的消费洞察、省钱技巧和理财规划,助你轻松实现财务目标。 甜心记账,不止是记账—— 你的AI财务顾问,24小时在线。 从“花钱如流水”到“心中有数”,只需30天。 2. App内购与订阅 甜心记账的内购VIP会员都是非消耗型项目,不包含订阅项目。 VIP会员如下: . 永久会员:38元 . 月卡会员:48元 . 年卡会员:48元 付费VIP会员比免费的普通用户享有更多的特权和服务。 3. 隐私与条款 会员服务受《用户协议》及《隐私政策》约束,请在使用前仔细阅读。 隐私政策:https://meng.wujiesiwei.com/gmprivate.html 用户协议:https://meng.wujiesiwei.com/gmuser.html 苹果EULA:https://www.apple.com/legal/internet-services/itunes/dev/stdeula/ 以及在甜心记账的会员购买页的底部还有《会员服务协议》 欢迎下载订阅《甜心记账》,让甜心记账成为你的AI记账管家!
Screenshots
Verdict
The clearest difference is ads: 金攒攒 at none against 甜心记账's shown. 金攒攒 also leads on ratings volume (51 vs 5). On price, rating, update cadence and in-app purchases there is nothing between them.
Scored on Price · Rating · Positive reviews · Number of ratings · Update frequency · Ads · In-app purchases · Monetization · Best chart rank · Devices · Requires iOS
Both are free to download. 金攒攒 sells 7 one-off in-app purchases and 甜心记账 sells 5 one-off in-app purchases. Whichever you choose, the download price is not the number that matters.
On the App Store both sit at effectively the same score — 4.8 for 金攒攒 against 4.8 for 甜心记账. That said, the two scores are not equally well evidenced: 金攒攒 has 51 ratings behind it against 5, so its average is the more settled of the two.
金攒攒 ships an update fortnightly, 甜心记账 every 9 days. The most recent releases landed on November 4, 2026 and November 5, 2026 respectively.
| Parameter | 金攒攒 | 甜心记账 |
|---|---|---|
| Price | Free | Free |
| Rating | 4.8 (51 ratings) — better | 4.8 (5 ratings) |
| Positive reviews | 83.9% of reviews | — |
| Number of ratings | 51 — better | 5 |
| Update frequency | Fortnightly | Every 9 days — better |
| Ads | No — better | Yes |
| In-app purchases | Yes | Yes |
| Monetization | — | Free with in-app purchases |
| Devices | iPhone, iPad, iPod — better | iPhone, iPod |
| Requires iOS | 15.0 | 15.0 |
| Further details — not scored | ||
| Size | 59 MB | 190 MB |
| Age rating | 4+ | 4+ |
| Developer | Ganzhou Jinzanzan Technology Co., Ltd. | 雄 陶 |
Customer experience
金攒攒
甜心记账
In-app purchases
金攒攒
- 订阅会员(1个月)$0.99
- 订阅会员(3个月)$1.99
- 订阅会员(1年)$6.99
Show 4 moreShow fewer
- 订阅会员(永久)(活动+年会员专享)$9.99
- 订阅会员(永久)(活动)$17.99
- 订阅会员(永久)(年会员专享)$17.99
- 订阅会员(永久)$24.99
甜心记账
- 永久会员$4.99
- 月卡$6.99
- 永久会员SVIP$7.99
Show 2 moreShow fewer
- 季卡$9.99
- 年卡$12.99









