Comparison

手账本 vs Wert · Vantage

Price, ratings, monetisation and update history for both apps, side by side — with what reviewers say about each.

Head to head
About

手账本

Features
Read full description

很简单的操作,无需复杂的设置。在第一次使用时,点击屏幕中的 + 号就可记录一笔账单,比如支出、收入。 收支分类,可分主类与主类中的子类(二级分类),更好的管理您的收支。 如果需要更精确的记录您的资产,您可在资产管理里面添加新的账户,在记录新账单时选择相应的账户来记录。账户没有数据限制(如果您有超强大脑能管理N多个账户)。 账单标签可分类您的旅行、装修、结婚等等场景,在其它应用里面会使用分账本方式来处理,而手账本里只需要建立相应的标签就可以了。(标签也是不限制数量的哦) 如果查看您某个时间段、某个分类、某个标签中的账单,这需要用到筛选功能了。 手账本拥有强大的筛选功能,能查询您记录的任意账单。 · 筛选最近时间:最近三天、最近一周、最近一个月、最近三个月、最近半年、最近一年、全部帐单; · 周账单:可选择某年、某周您的收、支、转账单; · 月账单:可选择某年、某月您的收、支、转账单; · 年账单:可选择某年您的收、支、转账单; · 自定义:选择某个时间段内的所有账单; 在选择完时间段后,可进行更精细的筛选。 · 搜索:对账单中记录的“对方”与“备注”进行并且,或是两种逻辑来筛选; · 类别:对账单中的主类别来进行筛选; · 子类别:对账单中的子类别来进行筛选,也可结合主类别来进行更精细的筛选; · 标签:(其它软件的分账本)对账单中的标签进行筛选; · 金额:可指定最小金额与最大金额或是单独用最小金额、最大金额来进行筛选; · 收支:可查询收入、支出、不计收支(如转账的账单); · 账户:可选择指定的账户来进行查询。 账单的批量修改 · 点击编辑或是两指下滑账单,可进行账单选择; · 对于选中的账单,可使用隔离功能,然后在对隔离的账单进行单独的编辑; · 多选的账单可批量修改收支账户、分类; · 对于选中的账单,可使用选择相同的账户、交易对方、主类、子类来快速选择多个账单; · 选中的账单可进行删除(确保您不在需要它)删除功能不可恢复,请谨慎操作。 【自动订阅服务说明】 1、订阅服务: a)重拾记忆 Pro 版 连续包月(1个月) b)重拾记忆 Pro 版 连续包年(1年) 2、订阅价格: a)手账本 Pro 版 连续包月产品价格为:9元/月 b)手账本 Pro 版 连续包年产品价格为:48元/年 3、付款:用户确认购买并付款后计入 iTunes 账户 4、自动续费:苹果iTunes账户会在到期前24小时内扣费,扣费成功后订阅周期顺延一个订阅周期 5、关闭服务:您可以在苹果手机“设置” —> 进入“iTunes Store 与 App Store” —> 点击 “Apple ID”,选择“查看Apple ID”,进入“账户设置”页面,点击“订阅”,管理自动订阅服务,如需取消,每个计费周期结束前24小时关闭即可,到期前24小时内则不再扣费 使用条款:http://www.3draws.com/Account/TermsOfUse.html 隐私政策:http://www.3Draws.com/Account/PrivacyPolicy.html

About

Wert · Vantage

This app helps you track your net worth by taking periodic snapshots of your assets across different accounts, currencies, and countries. It simplifies wealth management by automating depreciation and loan amortization, and clearly separates real growth from currency fluctuations.

Highlights
  • Periodic asset snapshots
  • Multi-currency tracking with locked FX rates
  • Automatic market quotes for stocks and crypto
  • FIRE retirement simulator
  • Privacy-focused local data storage
  • WebDAV sync and data export
Features
Read full description

Wert is a net worth tracker for people whose assets are spread across accounts, currencies, and countries. We believe managing wealth shouldn't mean logging every transaction. With Wert, you simply take a periodic "snapshot" of everything you own — and instantly see your true net worth, how your portfolio is allocated, and how your wealth grows over time. WHY WERT • Snapshot, don't bookkeep Skip the tedious expense log. A full review takes minutes: Wert pre-fills your last snapshot and live exchange rates, auto-depreciates fixed assets, and auto-amortizes loans. You just confirm what changed. • AI screenshot import Don't type holdings one by one. Screenshot the positions page from your broker or fund app, and Wert recognizes each symbol, quantity, and value for you to review — then builds your accounts in a tap. Multiple scrolling screenshots are stitched and deduplicated automatically. Recognition runs on-device; your screenshots never leave your phone. • Multi-currency, locked FX, true attribution Every snapshot locks that day's exchange rate, so your history never drifts. When you compare two snapshots, Wert separates real asset growth from currency swings — so you finally know whether you actually grew richer, or it was just FX. • Look through your funds What do your funds and ETFs actually hold? Wert looks through to the underlying holdings, separating what you hold directly from what's nested inside funds, so you can see your true exposure by sector and region. • Switch display currency in one tap View everything in CNY, USD, HKD, EUR, JPY, or SGD. Historical snapshots convert at their locked rates, so the numbers stay honest no matter which currency you read them in. • Automatic market quotes A-shares, Hong Kong and US stocks, on-exchange funds/ETFs, and major cryptocurrencies — type a name or ticker, pick it, and the quote and currency fill in automatically. • FIRE retirement simulator Based on your real net worth and your savings and spending assumptions, Wert runs a Monte Carlo simulation to project the probability and timing of financial independence. • Privacy first — your data is yours Your assets and snapshots live only on your device and are never uploaded. Privacy Mode masks every number in one tap, and you can sync over WebDAV or export your data anytime. Download Wert and see your wealth clearly.

Screenshots

手账本4 screens
Wert · Vantage4 screens

Verdict

The call

The clearest difference is iOS requirement: 手账本 at 15.0 against Wert · Vantage's 18.0. On price, review sentiment, update cadence and ads there is nothing between them.

Scored on Price · Rating · Positive reviews · Number of ratings · Update frequency · Ads · In-app purchases · Monetization · Best chart rank · Devices · Requires iOS

CostPrice · In-app purchases · Ads · Monetization

Both are free to download. 手账本 sells 2 in-app purchases, starting at $0.99 per month and Wert · Vantage sells 3 in-app purchases, starting at $4.99 per month. Whichever you choose, the download price is not the number that matters.

UpkeepUpdate frequency

Both ship on a similar rhythm, roughly every 5 days. The most recent releases landed on October 7, 2026 and October 16, 2026 respectively.

Scorecard1 real difference · 9 level
手账本 versus Wert · Vantage: the parameters behind the verdict, then further details
Parameter手账本Wert · Vantage
PriceFreeFree
Rating—5.0 (1 ratings) — better
Positive reviews100.0% of reviews100.0% of reviews
Number of ratings—1 — better
Update frequencyEvery 5 daysEvery 5 days
AdsNoNo
In-app purchasesYesYes
Monetization—Freemium
DevicesiPhone, iPad, iPodiPhone, iPad, Mac
Requires iOS15.0 — better18.0
Further details — not scored
Size4 MB178 MB
Age rating4+9+
Developer诚 张Shanghai Interface Future Technology Co., Ltd.

Customer experience

手账本

Written reviews1 reviews
Positive100.0%
Neutral0.0%
Negative0.0%

Wert · Vantage

All ratings1 ratings
Positive100.0%
Neutral0.0%
Negative0.0%
Written reviews1 reviews
Positive100.0%
Neutral0.0%
Negative0.0%

In-app purchases

2 purchases

手账本

Subscriptions2
  • per month$0.991 Month
  • per year$6.991 Year
3 purchases

Wert · Vantage

Subscriptions2
  • Wert Pro Monthly1 Month trial$4.991 Month
  • Wert Pro Annual1 Month trial$29.991 Year
One-time1
  • Pro Lifetime Founding$99.99

Questions

Is 手账本 free?
手账本 is free to download, with in-app purchases available.
Is Wert · Vantage free?
Wert · Vantage is free to download, with in-app purchases available.
Do 手账本 or Wert · Vantage have ads?
Neither 手账本 nor Wert · Vantage shows ads.
Which is updated more often, 手账本 or Wert · Vantage?
手账本 ships an update every 5 days, and Wert · Vantage every 5 days. Most recently, 手账本 was updated on October 7, 2026 and Wert · Vantage on October 16, 2026.

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