Cenoa for Payroll Platforms vs CubicPayroll

Cenoa is a global dollar account for everyone! Open your account in 1 minute, from anywhere in the world. Send dollars and manage your money effortlessly. — OPEN YOUR GLOBAL DOLLAR ACCOUNT IN 1 MINUTE Deposit and withdraw USDC and USDT stablecoin Withdraw with your co-signers authorization — MINIMAL TRANSACTION FEES Opening an account is for free on Cenoa Business. It costs you 5x less compared to other institutional wallets. No extra commissions — HOW TO GET STARTED? Sign up with your mobile number Verify your email address and make your first deposit seamlessly!‎ Authenticate your device with passkeys Start managing your digital dollars instantly — KEEP YOUR MONEY SAFE Smart contract audited by industry leader Certik Built by world's leading experts in cybersecurity Non-custodial wallet to give you full control of your funds Enables access to USDC (US Dollar Coins) issued by Circle as digital dollars. Circle is a fintech regulated company like PayPal, Stripe, & Apple Pay. Annually audited & SEC-reviewed. See our Terms & Conditions at Cenoa.com for details. Cenoa is a financial technology company built on blockchain technology. Cenoa is not a bank or a licensed financial institution – it’s a modern, user-friendly and financially savvy way to manage your digital assets. PRIVACY View our privacy policy at www.cenoa.com/privacy-policy Use of this app, Cenoa services or related third party services are subject to disclaimers and their terms. When you use Cenoa services, or services, smart contracts, platforms or yield aggregation which can be reached through Cenoa, it is entirely at your own risk; and these can be provided by third parties subject to their own terms. You are required to do your own research and consult with your advisors before using or engaging with Cenoa or other third party providers.

Cubic Payroll makes time tracking and payroll simple, accurate, and fast—wherever work happens. Employees can clock in/out with location or selfie verification, submit timesheets with optional overtime, and review work history in a clean, mobile-first dashboard.