Comparison

Wallet by Stacs vs Pennycounts

Price, ratings, monetisation and update history for both apps, side by side — with what reviewers say about each.

Head to head
About

Wallet by Stacs

Features
Read full description

Welcome to the Wallet App, where innovation meets convenience, and your wallet is truly empowered to embrace the future of seamless spending. Our digital wallet revolutionizes the way you manage your finances, liberating you from the constraints of cash and cards. With Wallet, spending becomes an effortless experience, just a few clicks away from the future of financial freedom. Key Features: No Cash, No Cards, Just Clicks Away: Imagine a world where you can leave your physical wallet at home. With our digital wallet, cash and cards become relics of the past. Make purchases, pay bills, and enjoy a cashless lifestyle effortlessly. Seamless Transactions: Wallet ensures that every transaction is as smooth as a click. Our app streamlines the payment process, making transactions faster, more secure, and hassle-free. Financial Freedom at Your Fingertips: Take control of your finances like never before. Our app provides real-time insights into your spending patterns, helping you make informed financial decisions. Secure and Encrypted: Security is our top priority. Wallet employs state-of-the-art encryption to safeguard your financial information. Feel confident knowing that your transactions are protected, and your data is secure. Rewarding Loyalty: Enjoy exclusive perks and rewards with every transaction. Wallet values your loyalty, and our reward program is designed to enhance your overall spending experience. Why Choose Wallet? Wallet is not just a digital wallet; it's a lifestyle upgrade. We are committed to redefining the way you engage with your finances, making every transaction a seamless and enjoyable part of your daily routine. Embrace the future of spending, where your wallet is truly empowered, and financial freedom is just a click away. Join the digital revolution with Wallet. Download now and experience the next level of convenience, security, and innovation in the world of digital wallets. Your financial freedom awaits!

About

Pennycounts

Read full description

Pennycounts is a fast, secure way to handle everyday Nigerian bill payments — all from one app. PAY FOR EVERYTHING YOU NEED • Airtime and data top-ups for MTN, Glo, Airtel, and 9mobile • Electricity tokens for all major DisCos (AEDC, EKEDC, IKEDC, IBEDC, KAEDCO, KEDCO, PHED, JED, BEDC) • Cable TV subscriptions for DStv, GOtv, and StarTimes • Education PINs for WAEC, JAMB, NECO, and NABTEB SECURE BY DESIGN • Payments processed by Paystack, a CBN-licensed Payment Service Provider • Bank-grade encryption (TLS) with certificate pinning for every API call • Biometric login (Face ID / Touch ID) for fast, secure account access • We never see or store your card details — all payment processing is handled by Paystack INSTANT, CLEAR, RELIABLE • Real-time transaction status — see exactly when your token arrives • Detailed transaction history with downloadable receipts • Smart fee calculation shown clearly before you pay — no surprises NO WALLET, NO HASSLE • Pay directly from your bank account or card — no need to fund a wallet first • Bank transfer is the recommended payment method for lower fees • Service fees are kept low and disclosed before every transaction BUILT IN NIGERIA, FOR NIGERIANS Pennycounts is built and operated by Datafy Technologies Limited, a registered Nigerian company committed to making bill payments simple, secure, and reliable. Need help? Visit www.pennycountsng.com or email support@pennycountsng.com

Screenshots

Wallet by Stacs3 screens
Pennycounts4 screens

Verdict

The call

The clearest difference is iOS requirement: Wallet by Stacs at 13.4 against Pennycounts's 15.1. On price, update cadence, ads and in-app purchases there is nothing between them.

Scored on Price Ā· Rating Ā· Positive reviews Ā· Number of ratings Ā· Update frequency Ā· Ads Ā· In-app purchases Ā· Monetization Ā· Best chart rank Ā· Devices Ā· Requires iOS

CostPrice Ā· In-app purchases Ā· Ads Ā· Monetization

Both are free to download. Neither carries in-app purchases, so what you see is what you pay.

UpkeepUpdate frequency

Wallet by Stacs ships an update every 4 weeks, Pennycounts every 3 weeks. The most recent releases landed on November 4, 2026 and November 5, 2026 respectively.

Scorecard1 real difference Ā· 5 level
Wallet by Stacs versus Pennycounts: the parameters behind the verdict, then further details
ParameterWallet by StacsPennycounts
PriceFreeFree
Update frequencyEvery 4 weeksEvery 3 weeks — better
AdsNoNo
In-app purchasesNoNo
DevicesiPhone, iPodiPhone, iPad, iPod — better
Requires iOS13.4 — better15.1
Further details — not scored
Size27 MB26 MB
Age rating17+4+
DeveloperStacs LimitedDatafy Technologies Limited

In-app purchases

None

Wallet by Stacs

No in-app purchases

None

Pennycounts

No in-app purchases

Questions

Is Wallet by Stacs free?
Wallet by Stacs is free to download, with no in-app purchases.
Is Pennycounts free?
Pennycounts is free to download, with no in-app purchases.
Do Wallet by Stacs or Pennycounts have ads?
Neither Wallet by Stacs nor Pennycounts shows ads.
Which is updated more often, Wallet by Stacs or Pennycounts?
Wallet by Stacs ships an update every 4 weeks, and Pennycounts every 3 weeks. Most recently, Wallet by Stacs was updated on November 4, 2026 and Pennycounts on November 5, 2026.

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