Scrella vs Credx Finance
Price, ratings, monetisation and update history for both apps, side by side — with what reviewers say about each.
Scrella
Protect your electronic devices against accidental damage and liquid spills with comprehensive insurance plans. Manage your coverage, file claims seamlessly, and access 24/7 support for a reliable device protection experience.
- Multiple device protection
- Remote eligibility testing
- Affordable plan selection
- Referral rewards program
- In-built wallet for payments
- Seamless claims filing
- 24/7 chat support
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Scrella is your reliable partner that helps you protect your devices against unexpected damages. We are an Insur-tech firm, whose sole focus is preserving the relationship you have with your devices. Scrella has both insurance and repair partners with whom, we aim to deliver an exceptional insurance service. With our device insurance mobile app, we have designed a reliable system to provide insurance coverage and protection for electronic devices such as smartphones, tablets, laptops, or other portable gadgets. We offer a quick, affordable and reliable way to manage and safeguard your devices against potential risks and damages. Some of the features of our mobile app include: 1. Multiple Devices: Protect your phones against accidental damage. Every device is welcome, either new or in-use. 2. Remote Eligibility Test: Run a remote health check on the smartphone you want to insure from the comfort of your house. 3. Plan Selection: Select a suitable plan from our list of affordable insurance plans. We also recommend plans based on the value of the device. 4. Loyalty: Get rewards when you invite your family & friends to join the Scrella family. They also get rewards! 5. Wallet & Voucher: We have an in-built wallet that only allows you to pay for premiums, and withdraw referral rewards. You can also purchase plans using the Scrella Voucher. 6. Claims: Seamlessly file claims when the unexpected happens, whether accidental damage or liquid spill, we got you covered! 7. Claims Feedback: Provide us with feedback on how the claims process went to enable us to improve our processes. 8. Reports: Did a repair go wrong? You can report that particular claim/repair for quick resolution. 9. 24/7 Chat Support: We are with you every hour of every day to listen to your complaints and provide a long lasting resolution to them.
Credx Finance
This app offers quick, affordable salary advances to employees of partner organizations. It provides a fully digital process for applications, approvals, and fund disbursement, with repayments linked to salary deductions. The service aims to offer financial flexibility without collateral or guarantors.
- Instant access to low-interest loans
- Automated salary deductions
- No hidden fees or paperwork
- Fully digital application process
- Salary-linked repayments
- No collateral or guarantors required
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CredX is a salary-based loan platform designed to provide quick, affordable, and stress-free access to credit for employees of onboarded organisations. By partnering directly with employers, CredX ensures responsible lending through salary-linked repayments, eliminating the need for collateral or guarantors. With a fully digital process, users can apply, get approved, and receive funds in minutes—all within a secure and user-friendly mobile app. CredX empowers employees with financial flexibility while supporting organizations in boosting employee satisfaction and productivity. Key Features: Instant access to low-interest loans Automated salary deductions for easy repayment No hidden fees, paperwork, or long queues Designed for employed individuals within verified companies CredX — smart credit for the working class.
Screenshots
Verdict
The clearest difference is review sentiment: Scrella at 100% against Credx Finance's 0%. Scrella also leads on rating (4.7 vs 1.0) and ratings volume (11 vs 2). Credx Finance's advantage is update cadence (fortnightly vs monthly). On price, ads, in-app purchases and monetization model there is nothing between them.
Scored on Price · Rating · Positive reviews · Number of ratings · Update frequency · Ads · In-app purchases · Monetization · Best chart rank · Devices · Requires iOS
Both are free to download. Neither carries in-app purchases, so what you see is what you pay.
Scrella holds the better App Store score, 4.7 against 1.0. That said, the two scores are not equally well evidenced: Scrella has 11 ratings behind it against 2, so its average is the more settled of the two. Written reviews point the same way: 100% of Scrella's written reviews are positive against 0% of Credx Finance's.
Scrella ships an update monthly, Credx Finance fortnightly. Both last shipped on October 30, 2026.
| Parameter | Scrella | Credx Finance |
|---|---|---|
| Price | Free | Free |
| Rating | 4.7 (11 ratings) — better | 1.0 (2 ratings) |
| Positive reviews | 100.0% of reviews — better | 0.0% of reviews |
| Number of ratings | 11 — better | 2 |
| Update frequency | Monthly | Fortnightly — better |
| Ads | No | No |
| In-app purchases | No | No |
| Monetization | Free | Free |
| Devices | iPhone, iPad, iPod — better | iPhone, iPod |
| Requires iOS | 15.1 | 15.1 |
| Further details — not scored | ||
| Size | 61 MB | 20 MB |
| Age rating | 4+ | 4+ |
| Developer | Scrella Technologies Limited | Credx Nigeria Ltd |
Customer experience
Scrella
Credx Finance
In-app purchases
Scrella
No in-app purchases
Credx Finance
No in-app purchases








