ExpensePad vs Trac
Price, ratings, monetisation and update history for both apps, side by side — with what reviewers say about each.
ExpensePad
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Keep track of all your expenses and have peace of mind. EXPENSE MANAGEMENT: • Track your daily expenses effortlessly with multi-currency support. • Use iCloud to have your expenses synced across all your devices. • Filter by category or search your transactions by description, place, or online store name. AUTOFILL: • Connect it with a Wallet Tap automation in the Shortcuts app to automatically register expenses in the app. • Log expenses easily by pasting a description from your clipboard. • Detect common expense names and add icons automatically. SHEETS: • Tag your transactions to a custom sheet • Assign a color to your sheets to get a visual indicator for your transactions. • Use the top menu to filter the transactions of a sheet. STATS: • Quickly view your monthly spending patterns without opening the app. • View your expenses by category at a glance with charts. • See your total spent per category. CLEAN USER INTERFACE: • Enjoy a modern, clean, and easy-to-use interface. • View the locations of your purchases on a map. • Support for Dark Mode.
Trac
This app helps you track expenses and understand your spending habits with a focus on privacy. It offers custom categories, merchant tracking, and scheduled payments to keep you in financial control. Your data stays on your device or can be backed up to iCloud.
- Track all expenses
- Privacy-first data storage
- Custom merchant tracking
- Multiple account management
- Customizable spending categories
- Scheduled payment reminders
- Visual spending insights and reports
- Optional iCloud backup
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Trac – A Simple and Easy-to-Use Money & Expense Tracker Completely Native. Private. An easy and intuitive expense tracker that helps you understand where your money goes and puts you in control. Managing your money shouldn't be a mystery. Trac - Money & Expense Tracker is designed to help you track every expense, gain valuable insights, and stay in control of your finances, all while keeping your data private and secure. Why Trac - Money & Expense Tracker? Most budgeting apps track your financial activity and sell your data. Trac - Money & Expense Tracker does the opposite—your data stays on your device or optionally backs up to your personal iCloud account for extra security. No ads, no tracking, just complete financial clarity. Plus, Trac is a completely native app, ensuring a fast, seamless, and reliable experience on your device. Track All Your Expenses: Quickly add transactions to see how much you're spending and where your money is going. Stay on top of your finances effortlessly. Privacy First: Your financial data is never shared or sold. Everything stays securely stored on your device, unless you choose to back it up to your private iCloud account. Custom Merchants: Want to know exactly where your money goes? Manage businesses you buy from and track expenses by merchant for deeper spending insights. Multiple Accounts: Organize expenses by payment method and track money flow from different sources. Get reminders for credit card closing and due dates so you never miss a payment. Custom Categories: Your spending isn’t one-size-fits-all. Create custom categories like “Freelance Income” or “Vacation Fund” to match your unique financial habits. Scheduled Payments: Never forget a bill again. Plan ahead with recurring or installment-based payments—whether it's a subscription, loan, or monthly bill. Insights & Reports: See where your money goes with visual reports and analytics. Identify trends, analyze spending patterns, and make informed financial decisions. iCloud Backup: Keep your financial history safe. Your data stays securely stored on your device, but you can also back it up to your iCloud account for extra peace of mind. Take control of your finances today with Trac Terms of Use: https://www.apple.com/legal/internet-services/itunes/dev/stdeula/
Screenshots
Verdict
The clearest difference is price: Trac at Free against ExpensePad's $3.99. Trac also leads on update cadence (every 2 days vs every 8 days). ExpensePad's advantage is in-app purchases (none vs 2). On ads, device support and iOS requirement there is nothing between them.
Scored on Price · Rating · Positive reviews · Number of ratings · Update frequency · Ads · In-app purchases · Monetization · Best chart rank · Devices · Requires iOS
Trac is free to download; ExpensePad costs $3.99 up front. Trac sells 2 in-app purchases, starting at $1.99 per month. ExpensePad asks for nothing beyond the download.
ExpensePad ships an update every 8 days, Trac every 2 days. The most recent releases landed on November 12, 2026 and October 30, 2026 respectively.
| Parameter | ExpensePad | Trac |
|---|---|---|
| Price | $3.99 | Free — better |
| Positive reviews | — | 100.0% of reviews |
| Update frequency | Every 8 days | Every 2 days — better |
| Ads | No | No |
| In-app purchases | No — better | Yes |
| Monetization | — | Freemium |
| Devices | iPhone, iPad — better | iPhone |
| Requires iOS | 18.0 | 17.6 — better |
| Further details — not scored | ||
| Size | 26 MB | 7 MB |
| Age rating | 4+ | 4+ |
| Developer | Oscar De Moya | VICTORJOSE CARRENO SEGURA |
In-app purchases
ExpensePad
No in-app purchases
Trac
- Super Monthly Plan (1 Month)$1.991 Month
- Super Yearly Plan (1 Year)$19.991 Year









