ExpensePad vs Debt Payoff Tracker

Keep track of all your expenses and have peace of mind. EXPENSE MANAGEMENT: • Track your daily expenses effortlessly with multi-currency support. • Use iCloud to have your expenses synced across all your devices. • Filter by category or search your transactions by description, place, or online store name. AUTOFILL: • Connect it with a Wallet Tap automation in the Shortcuts app to automatically register expenses in the app. • Log expenses easily by pasting a description from your clipboard. • Detect common expense names and add icons automatically. SHEETS: • Tag your transactions to a custom sheet • Assign a color to your sheets to get a visual indicator for your transactions. • Use the top menu to filter the transactions of a sheet. STATS: • Quickly view your monthly spending patterns without opening the app. • View your expenses by category at a glance with charts. • See your total spent per category. CLEAN USER INTERFACE: • Enjoy a modern, clean, and easy-to-use interface. • View the locations of your purchases on a map. • Support for Dark Mode.

Zero - Know Your Debt-Free Date. Zero is the debt payoff app built around one number that actually matters: the day you make your last payment. Every balance, every repayment, every interest charge - tracked with precision so you can see exactly where every dollar goes and exactly how fast you can reach freedom. CHOOSE YOUR STRATEGY - Debt Snowball: Pay off your smallest balance first. Build momentum. Feel wins compound. - Debt Avalanche: Attack the highest-interest debt first. Pay less interest overall. - Compare both side-by-side: see which strategy saves more in interest and time. - Switch strategies anytime without losing your data. UNDERSTAND WHERE EVERY DOLLAR GOES - See every balance you owe - credit cards, auto loans, personal debts, and more - Track monthly interest charges and total interest cost per debt - Watch your principal balance shrink with every repayment - Know how your income and expenses affect your debt payoff pace - What-If Calculator: how much do you save by adding $100 or $500 per month? WATCH YOUR PROGRESS - Total debt countdown with a live payoff date projection - Milestone celebrations at 25%, 50%, 75%, and the moment you reach zero - Days-to-freedom countdown (Premium) - Full repayment history (Premium) AI DEBT COACH (PREMIUM) Ask your AI coach anything about your debts, your repayment options, or your path to financial freedom. - "Should I switch from Snowball to Avalanche?" - "What if I repay an extra $300 this month?" - "How do I free up income to accelerate my payoff?" Powered by advanced AI. 30 questions per day. ZERO PRO FEATURES - Unlimited debts (free tier: up to 5) - Full repayment history - Interest vs. principal monthly breakdown - Payoff timeline visualization - Days-to-freedom countdown - AI Debt Coach (30 queries/day) - Export to CSV - Shareable progress cards - Custom app icons FREE TIER INCLUDES - Up to 5 debts tracked - Snowball and Avalanche strategies with side-by-side comparison - Payment logging with milestone celebrations - Payoff date projection - What-If Calculator Zero Pro is available as a monthly ($4.99/month) or yearly ($39.99/year) subscription. A 50% introductory offer may be available for new subscribers. Terms of Use (EULA): https://www.apple.com/legal/internet-services/itunes/dev/stdeula/