Comparison

LoanWise vs inxits

Price, ratings, monetisation and update history for both apps, side by side — with what reviewers say about each.

Head to head
About

LoanWise

Features
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EMI Calculator is a simple loan calculation tool that helps the user to quickly calculate EMI. Use this Loan EMI Calculator to calculate your EMI (Equated Monthly Instalment), plan your loan repayment in an effective way. You can also easy to compare two loans by using Loan EMI Calculator. Features: - Calculate EMI: Enter Amount, Interest Rate (%) and Loan Tenure (Years / Months) to calculate EMI. 
- Calculate Loan Amount: Enter EMI Amount, Interest Rate (%) and Loan Tenure to calculate the principal amount. - Calculate Interest Rate: Enter Principal Amount, EMI and Tenure to find the loan interest rates (%) - Compare Loan: Loan comparison of various banks by entering Principal Amount, Rate of Interest (%) and Tenure. Calculation result includes information like EMI Amount, Interest and total payable amount, for the values entered. Where to Use: Loan Calculator - Loan Tenure - Loan Amount - Interest Rate Investment Calculator - FD (Fixed Deposit) - RD (Recurring Deposit) - PPF (Public Provident Fund) - Cash Calculator Benefits: - Accurate results - Save time and effort - Simple and easy to use - The ability to compare two loans side-by-side Privacy policy: https://emicalculator2025.blogspot.com/2024/06/privacy-policy.html

About

inxits

Features
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About inXits inXits is India's intelligence-first wealth app, built by Ocean Finvest India Private Limited, a SEBI-Registered Investment Adviser (RIA). We don't just recommend investments—we analyze them. Most investment apps tell you what to buy. inXits helps you understand why an investment is suitable and whether it aligns with your financial goals, risk profile, and portfolio. As a fiduciary SEBI-Registered Investment Adviser, our recommendations are conflict-free by design—we answer to you, not product manufacturers. AI-powered insights help you make informed investment decisions with confidence. Key Features for Smart Wealth Creation 1. Holistic Portfolio View via Account Aggregator (AA) Framework Securely connect your financial accounts using the consent-based Account Aggregator (AA) framework and view your bank accounts, external mutual funds, and financial assets in one real-time dashboard. 2. Advanced Portfolio Analytics & Wealthscore Our AI-powered inXits Ranking analyzes 5,000+ mutual funds based on your goals and risk profile. Track: Portfolio XIRR Wealthscore Benchmark comparison Portfolio insights Fund suitability 3. Advanced Transaction Combinations (SIP, STP, SWP) Build a disciplined investment strategy. Start SIPs daily, weekly, or monthly. Transfer investments through STP (Systematic Transfer Plan). Generate planned income using SWP (Systematic Withdrawal Plan). 4. Instant Loan Against Mutual Funds (LAMF) Access liquidity without redeeming your investments. Pledge eligible mutual fund units digitally and avail instant overdraft facilities while keeping your investments growing. 5. Essential Reports & Tracking Access: Capital gains reports Tax reports ELSS summaries Portfolio statements External mutual fund tracking Our Products & Offerings All-In-One Mutual Fund Investing Invest in over 5,000 mutual fund schemes from India's leading Asset Management Companies (AMCs), including SBI, HDFC, ICICI Prudential, Axis, Mirae Asset, Parag Parikh, Motilal Oswal, Quant, Bandhan, Kotak, Nippon India and many more. Start investing with as little as ₹100. Invest across Large Cap, Mid Cap, Small Cap, Flexi Cap, Index, Debt, Hybrid, Liquid, ELSS and Sectoral Funds. Use the Smart SIP Calculator to estimate long-term wealth creation. Instant Redeem on eligible Liquid Funds allows withdrawals up to ₹50,000 or applicable limits. Bonds & Fixed Income Diversify your portfolio with curated bond and fixed-income opportunities designed to provide stable returns aligned with your investment objectives. Ocean Finvest India Private Limited SEBI Registered Investment Adviser | Registration No. INA000020369 SEBI Registered Research Analyst | Registration No. INH000019460 Principal Officer Email: direct@inxits.com Customer Support: services@oceanfinvest.in CONTACT & SUPPORT Principal Officer: direct@inxits.com Support: services@oceanfinvest.in Website: www.inxits.com REGULATORY & COMPLIANCE DISCLOSURE inXits is a mobile application offered by Ocean Finvest India Private Limited, a SEBI-Registered Investment Adviser (RIA). We use encryption, secure authentication, and consent-based data sharing through the Account Aggregator framework to protect your financial information. All content, analytics, rankings, and investment insights are provided for educational and informational purposes only. Past performance is not indicative of future results, and no returns are guaranteed. Investment views are general in nature and may not be suitable for every investor. Please consult a qualified financial adviser before making investment decisions. Mutual fund investments are subject to market risks. Read all scheme-related documents carefully before investing.

Screenshots

LoanWise4 screens
inxits4 screens

Verdict

The call

The clearest difference is iOS requirement: LoanWise at 13.0 against inxits's 16.4. On price, update cadence, ads and in-app purchases there is nothing between them.

Scored on Price · Rating · Positive reviews · Number of ratings · Update frequency · Ads · In-app purchases · Monetization · Best chart rank · Devices · Requires iOS

CostPrice · In-app purchases · Ads · Monetization

Both are free to download. Neither carries in-app purchases, so what you see is what you pay.

UpkeepUpdate frequency

Both ship on a similar rhythm, roughly every 5 days. The most recent releases landed on November 4, 2026 and November 5, 2026 respectively.

Scorecard1 real difference · 5 level
LoanWise versus inxits: the parameters behind the verdict, then further details
ParameterLoanWiseinxits
PriceFreeFree
Update frequencyEvery 5 daysEvery 5 days
AdsNoNo
In-app purchasesNoNo
DevicesiPhone, iPod — betteriPhone
Requires iOS13.0 — better16.4
Further details — not scored
Size66 MB80 MB
Age rating4+4+
DeveloperParth PatelOCEAN FINVEST INDIA PRIVATE LIMITED

In-app purchases

None

LoanWise

No in-app purchases

None

inxits

No in-app purchases

Questions

Is LoanWise free?
LoanWise is free to download, with no in-app purchases.
Is inxits free?
inxits is free to download, with no in-app purchases.
Do LoanWise or inxits have ads?
Neither LoanWise nor inxits shows ads.
Which is updated more often, LoanWise or inxits?
LoanWise ships an update every 5 days, and inxits every 5 days. Most recently, LoanWise was updated on November 4, 2026 and inxits on November 5, 2026.

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