Comparison

Sumly vs Bips

Price, ratings, monetisation and update history for both apps, side by side — with what reviewers say about each.

Head to head
About

Sumly

Manage business and personal finances, file taxes with confidence, and track expenses automatically. This app helps self-employed individuals identify tax savings and avoid missing deadlines with smart reminders and expert support.

Highlights
  • Streamlined tax filing for self-employed
  • Automatic expense tracking and categorization
  • Real-time tax savings visualization
  • Quarterly estimate reminders
  • Deduction opportunity flagging
  • Priority tax expert support
Features
Read full description

Sumly is the financial home for the self-employed. Whether you're a freelancer, independent consultant, contractor, or single-member LLC, Sumly gives you one place to manage business and personal finances, file your taxes, and stop leaving money on the table. The average self-employed professional overpays $2,350 in taxes every year. Sumly changes that. What you can do with Sumly File your taxes with confidence: A streamlined filing experience built for self-employed income, deductions, and the complexity that comes with working for yourself. Automatic expense tracking: Your expenses are captured and categorized automatically. No spreadsheets, no manual uploads, no end-of-year scramble. Real-time tax savings: Watch your tax bill decrease as deductions are applied. You always know where you stand. Quarterly estimate reminders: Never miss an IRS deadline. Smart nudges keep you on schedule all year. Top deduction opportunities: Sumly flags high-impact deductions you might be missing so nothing gets left behind. Priority support from a tax expert: When you have questions, a real tax expert is available to help fast. Stay organized year-round and walk into filing season with clarity and confidence. Privacy Policy: https://www.getsumly.com/legal-pages/privacy-policy Terms of Use: https://www.apple.com/legal/internet-services/itunes/dev/stdeula/

About

Bips

This finance platform helps independent workers track expenses, log work-related mileage, and get AI-powered tax advice. It generates CPA-ready reports to simplify tax season for freelancers and solopreneurs.

Highlights
  • Expense tracking and categorization
  • GPS mileage logging for deductions
  • AI financial and tax assistant
  • CPA-ready income and expense exports
  • Bank account connection for transaction import
Read full description

If you're a 1099 worker, freelancer, or solopreneur, the IRS treats you like a business. Many people don't find that out until tax season. Bips is the finance platform built specifically for independent workers. EXPENSE TRACKING Connect your bank and Bips categorizes your transactions. Review and adjust any transaction, and every business expense stays captured and organized, ready for your CPA or your own records. No spreadsheets. No manual entry. GPS MILEAGE TRACKING Every mile you drive for work is a deduction. Log a trip in seconds and Bips handles the rest. Mileage tracking adds up to serious tax savings, fast. AI FINANCIAL ASSISTANT Have a question about what you can deduct? Wondering how to handle a specific expense? Bips gives you on-demand answers to financial and tax questions tailored to you. CPA-READY EXPORTS When tax season hits, you're already prepared. Export a clean, organized summary of your income and expenses that any CPA can work with immediately. If you're earning 1099 income and not tracking your finances, you're leaving real money on the table. Get started with Bips today. Terms of Use (EULA): https://www.apple.com/legal/internet-services/itunes/dev/stdeula/ Privacy Policy: https://www.trybips.com/legal/privacy-policy

Screenshots

Sumly4 screens
Bips4 screens

Verdict

The call

The clearest difference is ads: Sumly at none against Bips's shown. Sumly also leads on ratings volume (5 vs 1). On price, rating, review sentiment and update cadence there is nothing between them.

Scored on Price · Rating · Positive reviews · Number of ratings · Update frequency · Ads · In-app purchases · Monetization · Best chart rank · Devices · Requires iOS

CostPrice · In-app purchases · Ads · Monetization

Both are free to download. Sumly sells 2 in-app purchases, starting at $39.99 per month and Bips sells 1 in-app purchase, starting at $25.00 per month. Whichever you choose, the download price is not the number that matters.

ReceptionRating · Positive reviews · Number of ratings

On the App Store both sit at effectively the same score — 5.0 for Sumly against 5.0 for Bips. That said, the two scores are not equally well evidenced: Sumly has 5 ratings behind it against 1, so its average is the more settled of the two. Written reviews split almost evenly too, at 100% and 100% positive.

UpkeepUpdate frequency

Sumly ships an update every 6 days, Bips every 10 days. The most recent releases landed on October 24, 2026 and October 11, 2026 respectively.

Scorecard2 real differences · 8 level
Sumly versus Bips: the parameters behind the verdict, then further details
ParameterSumlyBips
PriceFreeFree
Rating5.0 (5 ratings)5.0 (1 ratings)
Positive reviews100.0% of reviews100.0% of reviews
Number of ratings5 — better1
Update frequencyEvery 6 days — betterEvery 10 days
AdsNo — betterYes
In-app purchasesYesYes
MonetizationFree with in-app purchasesFree with in-app purchases
DevicesiPhone, iPad, iPodiPhone, iPad, iPod
Requires iOS15.615.1 — better
Further details — not scored
Size44 MB79 MB
Age rating4+4+
DeveloperSumly Inc.Bips LLC

Customer experience

Sumly

All ratings5 ratings
Positive100.0%
Neutral0.0%
Negative0.0%
Written reviews1 reviews
Positive100.0%
Neutral0.0%
Negative0.0%

Bips

Written reviews1 reviews
Positive100.0%
Neutral0.0%
Negative0.0%

In-app purchases

2 purchases

Sumly

Subscriptions2
  • Pro Subscription7 Days trial2 variants$39.991 Month
  • Pro Subscription7 Days trial$49.991 Month
1 purchases

Bips

Subscriptions1
  • Bips HQ$25.001 Month

Questions

Is Sumly free?
Sumly is free to download, with in-app purchases available.
Is Bips free?
Bips is free to download, with in-app purchases available.
Which has better reviews, Sumly or Bips?
Sumly and Bips are both rated 5.0 out of 5 on the App Store, from 5 and 1 ratings respectively.
Do Sumly or Bips have ads?
Bips shows ads; Sumly does not.
Which is updated more often, Sumly or Bips?
Sumly ships an update every 6 days, and Bips every 10 days. Most recently, Sumly was updated on October 24, 2026 and Bips on October 11, 2026.

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