Comparison

Sefer Pay vs UNQ Digital

Price, ratings, monetisation and update history for both apps, side by side — with what reviewers say about each.

Head to head

About

Sefer Pay

Features

Read full description

Uma solução financeira intuitiva que permite gerenciar seus recursos de forma prática e segura, oferecendo ferramentas para controle e organização de seu dinheiro.

About

UNQ Digital

Features

Read full description

UNQ Digital – Seu banco digital, simples e inovador A UNQ Digital nasceu para simplificar sua vida financeira. Nosso app reúne tudo o que você precisa para gerenciar seu dinheiro com segurança, agilidade e inovação. Funcionalidades: Conta Digital: abra sua conta 100% online, sem burocracia. POS Integrado: receba pagamentos por cartão de forma prática e segura. Cartões Vestíveis: pague por aproximação usando pulseiras e acessórios. Gestão de Recebimentos: acompanhe vendas e repasses em tempo real. Com a UNQ Bank, você tem o controle total do seu dinheiro, na palma da mão, e a liberdade para receber e pagar de forma moderna. Baixe agora e descubra como é fácil se conectar ao futuro financeiro.

Screenshots

Sefer Pay4 screens

UNQ Digital4 screens

Verdict

The call

Sefer Pay and UNQ Digital are too close to call on the numbers: across 6 compared parameters — price, update cadence, ads and in-app purchases among them — neither pulls far enough ahead to decide it. What separates them is feature set and interface, not measurable difference.

Scored on Price · Rating · Positive reviews · Number of ratings · Update frequency · Ads · In-app purchases · Monetization · Best chart rank · Devices · Requires iOS

CostPrice · In-app purchases · Ads · Monetization

Both are free to download. Neither carries in-app purchases, so what you see is what you pay.

UpkeepUpdate frequency

Sefer Pay ships an update fortnightly, UNQ Digital every 2 weeks. The most recent releases landed on September 15, 2026 and July 3, 2026 respectively.

ScorecardNo meaningful differences

Sefer Pay versus UNQ Digital: the parameters behind the verdict, then further details
Parameter	Sefer Pay	UNQ Digital
Price	Free	Free
Update frequency	Fortnightly	Every 2 weeks — better
Ads	No	No
In-app purchases	No	No
Devices	iPhone, iPod	iPhone, iPod
Requires iOS	15.1	15.1
Further details — not scored
Size	45 MB	74 MB
Age rating	4+	4+
Developer	SMS - SMART MONEY SOLUTIONS MEIOS DE PAGAMENTO ELETRONICOS LTDA	UNQ BANK SERVICOS ADMINISTRATIVOS LTDA

In-app purchases

None

Sefer Pay

No in-app purchases

None

UNQ Digital

No in-app purchases

Questions

Is Sefer Pay free?

Sefer Pay is free to download, with no in-app purchases.

Is UNQ Digital free?

UNQ Digital is free to download, with no in-app purchases.

Do Sefer Pay or UNQ Digital have ads?

Neither Sefer Pay nor UNQ Digital shows ads.

Which is updated more often, Sefer Pay or UNQ Digital?

Sefer Pay ships an update fortnightly, and UNQ Digital every 2 weeks. Most recently, Sefer Pay was updated on September 15, 2026 and UNQ Digital on July 3, 2026.