JN Pay Wallet vs Upcharge

JN Pay Wallet is a fast, secure, and convenient way to store and manage your digital money. With the JN Pay Wallet you can transfer funds in JAM-DEX, pay utility bills, buy mobile credit, deposit to and withdraw from a JN Bank account and JN Smart ATM.

DELIVERY FEE TRANSPARENCY. FINALLY. That quick dinner order costs more than you think. Between delivery fees, service charges, taxes, and tips, your meal's final price can be 40-50% higher than the menu price. Upcharge shows you exactly where every dollar goes. WHAT UPCHARGE DOES - Breaks down every fee in your delivery orders - Calculates your true "convenience premium" - Tracks spending across all major delivery platforms - Compares costs between services over time - Provides monthly and yearly spending insights HOW IT WORKS Simply upload your receipt as a PDF. Upcharge automatically detects the platform and extracts every line item — delivery fees, service fees, taxes, tips, and discounts. No manual entry required. INSIGHTS THAT MATTER View beautiful charts showing your spending patterns. See which platforms cost you the most. Set monthly budgets and get notified when you're close to your limit. Export your data anytime. YOUR DATA STAYS YOURS Upcharge stores everything locally on your device. No accounts. No cloud storage. No data collection. Complete privacy, by design. FEATURES ○ Automatic PDF receipt scanning ○ Support for all major delivery platforms ○ Detailed fee breakdown with visual charts ○ Monthly and yearly spending analytics ○ Platform comparison tools ○ Budget tracking with notifications ○ Data export functionality ○ 100% offline and private Stop guessing. Start tracking. Download Upcharge and see what convenience really costs.