CIB vs ECAP
Price, ratings, monetisation and update history for both apps, side by side — with what reviewers say about each.
CIB
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Mobile Banking for Capital International Bank Clients Experience seamless banking with our mobile app, designed exclusively for VELTA users. Easily manage your accounts by, viewing balances, tracking transactions, and authorising payments on the go. Key Features: * Biometric Login: Securely access your account and complete payment authorisations with fingerprint or facial recognition. * Unified Account View: View your accounts and balances in one convenient place. * Transaction History: Review your account's transactional history effortlessly. * Payment Authorisations: Authorise payments quickly and securely. * Real-Time Notifications: Stay informed with notifications for pending authorisations. * Customisable Home Page: Pin your favourite ‘Choice accounts’ for quick access. Capital International Bank Limited is a wholly owned subsidiary of Capital International Group Limited (www.capital-iom.com) a privately owned financial services group based in the Isle of Man. Capital International Bank Limited is licensed by the Isle of Man Financial Services Authority and operates as a non-retail, restricted deposit taker under a Class 1 (2) licence. Deposits are not covered by the Isle of Man Depositors’ Compensation Scheme and terms and conditions apply. Capital International Bank and Capital International are trading names of Capital International Bank Limited. Capital International Bank Limited is also licensed by the South African Reserve Bank Prudential Authority to conduct the business of a Representative Office in South Africa.
ECAP
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ECAP: Global Finance, Simplified Manage international payments, foreign exchange and treasury activity through one secure, intuitive app. The ECAP app gives businesses and private clients greater clarity, confidence and control when moving money globally. Access key services, monitor activity and connect with ECAP’s experienced team through a streamlined digital experience. With the ECAP app, you can: • View and manage international payment activity • Access foreign exchange solutions • Monitor transactions and account information • Submit payment instructions securely • Upload and manage supporting documents • Receive updates on transaction progress • Connect directly with the ECAP team ECAP combines institutional expertise with the agility and personal service of a specialist treasury consultancy. Through a trusted network of regulated partners, ECAP helps clients navigate complex international financial requirements with greater simplicity and transparency. Whether you are managing routine payments, international supplier costs, currency exposure or more complex treasury needs, the ECAP app provides a clear and convenient way to stay informed and in control. One relationship. Global financial access.
Screenshots
Verdict
The clearest difference is update cadence: ECAP at every 10 days against CIB's every 6 weeks. ECAP also leads on device support (3 vs 1). On price, ads, in-app purchases and iOS requirement there is nothing between them.
Scored on Price · Rating · Positive reviews · Number of ratings · Update frequency · Ads · In-app purchases · Monetization · Best chart rank · Devices · Requires iOS
Both are free to download. Neither carries in-app purchases, so what you see is what you pay.
CIB ships an update every 6 weeks, ECAP every 10 days. The most recent releases landed on October 25, 2026 and October 29, 2026 respectively.
| Parameter | CIB | ECAP |
|---|---|---|
| Price | Free | Free |
| Update frequency | Every 6 weeks | Every 10 days — better |
| Ads | No | No |
| In-app purchases | No | No |
| Devices | iPhone | iPhone, iPad, iPod — better |
| Requires iOS | 16.0 | 15.6 — better |
| Further details — not scored | ||
| Size | 121 MB | 52 MB |
| Age rating | 4+ | 4+ |
| Developer | Capital International Group Ltd | Equals Money PLC |
In-app purchases
CIB
No in-app purchases
ECAP
No in-app purchases








