Comparison

OwlPay Wallet Pro vs SoftNote

Price, ratings, monetisation and update history for both apps, side by side — with what reviewers say about each.

Head to head
About

OwlPay Wallet Pro

Easily manage digital assets, send funds globally, and convert money securely. This app allows instant conversion of USDC to local currency for bank accounts and supports multiple blockchains. It offers various deposit and withdrawal methods for convenient access to your funds.

Highlights
  • Send USDC to bank accounts
  • Multi-chain compatibility
  • Deposit/withdraw via MoneyGram
  • Non-custodial wallet
  • Borderless transfers
  • Convert to native tokens
Read full description

OwlPay Wallet Pro is a smarter way to get started with crypto. Securely convert money, send funds globally, and manage your digital assets — all in one simple app. New Feature! Send USDC straight to bank accounts. No crypto wallet needed for recipients. It arrives instantly as local currency. Skip topping up native tokens — we handle the gas upfront for you. Instant Payouts. Lower Fees. Effortless Sending! FOUR WAYS TO DEPOSIT & WITHDRAW - Get USDC instantly with a credit card. - Add funds via bank transfer. - Deposit or withdraw cash at participating MoneyGram locations. - Redeem gift cards in-app using USDC for fast, flexible access to your funds. MULTI-CHAIN COMPATIBILITY - Use USDC across seven major blockchains: Stellar, Ethereum, Polygon, Avalanche, Arbitrum, Optimism, and Solana. ADD NATIVE TOKENS - Beyond USDC, you can convert into native tokens like ETH, SOL, AVAX, and XLM directly in the app. NON-CUSTODIAL WALLET - Stay in full control of your assets—only you hold the keys. - Create and recover your wallet using a single mnemonic phrase. BORDERLESS TRANSFERS - Send and receive USDC globally with no geographic restrictions. - Move your money anytime, anywhere. SIMPLE AND USER-FRIENDLY - No technical experience required. - Easy setup with intuitive navigation. TRANSPARENT TRANSACTIONS - Track every transaction in real time. - Categorize activity and stay in control of your assets. COST-EFFECTIVE AND COMPLIANT - Save on fees and streamline operations. - Meet regulatory requirements with ease. OwlPay Wallet Pro makes it easy to bridge digital and cash transactions in one secure app. Download now and take full control of your digital assets.

About

SoftNote

This application offers a secure and efficient way to manage and transfer digital assets like BTC, ETH, and USDT. It features instant, fee-free transactions and robust security measures for your cryptocurrency. Manage multiple accounts and enjoy anonymous, global accessibility for your digital currency.

Highlights
  • Transactionless payments
  • Zero fees
  • Anonymous transactions
  • Multi-currency support (BTC, ETH, USDT)
  • Secure account protection (Passcode, Touch ID, Face ID)
  • Seamless registration & authorization
  • SoftNote Bills management
Features
Read full description

SoftNote, powered by Tectum, is a groundbreaking mobile application that transforms the way you manage and transfer digital assets. With its innovative transactionless payment system, SoftNote offers instant payments with zero fees, making it the perfect solution for fast, anonymous, and efficient transactions. Key Features: Seamless Registration & Authorization: • Register and log in with ease using your Email, Google Account, or Apple Account. • Enjoy the convenience of multi-account support, allowing you to manage multiple profiles effortlessly. Advanced App Protection: •Keep your SoftNote account secure with a variety of protection methods including Passcode (Pincode), Touch ID and Face ID for iOS devices. SoftNote Bills Management: •Effortlessly manage your SoftNote Bills with features such as Balances Display, Handover, Deposit, Export, and Convert, giving you full control over your digital assets. Mint House: •Take full advantage of the Mint House to Mint, Fill, and Burn SoftNotes for Blue Hub and Green Hub, ensuring flexibility and control over your digital currency ecosystem. Comprehensive Crypto Wallet: • Manage your cryptocurrency assets with features like Balances Display, Send, Deposit, and Migrate. Keep track of your digital currency holdings and perform transactions seamlessly. Why Choose SoftNote Wallet? SoftNote is more than just a digital wallet—it's a revolutionary payment platform that brings the future of digital currency to your fingertips. By facilitating frictionless, peer-to-peer transactions, SoftNote unlocks the full potential of blockchain technology, offering unmatched speed, security, and convenience. Transactionless Payments: Experience instant, fee-free payments by simply handing over SoftNotes. No more waiting for confirmations or paying high transaction fees. Built on Bitcoin: SoftNote leverages Tectum's Bitcoin node and overlay network to enable on-chain transfers with low fees and lightning-fast transaction times, turning Bitcoin into a scalable global cash system. Anonymous Transactions: SoftNote ensures complete privacy, offering more anonymity than traditional Bitcoin transactions by eliminating public address tracking. Multi-Currency Support: SoftNotes can be minted using Bitcoin (BTC), Ethereum (ETH), and USDT, with easy management through SoftNote's web wallet and mobile app. Global Accessibility: SoftNotes can be used both digitally and in physical paper format, making them perfect for offline transactions. With network independence, they can be transferred across any network capable of sending image files. Secure & Trustworthy: Every SoftNote is secured with a unique serial number, and protected with robust cryptographic security, ensuring the safety and ownership of your digital assets. Microtransaction-Friendly: With zero fees and instant payment processing, SoftNote is perfect for small transactions, enabling new possibilities for micropayments. SUPPORTED ASSETS Bitcoin (BTC), Ethereum (ETH), USDT (USDT)

Screenshots

OwlPay Wallet Pro4 screens
SoftNote4 screens

Verdict

The call

The clearest difference is rating: SoftNote at 5.0 against OwlPay Wallet Pro's 4.2. On price, ratings volume, update cadence and ads there is nothing between them.

Scored on Price · Rating · Positive reviews · Number of ratings · Update frequency · Ads · In-app purchases · Monetization · Best chart rank · Devices · Requires iOS

CostPrice · In-app purchases · Ads · Monetization

Both are free to download. Neither carries in-app purchases, so what you see is what you pay.

ReceptionRating · Positive reviews · Number of ratings

SoftNote holds the better App Store score, 5.0 against 4.2. Both are backed by a comparable volume of ratings — 5 and 14 respectively.

UpkeepUpdate frequency

Both ship on a similar rhythm, roughly fortnightly. The most recent releases landed on August 4, 2026 and June 9, 2026 respectively.

Scorecard1 real difference · 9 level
OwlPay Wallet Pro versus SoftNote: the parameters behind the verdict, then further details
ParameterOwlPay Wallet ProSoftNote
PriceFreeFree
Rating4.2 (5 ratings)5.0 (14 ratings) — better
Positive reviews—94.4% of reviews
Number of ratings514 — better
Update frequencyFortnightlyFortnightly
AdsNoNo
In-app purchasesNoNo
MonetizationFreeFree
DevicesiPhone, iPadiPhone, iPod
Requires iOS16.015.6 — better
Further details — not scored
Size156 MB39 MB
Age rating4+17+
DeveloperOBOOK INC.Crispmind, Inc.

Customer experience

OwlPay Wallet Pro

All ratings5 ratings
Positive80.0%
Neutral0.0%
Negative20.0%

SoftNote

All ratings14 ratings
Positive100.0%
Neutral0.0%
Negative0.0%
Written reviews18 reviews
Positive94.4%
Neutral0.0%
Negative5.6%

In-app purchases

None

OwlPay Wallet Pro

No in-app purchases

None

SoftNote

No in-app purchases

Questions

Is OwlPay Wallet Pro free?
OwlPay Wallet Pro is free to download, with no in-app purchases.
Is SoftNote free?
SoftNote is free to download, with no in-app purchases.
Which has better reviews, OwlPay Wallet Pro or SoftNote?
SoftNote is rated higher. OwlPay Wallet Pro averages 4.2 out of 5 from 5 ratings, while SoftNote averages 5.0 from 14 ratings.
Do OwlPay Wallet Pro or SoftNote have ads?
Neither OwlPay Wallet Pro nor SoftNote shows ads.
Which is updated more often, OwlPay Wallet Pro or SoftNote?
OwlPay Wallet Pro ships an update fortnightly, and SoftNote fortnightly. Most recently, OwlPay Wallet Pro was updated on August 4, 2026 and SoftNote on June 9, 2026.

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