Luna vs Penny

Luna is a budgeting app designed to help people curb spending and is built on 2 core principles - Completely manual (for your own good) - An incredible user experience (so that you don't mind it being so manual) We also have a lockscreen/homescreen widget + reminder notifications to help you get in the habit of tracking :) Try Luna for 14 days and then get a Luna Subscription for $4.99/mo ($49.99/yr or $149.99 lifetime) Learn more at https://lunabudgeting.com/ Terms of Service: https://lunabudgeting.com/tos Privacy Policy: https://lunabudgeting.com/privacy-policy

Subscriptions are sneaky. Penny is sneakier. Penny keeps every subscription in one tidy place, shows you exactly where your money goes each month, and taps you on the shoulder before a bill hits. No more mystery charges. No more "wait, I still pay for that?" And here is the twist: a subscription tracker with no subscription. Penny Pro is a one-time purchase, yours forever. WHAT PENNY DOES - Your subscriptions in one clear view - Monthly and yearly spending at a glance - Reminders before bills sneak up on you - Organised by category, so things stay tidy - Quick to add, easy to manage, free to start PENNY PRO (one-time purchase, no subscription, ever) - Unlimited subscriptions - Custom reminders, you pick when Penny nudges you - A calendar of upcoming renewals with a weekly breakdown - Full analytics that turn your spending into an "ohhh, that is where it goes" - Custom categories and colors - iCloud sync between iPhone and Mac - Every future update included Pay once. Keep Penny forever. Your wallet will purr.