Comparison

Luna vs PayFly

Price, ratings, monetisation and update history for both apps, side by side — with what reviewers say about each.

Head to head
About

Luna

This app offers a manual expense tracking experience focused on curbing spending. It prioritizes a user-friendly interface and includes widgets and notifications to encourage consistent habit formation.

Highlights
  • Manual expense tracking
  • Spending curbing focus
  • User-friendly interface
  • Lockscreen/homescreen widgets
  • Reminder notifications
  • 14-day free trial
Features
Read full description

Luna is a budgeting app designed to help people curb spending and is built on 2 core principles - Completely manual (for your own good) - An incredible user experience (so that you don't mind it being so manual) We also have a lockscreen/homescreen widget + reminder notifications to help you get in the habit of tracking :) Try Luna for 14 days and then get a Luna Subscription for $4.99/mo ($49.99/yr or $149.99 lifetime) Learn more at https://lunabudgeting.com/ Terms of Service: https://lunabudgeting.com/tos Privacy Policy: https://lunabudgeting.com/privacy-policy

About

PayFly

Features
Read full description

Track your income and spending easy way type in income track your expenses with user friendly interface. Terms & Conditions: https://www.apple.com/legal/internet-services/itunes/dev/stdeula

Screenshots

Luna4 screens
PayFly4 screens

Verdict

The call

The clearest difference is update cadence: Luna at every 5 days against PayFly's every 3 weeks. On price, ads, in-app purchases and device support there is nothing between them.

Scored on Price · Rating · Positive reviews · Number of ratings · Update frequency · Ads · In-app purchases · Monetization · Best chart rank · Devices · Requires iOS

CostPrice · In-app purchases · Ads · Monetization

Both are free to download. Luna sells 3 in-app purchases, starting at $4.99 per month and PayFly sells 2 in-app purchases, starting at $29.99 per month. Whichever you choose, the download price is not the number that matters.

UpkeepUpdate frequency

Luna ships an update every 5 days, PayFly every 3 weeks. The most recent releases landed on October 24, 2026 and October 7, 2026 respectively.

Scorecard1 real difference · 9 level
Luna versus PayFly: the parameters behind the verdict, then further details
ParameterLunaPayFly
PriceFreeFree
Rating4.6 (20 ratings) — better—
Positive reviews83.3% of reviews—
Number of ratings20 — better—
Update frequencyEvery 5 days — betterEvery 3 weeks
AdsNoNo
In-app purchasesYesYes
MonetizationFree with in-app purchases—
DevicesiPhoneiPhone, iPad — better
Requires iOS17.017.0
Further details — not scored
Size101 MB29 MB
Age rating4+4+
DeveloperAloaLabs, LLCAkbina

In-app purchases

3 purchases

Luna

Subscriptions2
  • Monthly Subscription$4.991 Month
  • Luna Yearly Subscription$49.991 Year
One-time1
  • Luna Lifetime Access$149.99
2 purchases

PayFly

Subscriptions2
  • Expence Pro Monthly$29.991 Month
  • Expence Pro Yearly$99.991 Year

Questions

Is Luna free?
Luna is free to download, with in-app purchases available.
Is PayFly free?
PayFly is free to download, with in-app purchases available.
Do Luna or PayFly have ads?
Neither Luna nor PayFly shows ads.
Which is updated more often, Luna or PayFly?
Luna ships an update every 5 days, and PayFly every 3 weeks. Most recently, Luna was updated on October 24, 2026 and PayFly on October 7, 2026.

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