Payours vs Owelo
Price, ratings, monetisation and update history for both apps, side by side — with what reviewers say about each.
Payours
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Payours - Split Bills. Track Payments. Stay Organized. Payours makes it easy to split bills with friends, family, or roommates—whether you're sharing rent, planning a trip, or dining out. No more spreadsheets or awkward reminders. Just simple, stress-free expense sharing. Key Features • Split bills equally or by custom amounts • Track who paid and who still owes • Send automated reminders • Support for groups and multi-currency • Scan receipts and manage recurring bills • Settle payments and mark as paid • Optional Face ID or PIN for extra security Go Premium (Optional In-App Purchase) Upgrade for even more power and convenience: • Amazing Plan – $29.99/month: Ad-free, advanced split options, priority support, Unlimited bill creation, Unlimited group creation, Unlimited group users • Fun Plan – $2.99/month: Essential premium tools at a lower cost, Unlimited bill and group creation, Unlimited group users Payments & Subscriptions • Payment is charged to your iTunes Account upon purchase confirmation. • Subscription auto-renews unless cancelled 24 hours before end of current period • Manage your subscription via Apple Account Settings • Auto-renewal may be turned off by visiting your Apple Account Settings. • No cancellations allowed during active subscription period Legal • Terms of Use: https://www.apple.com/legal/internet-services/itunes/dev/stdeula/ • Privacy Policy: https://payours.io/privacy-privacy/ Download Payours today and make group expenses fair, fast, and frustration-free!
Owelo
Easily manage and split the cost of shared subscriptions with household members. Automates payments and eliminates the need for password sharing. Ideal for students and shared living situations.
- Create and manage shared subscription plans
- Automated payment splitting
- Smart cost splitting
- Secure and private
- Supports Apple Pay and Stripe
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Owelo makes sharing recurring subscriptions simple. It’s built for a world where password sharing is over. Create a plan, invite your roommates, and let Owelo handle the payments automatically. Perfect for college students and shared households: • Streaming services (Netflix, Spotify, Hulu, and Disney+), shared memberships, and other household expenses Features: • Create and manage shared subscription plans with roommates • Split recurring payments automatically using Apple Pay or Stripe • Smart cost splitting so everyone pays their share on time • Private and secure with no shared passwords or awkward reminders Say goodbye to Daddy’s password. Start owning your subscriptions with Owelo.
Screenshots
Verdict
The clearest difference is in-app purchases: Owelo at none against Payours's 2. Owelo also leads on update cadence (every 2 days vs every 2 weeks). Payours's advantage is iOS requirement (15.5.0 vs 18.5). On price, ads and device support there is nothing between them.
Scored on Price · Rating · Positive reviews · Number of ratings · Update frequency · Ads · In-app purchases · Monetization · Best chart rank · Devices · Requires iOS
Both are free to download. Payours sells 2 in-app purchases, starting at $2.99 per month. Owelo asks for nothing beyond the download.
Payours ships an update every 2 weeks, Owelo every 2 days. The most recent releases landed on October 3, 2026 and October 4, 2026 respectively.
| Parameter | Payours | Owelo |
|---|---|---|
| Price | Free | Free |
| Rating | — | 5.0 (5 ratings) — better |
| Positive reviews | — | 100.0% of reviews |
| Number of ratings | — | 5 — better |
| Update frequency | Every 2 weeks | Every 2 days — better |
| Ads | No | No |
| In-app purchases | Yes | No — better |
| Monetization | — | Free |
| Devices | iPhone, iPod | iPhone, iPad |
| Requires iOS | 15.5.0 — better | 18.5 |
| Further details — not scored | ||
| Size | 184 MB | 16 MB |
| Age rating | 4+ | 9+ |
| Developer | 456Labs Inc | Quincy Keele |
In-app purchases
Payours
- Monthly$2.991 Month
- Monthly$29.991 Year
Owelo
No in-app purchases









