PercentPay vs CitizenWealth

Pay Together. Grow Together. PercentPay is the smartest way to split bills, raise funds, and manage group money with trust and transparency. Whether it’s for a birthday trip, community project, or your monthly squad hangout, PercentPay ensures everyone contributes, fast and fair. No more chasing people in group chats. PercentPay makes it easy to: • Create groups for any cause or event • Request funds or split payments • Track who has paid and who hasn’t (yes, Chuka we’re looking at you!) • Vote on how money is used (optional, but democratic!) • Withdraw funds securely, anytime. Whether you’re collecting for your estate transformer, your friend’s bridal shower, or a soft December getaway, PercentPay is your community’s financial command center. FEATURES THAT STAND OUT • Transparent group wallets • Voting or admin-controlled disbursements • Instant transfers • Social accountability WHY USERS LOVE US • Zero excuses. Everyone pays sharp sharp. • It’s not just a payment app, it’s a people-trust app. • Group money made fun, fair, and safe. Get started in seconds. Invite your circle. Set a goal. Collect your funds. All on PercentPay. We require location update capability to set up region monitoring. This enables us to receive location updates in the background whenever the users enter or exit their created digital addresses.

Your money shouldn’t lose value while it sits. And it shouldn’t cost a fortune to send home. CitizenWealth is a borderless financial platform for global communities. Hold stable currencies, save together with your community across any border, and send money home - all from one app. HOLD THE WORLD'S STRONGEST CURRENCIES • Open a digital wallet in minutes. Hold USD and EUR — stable value, backed by regulated custodians. • Fund via bank transfer (ACH, Faster Payments, SEPA) or mobile money. No minimum balance. No maintenance fees. SAVE TOGETHER — ACROSS ANY BORDER Digitize your stokvel, chama, tanda, esusu, tontine, or paluwagan. CitizenWealth savings clubs support up to 50 members worldwide and offer flexible club types: • Rotating Payout — the classic structure, now in stable currencies • Shared Goal — pool funds for property, education, or business • Emergency Fund — a community safety net with transparent payouts • Investment Club — grow together and save towards investing for something big Every contribution is tracked on a real-time transparent ledger. Multi-admin governance, auto-pay scheduling, activity feeds, and milestone celebrations keep your group organized and connected - even across time zones. SEND MONEY HOME FROM 1% • Transfer funds to 20+ countries across 12+ African corridors. • Recipients get paid in local currency via bank transfer or mobile money. • No hidden fees. • Zero recipient fees. • Real-time tracking from send to receive. EARN REWARDS ON YOUR SAVINGS • Get cashback rewards on what you save — up to 3%, credited daily and paid out monthly. • No lock-up. • No minimum balance. • Current reward rates and eligibility are shown in the app before you opt in. BUILT ON TRUST, NOT PROMISES • Fund segregation — your money is never lent or invested without consent • Every fee visible before you confirm — no surprises TWO SIMPLE PLANS • Basic (free): Full access to wallets, savings clubs, and transfers. • Pro ($9.99/month): Lower fees on every transaction, external sends, and priority support. WHO IT’S FOR • Diaspora families sending money home and saving together across borders • Savings club organizers tired of spreadsheets and WhatsApp disputes • Freelancers and remote workers earning in USD, GBP, or EUR • Anyone who wants their savings to hold value — not lose it Terms of Use (EULA): https://www.apple.com/legal/internet-services/itunes/dev/stdeula/ Privacy Policy: https://citizenwealth.app/privacy