Comparison

PercentPay vs OTOBILL

Price, ratings, monetisation and update history for both apps, side by side — with what reviewers say about each.

Head to head
About

PercentPay

Features
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Pay Together. Grow Together. PercentPay is the smartest way to split bills, raise funds, and manage group money with trust and transparency. Whether it’s for a birthday trip, community project, or your monthly squad hangout, PercentPay ensures everyone contributes, fast and fair. No more chasing people in group chats. PercentPay makes it easy to: • Create groups for any cause or event • Request funds or split payments • Track who has paid and who hasn’t (yes, Chuka we’re looking at you!) • Vote on how money is used (optional, but democratic!) • Withdraw funds securely, anytime. Whether you’re collecting for your estate transformer, your friend’s bridal shower, or a soft December getaway, PercentPay is your community’s financial command center. FEATURES THAT STAND OUT • Transparent group wallets • Voting or admin-controlled disbursements • Instant transfers • Social accountability WHY USERS LOVE US • Zero excuses. Everyone pays sharp sharp. • It’s not just a payment app, it’s a people-trust app. • Group money made fun, fair, and safe. Get started in seconds. Invite your circle. Set a goal. Collect your funds. All on PercentPay. We require location update capability to set up region monitoring. This enables us to receive location updates in the background whenever the users enter or exit their created digital addresses.

About

OTOBILL

Read full description

OTOBILL is your wallet for everyday bills and identity checks in Nigeria. Pay airtime and mobile data on all major networks. Buy electricity (prepaid and postpaid), cable TV, and exam pins. Verify NIN and BVN, apply for CAC registration, and keep receipts in one place. Fund your wallet, track transactions, and get alerts when payments complete. Sign in with email or phone. Face ID is optional for faster unlock. Download NIN and BVN slips when you need them. OTOBILL is built by FURACOMP TECHNOLOGIES LTD (RC 8588103). Support: support@otobill.com

Screenshots

PercentPay4 screens
OTOBILL4 screens

Verdict

The call

The clearest difference is ads: PercentPay at none against OTOBILL's shown. OTOBILL's advantage is update cadence (every 6 days vs fortnightly). On price, in-app purchases, device support and iOS requirement there is nothing between them.

Scored on Price · Rating · Positive reviews · Number of ratings · Update frequency · Ads · In-app purchases · Monetization · Best chart rank · Devices · Requires iOS

CostPrice · In-app purchases · Ads · Monetization

Both are free to download. Neither carries in-app purchases, so what you see is what you pay.

UpkeepUpdate frequency

PercentPay ships an update fortnightly, OTOBILL every 6 days. The most recent releases landed on October 16, 2026 and October 8, 2026 respectively.

Scorecard2 real differences · 4 level
PercentPay versus OTOBILL: the parameters behind the verdict, then further details
ParameterPercentPayOTOBILL
PriceFreeFree
Update frequencyFortnightlyEvery 6 days — better
AdsNo — betterYes
In-app purchasesNoNo
DevicesiPhone, iPod — betteriPhone
Requires iOS15.5 — better16.4
Further details — not scored
Size96 MB83 MB
Age rating17+4+
DeveloperPercentFuracomp Technologies LTD

In-app purchases

None

PercentPay

No in-app purchases

None

OTOBILL

No in-app purchases

Questions

Is PercentPay free?
PercentPay is free to download, with no in-app purchases.
Is OTOBILL free?
OTOBILL is free to download, with no in-app purchases.
Do PercentPay or OTOBILL have ads?
OTOBILL shows ads; PercentPay does not.
Which is updated more often, PercentPay or OTOBILL?
PercentPay ships an update fortnightly, and OTOBILL every 6 days. Most recently, PercentPay was updated on October 16, 2026 and OTOBILL on October 8, 2026.

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