Comparison

Cel'F vs Novalis Budget

Price, ratings, monetisation and update history for both apps, side by side — with what reviewers say about each.

Head to head
About

Cel'F

Effortlessly track money exchanges between friends and manage personal debts. This app simplifies recording loans and expenses with automated reminders for payments and overdue amounts, eliminating the need for spreadsheets.

Highlights
  • Simple debt and expense tracking
  • Automated payment reminders
  • Overdue debt notifications
  • Organized financial overview
  • User-friendly interface
Features
Read full description

Say goodbye to the confusion and awkward conversations about personal debts. Cel'F is your ultimate debt-tracking companion designed to help you manage and track money exchanges between friends with ease. Key Features: Simple Tracking: Easily record and monitor personal loans and expenses with just a few taps. Smart Reminders: Get automated reminders for upcoming payments or overdue debts so you never miss a beat. No more spreadsheets or messy notes. [App Name] keeps everything organized and at your fingertips. Download now and take control of your personal finances with confidence!

About

Novalis Budget

Features
Read full description

Novalis Budget is a privacy-first budget and net worth app. All your data stays on your device: no account, no cloud, no ads, no tracking. FEATURES • Total net worth: track bank, cash, savings and investments at a glance • Budget and spending: income, expenses and what's left this month • Novalis Score: a financial health score (savings, lifestyle, diversification, fixed charges, budget adherence) • Savings: create and track your goals • Charts: your 6-month trends • Security: lock with Face ID or PIN TOTAL PRIVACY Your financial data never leaves your phone. Novalis Budget collects nothing, transmits nothing and stores nothing on servers. SUBSCRIPTION 7-day free trial, then a monthly subscription. Cancel anytime from your settings. No account. No cloud. No ads. Just you and your finances, in private. Terms of Use: https://novalispartnersllc.com/conditions-utilisation-budget Privacy Policy: https://novalispartnersllc.com/politique-confidentialite-budget

Screenshots

Cel'F4 screens
Novalis Budget4 screens

Verdict

The call

The clearest difference is in-app purchases: Cel'F at none against Novalis Budget's 1. Cel'F also leads on iOS requirement (13.4 vs 15.6). Novalis Budget's advantage is update cadence (daily vs every 3 weeks). On price, ads and device support there is nothing between them.

Scored on Price · Rating · Positive reviews · Number of ratings · Update frequency · Ads · In-app purchases · Monetization · Best chart rank · Devices · Requires iOS

CostPrice · In-app purchases · Ads · Monetization

Both are free to download. Novalis Budget sells 1 in-app purchase, starting at $6.99 per month. Cel'F asks for nothing beyond the download.

UpkeepUpdate frequency

Cel'F ships an update every 3 weeks, Novalis Budget daily. The most recent releases landed on October 20, 2026 and October 25, 2026 respectively.

Scorecard3 real differences · 6 level
Cel'F versus Novalis Budget: the parameters behind the verdict, then further details
ParameterCel'FNovalis Budget
PriceFreeFree
Rating5.0 (1 ratings) — better—
Number of ratings1 — better—
Update frequencyEvery 3 weeksDaily — better
AdsNoNo
In-app purchasesNo — betterYes
MonetizationFree—
DevicesiPhone, iPodiPhone, iPod
Requires iOS13.4 — better15.6
Further details — not scored
Size23 MB33 MB
Age rating4+4+
DeveloperKENZUPNOVALIS PARTNERS LLC

In-app purchases

None

Cel'F

No in-app purchases

1 purchases

Novalis Budget

Subscriptions1
  • Novalis Premium7 Days trial$6.991 Month

Questions

Is Cel'F free?
Cel'F is free to download, with no in-app purchases.
Is Novalis Budget free?
Novalis Budget is free to download, with in-app purchases available.
Do Cel'F or Novalis Budget have ads?
Neither Cel'F nor Novalis Budget shows ads.
Which is updated more often, Cel'F or Novalis Budget?
Cel'F ships an update every 3 weeks, and Novalis Budget daily. Most recently, Cel'F was updated on October 20, 2026 and Novalis Budget on October 25, 2026.

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