Comparison

Budzet vs Whatifolio

Price, ratings, monetisation and update history for both apps, side by side — with what reviewers say about each.

Head to head
About

Budzet

This app guides you through creating and maintaining a personalized financial plan. It helps identify financial gaps, set goals, and map out a path to achieve them, all in about 3 minutes a week. Link your accounts for a more complete and tailored experience.

Highlights
  • Personalized financial plan creation
  • Goal setting and pathway mapping
  • Financial wellness coaching
  • Account linking for personalization
  • Identification of financial gaps
Features
Read full description

Budzet Financial Wellness, powered by Pocketnest, will coach you to create and stick to a comprehensive financial plan—that’s unique to you, your lifestyle and your goals. Link your accounts to get an even more complete and personalized plan. Gone are the days of sweating over spreadsheets. Use Budzet Financial Wellness to achieve financial wellness in just 3 minutes a week. We’ll walk you through all 10 themes of financial wellness, while identifying gaps in your plan, guiding you to set meaningful goals, and mapping a pathway to achieve them. Let's do this!

About

Whatifolio

Read full description

Whatifolio is a personal investment simulator that helps you explore “what if I had invested?” scenarios. Choose an asset, enter an amount, pick a historical period, and instantly see how that investment could have performed over time. Use Whatifolio to: • Compare stocks, ETFs, crypto, and commodities • Explore historical market scenarios • Understand long-term investing outcomes • Test ideas before doing deeper research • Learn from real market history in a simple way Whatifolio Unlimited unlocks unlimited calculations, more supported assets, and wider historical ranges. Whatifolio is built for education, exploration, and personal insight. It does not provide financial advice, investment recommendations, or brokerage services.

Screenshots

Budzet4 screens
Whatifolio4 screens

Verdict

The call

The clearest difference is in-app purchases: Budzet at none against Whatifolio's 6. Budzet also leads on ads (none vs shown). Whatifolio's advantage is update cadence (every 3 weeks vs every 6 weeks) and iOS requirement (15.1 vs 17.6). On price and device support there is nothing between them.

Scored on Price · Rating · Positive reviews · Number of ratings · Update frequency · Ads · In-app purchases · Monetization · Best chart rank · Devices · Requires iOS

CostPrice · In-app purchases · Ads · Monetization

Both are free to download. Whatifolio sells 6 one-off in-app purchases. Budzet asks for nothing beyond the download.

UpkeepUpdate frequency

Budzet ships an update every 6 weeks, Whatifolio every 3 weeks. The most recent releases landed on October 23, 2026 and October 15, 2026 respectively.

Scorecard4 real differences · 5 level
Budzet versus Whatifolio: the parameters behind the verdict, then further details
ParameterBudzetWhatifolio
PriceFreeFree
Rating5.0 (2 ratings) — better—
Number of ratings2 — better—
Update frequencyEvery 6 weeksEvery 3 weeks — better
AdsNo — betterYes
In-app purchasesNo — betterYes
MonetizationAd-supported—
DevicesiPhone, iPadiPhone, iPod
Requires iOS17.615.1 — better
Further details — not scored
Size144 MB43 MB
Age rating4+4+
DeveloperAFNO Financial Holdings CorporationUsatenko Vitalii

In-app purchases

None

Budzet

No in-app purchases

6 purchases

Whatifolio

One-time6
  • 1 Whatif$0.99
  • 5 Whatifs$3.99
  • 10 Whatifs$6.99
Show 3 more
  • 30 Whatifs$19.99
  • Whatifolio Unlimited Lifetime$59.99
  • 100 Whatifs$59.99

Questions

Is Budzet free?
Budzet is free to download, with no in-app purchases.
Is Whatifolio free?
Whatifolio is free to download, with in-app purchases available.
Do Budzet or Whatifolio have ads?
Whatifolio shows ads; Budzet does not.
Which is updated more often, Budzet or Whatifolio?
Budzet ships an update every 6 weeks, and Whatifolio every 3 weeks. Most recently, Budzet was updated on October 23, 2026 and Whatifolio on October 15, 2026.

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