Budzet vs Whatifolio
Price, ratings, monetisation and update history for both apps, side by side — with what reviewers say about each.
Budzet
This app guides you through creating and maintaining a personalized financial plan. It helps identify financial gaps, set goals, and map out a path to achieve them, all in about 3 minutes a week. Link your accounts for a more complete and tailored experience.
- Personalized financial plan creation
- Goal setting and pathway mapping
- Financial wellness coaching
- Account linking for personalization
- Identification of financial gaps
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Budzet Financial Wellness, powered by Pocketnest, will coach you to create and stick to a comprehensive financial plan—that’s unique to you, your lifestyle and your goals. Link your accounts to get an even more complete and personalized plan. Gone are the days of sweating over spreadsheets. Use Budzet Financial Wellness to achieve financial wellness in just 3 minutes a week. We’ll walk you through all 10 themes of financial wellness, while identifying gaps in your plan, guiding you to set meaningful goals, and mapping a pathway to achieve them. Let's do this!
Whatifolio
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Whatifolio is a personal investment simulator that helps you explore “what if I had invested?” scenarios. Choose an asset, enter an amount, pick a historical period, and instantly see how that investment could have performed over time. Use Whatifolio to: • Compare stocks, ETFs, crypto, and commodities • Explore historical market scenarios • Understand long-term investing outcomes • Test ideas before doing deeper research • Learn from real market history in a simple way Whatifolio Unlimited unlocks unlimited calculations, more supported assets, and wider historical ranges. Whatifolio is built for education, exploration, and personal insight. It does not provide financial advice, investment recommendations, or brokerage services.
Screenshots
Verdict
The clearest difference is in-app purchases: Budzet at none against Whatifolio's 6. Budzet also leads on ads (none vs shown). Whatifolio's advantage is update cadence (every 3 weeks vs every 6 weeks) and iOS requirement (15.1 vs 17.6). On price and device support there is nothing between them.
Scored on Price · Rating · Positive reviews · Number of ratings · Update frequency · Ads · In-app purchases · Monetization · Best chart rank · Devices · Requires iOS
Both are free to download. Whatifolio sells 6 one-off in-app purchases. Budzet asks for nothing beyond the download.
Budzet ships an update every 6 weeks, Whatifolio every 3 weeks. The most recent releases landed on October 23, 2026 and October 15, 2026 respectively.
| Parameter | Budzet | Whatifolio |
|---|---|---|
| Price | Free | Free |
| Rating | 5.0 (2 ratings) — better | — |
| Number of ratings | 2 — better | — |
| Update frequency | Every 6 weeks | Every 3 weeks — better |
| Ads | No — better | Yes |
| In-app purchases | No — better | Yes |
| Monetization | Ad-supported | — |
| Devices | iPhone, iPad | iPhone, iPod |
| Requires iOS | 17.6 | 15.1 — better |
| Further details — not scored | ||
| Size | 144 MB | 43 MB |
| Age rating | 4+ | 4+ |
| Developer | AFNO Financial Holdings Corporation | Usatenko Vitalii |
In-app purchases
Budzet
No in-app purchases
Whatifolio
- 1 Whatif$0.99
- 5 Whatifs$3.99
- 10 Whatifs$6.99
Show 3 moreShow fewer
- 30 Whatifs$19.99
- Whatifolio Unlimited Lifetime$59.99
- 100 Whatifs$59.99









