Just Money Expense Diary vs Winnowed

A simple expense diary for daily spending, cash, and income. Just Money is the place to write down what you spend and earn. No bank login, no account, no ads—just a clean record of where your money goes. WHAT YOU CAN DO • Add expenses and income in seconds, with a built-in calculator • Use categories that match how you actually think about your money • See simple statistics for any period—by category, by month, by year • Compare income and expenses side by side • Track cash, daily spending, and household money • Export to CSV anytime • Code lock with Face ID support THE IDEA The idea is small: write down what you spent and what you earned. The act of typing a number and picking a category is where awareness lives—it's the reason Just Money is a manual app, not a bank-connected one. QUIET, PRIVATE, YOURS • No bank connection • No account to create • No ads • Your records stay on your device and your iCloud—not on a Just Money server BUILT TO LAST Just Money has been around since 2013. A one-time purchase stays a one-time purchase—we don't gate features you've already paid for. WHAT IT ISN'T Not a budgeting platform. Not accounting software. Not a bank-connected finance dashboard. A notebook for the money in your day. Questions, ideas, or feature requests? Write to hello@justmoney.nl—every email is read by the developer.

Winnowed is a subscription tracker built on one observation: the problem is not that you forgot what you signed up for. The problem is that nothing ever asks whether you still want it. Winnowed asks. Every quarter it walks you through your subscriptions one at a time, and before you can decide anything it makes you answer a single question: how often do you actually use this? Then you keep it, pause it, or cut it. The whole ritual takes about five minutes. YOUR STACK Subscriptions grouped by what they cost over five years, not what they cost this month. A $15 monthly service is $900 by the time you are finished with it. Winnowed leads with that number and colors it: sage for the small ones, burgundy for the ones worth a hard look. THE QUARTERLY RITUAL One card per subscription, gentlest first. Each shows the monthly cost, the annual cost, and the five-year projection, plus whether the price has risen and how many times in a row you have kept it. Swipe right to keep, left to cut, down to pause. Add a note to say why, so next quarter you remember. Change your mind and undo. ON IPAD AND IPHONE DUO On iPad, and unfolded on iPhone Duo, your Stack sits beside the subscription you are looking at: its five-year cost, price history, and review notes, right next to the list. With a keyboard, Command-N adds a subscription, Command-R starts a review, and Command-F searches. ASK SIRI Ask what you are spending this year, or what any one subscription costs you. Add a subscription or mark one reviewed without opening the app. Your Stack turns up in Spotlight, and every action works as a Shortcut. SCAN INSTEAD OF TYPING Pick a screenshot of a receipt, a bank statement, or your Apple Subscriptions list. On devices with Apple Intelligence, Winnowed reads it on device, turns statement codes into the names you know, and matches each charge to its own price. Devices without it use built in text recognition. Either way the reading happens on your device. FORWARD RECEIPTS A one-time unlock. Select the text of a subscription email in Mail and share it to Winnowed, and the same on-device reader fills in the name and price for you to confirm. Family Sharing included. ACROSS YOUR DEVICES Your Stack stays in sync through your own iCloud account, on iPhone and iPad. The widget keeps up with changes from your other devices, even when Winnowed is not open. HISTORY Every session you have completed, what you cut, what you kept, and what it came to. Plus a running record of price increases, because subscriptions rarely get cheaper. ALSO Home screen widget. Live Activity during a review. Snooze when the timing is wrong. Search and stage filters. PDF export. WHAT WINNOWED DOES NOT DO It does not connect to your bank. It does not cancel anything for you, because cancelling should be a thing you decide to do rather than a thing that happens. There is no account, no advertising, and no subscription to the subscription tracker.