Oxygen X Finance vs Receipt Scanner
Price, ratings, monetisation and update history for both apps, side by side — with what reviewers say about each.
Oxygen X Finance
Access financial solutions for investing and borrowing. Grow your money with investment plans and earn interest, or get instant loans with flexible repayment options. Secure and regulated for your peace of mind.
- Invest from ₦50,000
- Earn up to 24.25% annual interest
- Instant loans up to ₦10,000,000
- Flexible repayment plans (91-365 days)
- Affordable interest rates (2-2.5% monthly)
- No collateral or paperwork required
- Licensed & regulated by the CBN
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Oxygen X – Simple Financial Solutions for Everyone Say hello to Oxygen X, the all-in-one app built to help you grow your money and access the financial solutions you need, simply. Whether you are planning for the future or handling today’s needs, Oxygen X empowers you to move money your way. Invest and Earn More - Start investing from just ₦50,000 - Earn up to 24.25% annual interest per annum - Pick a plan that aligns with your financial goals - Your journey to wealth creation begins here: simple, secure, and rewarding Need Extra Support? We've Got You Covered - Our dedicated support team is available to answer any questions - Call 0700-700-4444, email hello@oxygenx.africa, or send a DM - For those unpredictable moments, we offer instant loans up to ₦10,000,000 Why Choose Oxygen X? - Instant loans up to ₦10,000,000 – Get the cash you need, when you need it. - Flexible repayment plans – We will require your repayment from 91 days to 365 days - Affordable interest rates – Monthly rates from 2% to 2.5%, with a max APR of 30% per annum. - Transparent fees – Management fee of 1% (+7.5% VAT on Management Fee) and Credit Life Insurance (CLI) of 0.9% apply. - No collateral or paperwork – Apply with ease, no need for unnecessary formalities. - Fast disbursement – Receive funds into your wallet in minutes. Know Your Loan Terms Upfront - Borrow: N100,000 for 3 months - Management Fee (1%): N1,000 + VAT (7.5%) = N1,075.00 - Credit Life Insurance (0.9%): N900.00 - Total Fees Deducted Upfront (Mgt Fee + VAT + CLI): N1,975.00 - Net Loan Amount Disbursed to Customer: N98,025.00 - Interest (2.5% monthly flat rate): N7,500 (total for 3 months) - Monthly Payment: N35,837.00 - Total Payable: N109,485.08 Security & Trust You Can Count On - Licensed & regulated by the CBN - No hidden fees – Full transparency on all transactions - Safe & secure banking – Your information is protected - NDPR Audit Compliant – Your privacy is our priority Get Started in 3 Easy Steps! 1. Download the Oxygen X loan app 2. Sign up and verify your details 3. Start enjoying simple financial solutions From wealth-building to cashflow support, it all happens here. Oxygen X – To the Power of You. Contact Us - Customer Service Email: hello@oxygenx.africa - Customer Service Hotline: 07007004444 - Address: 1665 Oyin Jolayemi Street, Nigeria - For more information, visit us at: www.oxygenx.africa
Receipt Scanner
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Receipts pile up in drawers, in your Photos, in the bottom of a bag. Then the day comes when you actually need one, for a return, a warranty claim, a tax deduction, and it is gone. That small loss adds up to real money every year. Folio fixes that. Snap a receipt the moment you get it. Folio reads the store, the amount, and the date for you, files it away, and makes every receipt searchable forever. When you need one, you find it in seconds. Everything stays on your phone. No account, no cloud, no one watching your spending. What Folio does for you: Scan in one tap. Point your camera, capture the receipt, and Folio pulls out the merchant, total, and date automatically. Find anything fast. Search by store, amount, or date. The receipt you need is always one search away. Never miss a return window. Folio tracks return deadlines and reminds you before they close. Protect your warranties. Keep proof of purchase attached to the things you buy, ready the day something breaks. Sort without effort. Receipts organize into clear categories, so business and personal stay separate. Be ready for tax season. Export clean reports and CSV files your accountant will actually thank you for. See where your money goes. Simple monthly summaries show your spending without the spreadsheet. Your privacy, kept simple: Folio stores everything locally on your device. There is no sign-up, no email required, and no server holding your data. Reading receipts happens on your phone, not in the cloud. What you buy is nobody's business but yours. Folio is free to try for 3 days. After that it is one simple subscription with no hidden tiers and no ads, ever. Cancel anytime. Stop digging. Start finding. Download Folio and put your receipts somewhere they will actually help you. TERMS OF USE & PRIVACY Terms of Use (EULA): https://www.apple.com/legal/internet-services/itunes/dev/stdeula/ Privacy Policy: https://folio.revisit.gallery/privacy
Screenshots
Verdict
The clearest difference is in-app purchases: Oxygen X Finance at none against Receipt Scanner's 2. On price, ads, device support and iOS requirement there is nothing between them.
Scored on Price · Rating · Positive reviews · Number of ratings · Update frequency · Ads · In-app purchases · Monetization · Best chart rank · Devices · Requires iOS
Both are free to download. Receipt Scanner sells 2 in-app purchases, starting at $4.99 per 7 days. Oxygen X Finance asks for nothing beyond the download.
| Parameter | Oxygen X Finance | Receipt Scanner |
|---|---|---|
| Price | Free | Free |
| Rating | 4.0 (2 ratings) — better | — |
| Number of ratings | 2 — better | — |
| Update frequency | Fortnightly | — |
| Ads | No | No |
| In-app purchases | No — better | Yes |
| Monetization | Free | — |
| Devices | iPhone, iPod — better | iPhone |
| Requires iOS | 15.6 — better | 16.4 |
| Further details — not scored | ||
| Size | 141 MB | 93 MB |
| Age rating | 4+ | 4+ |
| Developer | OXYGEN X FINANCE COMPANY LIMITED | Thijs Hiemstra |
In-app purchases
Oxygen X Finance
No in-app purchases
Receipt Scanner
- Folio Weekly3 Days trial$4.997 Days
- Folio Lifetime$39.99
Questions
Is Oxygen X Finance free?
Is Receipt Scanner free?
Do Oxygen X Finance or Receipt Scanner have ads?
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