Oxygen X Finance vs BillsJet App

Oxygen X – Simple Financial Solutions for Everyone Say hello to Oxygen X, the all-in-one app built to help you grow your money and access the financial solutions you need, simply. Whether you are planning for the future or handling today’s needs, Oxygen X empowers you to move money your way. Invest and Earn More - Start investing from just ₦50,000 - Earn up to 24.25% annual interest per annum - Pick a plan that aligns with your financial goals - Your journey to wealth creation begins here: simple, secure, and rewarding Need Extra Support? We've Got You Covered - Our dedicated support team is available to answer any questions - Call 0700-700-4444, email hello@oxygenx.africa, or send a DM - For those unpredictable moments, we offer instant loans up to ₦10,000,000 Why Choose Oxygen X? - Instant loans up to ₦10,000,000 – Get the cash you need, when you need it. - Flexible repayment plans – We will require your repayment from 91 days to 365 days - Affordable interest rates – Monthly rates from 2% to 2.5%, with a max APR of 30% per annum. - Transparent fees – Management fee of 1% (+7.5% VAT on Management Fee) and Credit Life Insurance (CLI) of 0.9% apply. - No collateral or paperwork – Apply with ease, no need for unnecessary formalities. - Fast disbursement – Receive funds into your wallet in minutes. Know Your Loan Terms Upfront - Borrow: N100,000 for 3 months - Management Fee (1%): N1,000 + VAT (7.5%) = N1,075.00 - Credit Life Insurance (0.9%): N900.00 - Total Fees Deducted Upfront (Mgt Fee + VAT + CLI): N1,975.00 - Net Loan Amount Disbursed to Customer: N98,025.00 - Interest (2.5% monthly flat rate): N7,500 (total for 3 months) - Monthly Payment: N35,837.00 - Total Payable: N109,485.08 Security & Trust You Can Count On - Licensed & regulated by the CBN - No hidden fees – Full transparency on all transactions - Safe & secure banking – Your information is protected - NDPR Audit Compliant – Your privacy is our priority Get Started in 3 Easy Steps! 1. Download the Oxygen X loan app 2. Sign up and verify your details 3. Start enjoying simple financial solutions From wealth-building to cashflow support, it all happens here. Oxygen X – To the Power of You. Contact Us - Customer Service Email: hello@oxygenx.africa - Customer Service Hotline: 07007004444 - Address: 1665 Oyin Jolayemi Street, Nigeria - For more information, visit us at: www.oxygenx.africa

BillsJet is a financial technology platform designed for individuals and businesses in Nigeria to carry out secure and seamless financial transactions. The app provides users with a secure digital wallet to manage funds and conveniently pay for essential everyday services. Our users include individuals and businesses who rely on BillsJet for fast, reliable, and accessible financial services. The platform is focused on delivering real-world financial solutions that simplify payments and money management. Users can fund their BillsJet wallet through supported methods such as bank transfers and card payments. Wallet funds can then be used to pay for a variety of essential services, including airtime, mobile data, cable TV subscriptions, electricity bills, and educational payments. BillsJet is continuously expanding its range of financial services. Features such as Send Money and Virtual Cards are currently under development and are marked as Coming Soon within the app. These features are not yet available to users. BillsJet does not provide access to previously purchased digital goods, subscription-based content, or in-app digital products. All payments processed through the platform are tied to legitimate real-world financial services and bill payments. There are no paid features or premium services within the app that require unlocking through external payments. Every monetary transaction conducted through BillsJet relates solely to financial services offered on the platform. BillsJet's mission is to provide a secure, simple, and inclusive financial platform that empowers individuals and businesses to manage their finances efficiently while promoting financial accessibility and innovation across Nigeria.