POBA m_Token vs partner.mobile

POBA m_Token is an application that is installed and used via a mobile device, and serves as an authentication tool for logging into POBAklik internet banking (one-time password) and authorization of payment orders (Challenge/Response). Card payments on the Internet can be authorized, except by entering an SMS password, and by PUSH notification on m_Token. Login to the application is possible with PIN or biometrics. AGREEMENT & INSTALLATION POBA m_Token application can be agreed at any of Podravska bank branches. After you’ve agreed to use it, you will receive an SMS message with activation codes on your mobile device. Download the POBA m_Token application from the Store. After a successful personalization, m_Token requires PIN entry and PIN confirmation, also needed for future login to POBA m_Token. You can activate biometric access to the application in the Application Settings

Partner.mobile is Partner bank's mobile banking application that allows you easy and secure managing of your finance, making payments and personalizing your accounts and transactions. No matter where you are partner.mobile allows you - to check balance and available amount, review all transactions for all your accounts, cards, savings and loans - overview and managing of your authorized accounts - to check and manage cards - real time payments - instant payment orders - to scan QR code of payment slip - automatic conversion and exchange currency by your choice - overview of payment orders, transactions and account statements - transaction notifications in real time - authentication by PIN and biometric (fingerprint and face ID) - to personalize your accounts (edit name and photo of your account) - to manage transaction notifications and transaction limits - mobile token for login to internet banking - to check Partner bank's locations In addition to the standard PIN authentication, partner.mobile also supports biometric authentication, ie fingerprint and face ID. Choose your authentication method in app settings. Also you can change your PIN in settings, and the change is allowed only once in 24 hours. Partner.mobile allows you to make instant payments in real time. Payments are now faster and easier. Scan QR code, use templates and favourites or use standard payment order. Transfers and payments to accounts, deposits and loans have never been simpler. Take advantage of a multi-currency account and do not worry about cover in payment order currency. Partner.mobile provides automatic conversion to cover your payment order. If you want to choose the cover currency by yourself, you can choose the currency by selecting the service of exchange office. Conversion options are also available in your account settings. Partner.mobile provides history of transactions for each account and offers overview of card and payment transactions according to your preffered filter option. Account statements are always available and you can view, upload or share them. Check card information and manage restrictions on card transactions, personalize card name and when required report card loss or request to block your card. The application provides push notifications on cash and non-cash credit and debit payment transactions, account balance changes, executed card transactions and logins to the internet banking. You can manage your notifications in app settings. Partner.mobile offers mobile token that allows you to login to internet banking and 3DS authentication for card payments. These services are optional and free of charge and you can arrange it additionally. Bank messages and notifications will be delivered to your app mailbox. Partner.mobile application will be activated by entering an invitation code known only to the user. Upon the approval of the request, user will receive the invitation code via SMS and creates a PIN through the activation process. You can change the PIN in settings. The application locks in case of multiple consecutive entries of incorrect PIN or incorrect biometrics and after 5 minutes period of inactivity partner.mobile automatically logs out the user. You can arrange partner.mobile in Bank's branch office.