多多记账 vs Saving Diary
Price, ratings, monetisation and update history for both apps, side by side — with what reviewers say about each.
多多记账
Track daily income and expenses, monitor spending trends, and set up personalized savings plans. Visualize your financial progress with customizable dashboards and manage budgets effectively.
- Daily income and expense tracking
- Spending statistics and trends
- Customizable savings plans
- Budget planning by category
- Personalized homepage dashboard
- iCloud and cloud storage
- Data export to Excel
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多多记账，把日常记账、存钱打卡和预算规划放在一起。 记录每天的收入与支出，查看消费统计，用适合自己的存钱计划，让每一点积累都有迹可循。 【日常记账，看清钱花在哪里】 记录收入与支出，查看分类统计和收支趋势，通过每日账单、月度收支表整理开销与结余。 【存钱打卡，让小目标看得见】 支持365爱心与表格打卡、52周存钱法，以及36单存单管理。记录存钱进度，查看存单本金、预计利息与到期时间。 【预算规划，提前安排开支】 制定月度、年度预算，按分类整理各项金额与备注。 【搭配自己的首页】 自由组合卡片，拖动调整布局，更换封面与主题配色，在首页查看收支和存钱进度。 【保存与整理数据】 支持iCloud存储，无需注册多多记账账号；也可使用账号云端存储。支持数据复制、同步状态查看与回收站恢复，登录后可将记账本流水导出为Excel。 会员与自动续订服务： - 年度会员：按年订阅，自动续订 - 永久会员：一次购买，永久有效 - 会员可解锁不限数量的表格、自定义封面、提醒音效及全部主题配色 实际价格与会员权益以 App 内及 App Store 展示为准。 确认购买后，费用将由你的 Apple 账户收取。年度会员将在当前订阅周期结束前 24 小时内自动扣费续订。如需取消，请至少在当前订阅周期结束前 24 小时，前往“设置 > Apple 账户 > 订阅”进行管理。永久会员不会自动续费。 了解隐私政策与使用协议： 隐私政策 https://www.novailyth.com/supports/privacy 使用协议 https://www.novailyth.com/supports/use 如果遇到问题或有任何建议，欢迎通过 App 内“问题反馈”联系我们。 - 邮箱：yybblaze860@163.com - QQ 群：1084826168 - 小红书：ezzie
Saving Diary
This app helps you build a consistent saving habit with engaging challenges and visual progress tracking. It offers various saving plans, personalized themes, and an achievement system to make reaching financial goals fun and rewarding. All your data is stored locally for maximum privacy.
- Multiple saving plans
- Visual progress tracking
- Yearly overview grid
- Personalized themes
- Achievement system
- Local data storage
- Shareable achievement cards
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Title: Saving Diary - Visualize Your Wealth Growth Struggling to save money? "Saving Diary" makes it easy and fun! We provide scientific and engaging stepping-stone saving plans to help you build a lasting habit and reach your financial goals. Key Features: * Multiple Saving Plans: Supports the classic 52-Week Challenge, 365-Day Challenge, 12-Month Deposit, and fully customizable goals. * Visual Progress: Beautifully designed cards and progress rings make your growth clear at a glance. * Yearly Overview: A unique GitHub-style grid view to track your entire year's journey. * Personalized Themes: Multiple premium gradient themes with full Dark Mode support. * Achievement System: Unlock badges for every milestone. Saving money has never been this rewarding. * Privacy First: All data is stored locally. No bank accounts needed, no data tracking – your privacy is our priority. * Stunning Sharing: Generate high-quality achievement cards to share your milestones with friends. Start your journey today with Saving Diary and witness the power of consistency! Privacy Policy: https://www.2best2.com/privacy/SavingDiary-en.html Terms of Use (EULA): https://www.apple.com/legal/internet-services/itunes/dev/stdeula/
Screenshots
Verdict
The clearest difference is review sentiment: Saving Diary at 100% against 多多记账's 67%. 多多记账's advantage is update cadence (weekly vs every 2 weeks). On price, ads, in-app purchases and monetization model there is nothing between them.
Scored on Price · Rating · Positive reviews · Number of ratings · Update frequency · Ads · In-app purchases · Monetization · Best chart rank · Devices · Requires iOS
Both are free to download. 多多记账 sells 3 in-app purchases, starting at $0.99 per month and Saving Diary sells 3 in-app purchases, starting at $0.29 per month. Whichever you choose, the download price is not the number that matters.
多多记账 ships an update weekly, Saving Diary every 2 weeks. The most recent releases landed on November 5, 2026 and October 31, 2026 respectively.
| Parameter | 多多记账 | Saving Diary |
|---|---|---|
| Price | Free | Free |
| Rating | — | 5.0 (1 ratings) — better |
| Positive reviews | 66.7% of reviews | 100.0% of reviews — better |
| Number of ratings | — | 1 — better |
| Update frequency | Weekly — better | Every 2 weeks |
| Ads | No | No |
| In-app purchases | Yes | Yes |
| Monetization | Freemium | Freemium |
| Devices | iPhone, iPad — better | iPhone |
| Requires iOS | 16.0 — better | 17.0 |
| Further details — not scored | ||
| Size | 55 MB | 5 MB |
| Age rating | 4+ | 4+ |
| Developer | Hangzhou Qianyu Technology Co., Ltd. | 颖 杨 |
Customer experience
多多记账
Saving Diary
In-app purchases
多多记账
- 月度会员$0.991 Month
- 年度会员$3.991 Year
- 永久会员$4.99
Saving Diary
- Monthly Pro$0.291 Month
- Yearly Pro (Best Value)$1.991 Year
- Lifetime Pro$3.99
