Payver.io vs Ratboule
Price, ratings, monetisation and update history for both apps, side by side β with what reviewers say about each.
Payver.io
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Payver is a convenient and secure app that simplifies financial management. Thousands of users worldwide have already entrusted their finances to Payver, choosing it for efficient and beneficial transactions. Complete Financial Control in One App Send, receive, and spend money easily and quickly β Payver is always within reach. Exchange over 30 currencies at transparent, fair rates with no hidden fees. Fast, Borderless Transfers and Payments Send money worldwide effortlessly, using SEPA, SWIFT, and Internal payments for swift transfers. Transfer funds in just one click, avoiding delays and extra costs. Split bills, send requests, and make transfers to friends or family, adding notes for convenience and transparency. Payver also supports business payments: make international transfers in multiple currencies, conveniently pay suppliers, and enjoy instant currency conversion. Security, Reliability, and 24/7 Support Payver protects your finances with advanced encryption technologies and fraud prevention systems. 24/7 support β weβre always here to help you with any questions or issues. Join Payver and enjoy a convenient and secure way to manage your finances. Discover new possibilities with Payver β your trusted partner in the world of financial technology.
Ratboule
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Ratboule: Expense Sharing Made Simple Simplify group expenses with Ratboule! Easily track, split, and settle bills between friends, roommates, and travel buddies. Create money pots, log expenses, and keep everyone fairly settled - no spreadsheets, no stress. Manage shared costs effortlessly and keep friendships drama-free!
Screenshots
Verdict
The clearest difference is update cadence: Ratboule at every 2 weeks against Payver.io's monthly. Ratboule also leads on iOS requirement (13.4 vs 16.4). On price, ads, in-app purchases and device support there is nothing between them.
Scored on Price Β· Rating Β· Positive reviews Β· Number of ratings Β· Update frequency Β· Ads Β· In-app purchases Β· Monetization Β· Best chart rank Β· Devices Β· Requires iOS
Both are free to download. Neither carries in-app purchases, so what you see is what you pay.
Payver.io ships an update monthly, Ratboule every 2 weeks. The most recent releases landed on October 4, 2026 and October 10, 2026 respectively.
| Parameter | Payver.io | Ratboule |
|---|---|---|
| Price | Free | Free |
| Update frequency | Monthly | Every 2 weeks β better |
| Ads | No | No |
| In-app purchases | No | No |
| Devices | iPhone, iPad | iPhone, iPad, iPod β better |
| Requires iOS | 16.4 | 13.4 β better |
| Further details β not scored | ||
| Size | 54 MB | 33 MB |
| Age rating | 4+ | 4+ |
| Developer | PAYVER LIMITED | Victor BILLAUD |
In-app purchases
Payver.io
No in-app purchases
Ratboule
No in-app purchases









