DebitTracker vs Budget Book

DebitTracker helps you track every debt, bill, and installment plan in one simple place — so nothing catches you off guard. TRACK WHAT YOU OWE See your total debt, paid amounts, and remaining balance at a glance. Track loans, credit cards, subscriptions, and any recurring bill. SPLIT BILLS INTO INSTALLMENTS Break any debt into installments and let DebitTracker automatically track your progress as you pay each one off. NEVER MISS A DUE DATE Get local reminders before every payment is due — choose how many days in advance you want to be notified. SEE YOUR SPENDING AT A GLANCE Visual dashboards break down your debts by due date and category, so you always know where your money is going. GET AI PAYOFF ADVICE On-device AI analyzes your debts and suggests a smart payoff strategy — private, personalized, and never sent to a server. SHARE DEBTS WITH YOUR HOUSEHOLD Invite family members to share and manage household bills together, so everyone stays on the same page. Simple, private, and built to help you stay in control of your money — one debt at a time. Terms of Use: https://www.apple.com/legal/internet-services/itunes/dev/stdeula/

What can you spend today? Haushaltsbuch helps you record expenses and use Premium to plan daily spending money, budgets and upcoming payments. Start with local transactions and accounts for free, without registration or linking a bank account. Premium syncs your HB data across supported devices and the web. Device sync does not fetch transactions from your bank. GET STARTED FOR FREE - Log transactions: income, expenses and transfers between accounts - Multiple accounts: checking, savings, cash and more - Monthly view: transactions filtered by month at a glance - Custom categories with colors and icons - Fully usable offline — no account needed - Face ID / Touch ID to protect your financial data The free mode is ad-supported. We ask for your consent before the first ad (GDPR consent in the EEA/UK). PLAN AHEAD WITH PREMIUM - Device sync: your HB data on iPhone, Android and the web - Daily spending money with carryover: unspent daily amounts remain available for later days in the budget period - Total and monthly plans: see income and planned expenses together - Planned transactions: assign reserve accounts and budgets, or exclude an item from a budget - Widgets for account balances and budget progress - Statistics charts: cash flow, category breakdown, budget status, net worth - Budget planning: per-category and free budgets with progress tracking - Fixed costs and recurring expenses with due-date reminders - Savings goals: create goals, track deposits, monitor progress - Split transactions across multiple categories, plus tags - Receipt scanner: camera detects amount, merchant and date (cloud OCR) - Barcode scanner for product names - Manual file import: upload CSV and MT940 exports; no automatic bank access - Export: CSV, JSON and tax export - Household sharing: manage transactions together with other members - Account reconciliation and two-factor authentication (TOTP) - Ad-free: no banners, no interstitials PRIVACY In free mode, transactions remain locally on your device. Premium uses the senditout.de service for synchronisation. Data is transmitted over an encrypted connection. Premium is ad-free. SUBSCRIPTION INFORMATION Premium is an auto-renewable subscription: - Premium Monthly: USD 4.99 per month (EUR 3.49 in the eurozone) - Premium Yearly: USD 39.99 per year (EUR 27.99 in the eurozone) Prices vary by region. The exact price for your region is always shown in the app before you confirm the purchase. Payment is charged to your Apple Account upon confirmation of purchase. The subscription renews automatically unless it is cancelled at least 24 hours before the end of the current period; renewal is charged within the last 24 hours before expiry. You can manage and cancel subscriptions at any time in your Apple Account settings. Terms of Use (EULA): https://www.apple.com/legal/internet-services/itunes/dev/stdeula/ Privacy Policy: https://senditout.de/legal/datenschutz