Comparison

DebitTracker vs Household

Price, ratings, monetisation and update history for both apps, side by side — with what reviewers say about each.

Head to head
About

DebitTracker

Features
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DebitTracker helps you track every debt, bill, and installment plan in one simple place — so nothing catches you off guard. TRACK WHAT YOU OWE See your total debt, paid amounts, and remaining balance at a glance. Track loans, credit cards, subscriptions, and any recurring bill. SPLIT BILLS INTO INSTALLMENTS Break any debt into installments and let DebitTracker automatically track your progress as you pay each one off. NEVER MISS A DUE DATE Get local reminders before every payment is due — choose how many days in advance you want to be notified. SEE YOUR SPENDING AT A GLANCE Visual dashboards break down your debts by due date and category, so you always know where your money is going. GET AI PAYOFF ADVICE On-device AI analyzes your debts and suggests a smart payoff strategy — private, personalized, and never sent to a server. SHARE DEBTS WITH YOUR HOUSEHOLD Invite family members to share and manage household bills together, so everyone stays on the same page. Simple, private, and built to help you stay in control of your money — one debt at a time. Terms of Use: https://www.apple.com/legal/internet-services/itunes/dev/stdeula/

About

Household

Features
Read full description

Take control of your money — with a budget book that is completely yours. The private expense tracker & finance planner for saving money: log income and expenses in seconds, set budgets, manage accounts and balances, and export a ready-made tax report at year's end. Whether you call it a budget book, money manager or spending tracker — everything runs 100% locally on your device, no bank connection, no forced cloud, no ads. WHY THIS APP? • 100% private: Your financial data stays on your phone. No bank link, no account, no tracking. • No ads: No banners, no pop-ups — just your numbers. • One-time purchase, no subscription: Unlock once, use forever — no monthly fees. • Offline: Works anywhere, even without internet. • Tax PDF: A yearly report for you or your tax advisor — at the tap of a button. EVERYTHING YOU NEED • Fast entry: Amount, category, account — logged in seconds. • Split transactions: Divide one expense across several categories (e.g. groceries + household). • Multiple accounts: Checking, cash, credit card, savings — including transfers between accounts. • Recurring entries: Set up rent, insurance, subscriptions or salary once — booked automatically every month. • Budgets per category: Set monthly limits and see instantly where you stand. • Charts & trends: Category breakdown and a 6-month trend at a glance. • Full-text search: Find any transaction instantly. • Custom categories: Your own categories, colors and icons. • Dark mode: Easy on the eyes, day and night. TAX PDF — YOUR ADVANTAGE Mark tax-relevant transactions throughout the year and export a clean annual report as a PDF — perfect for your tax return or tax advisor. No more hunting for receipts. YOUR DATA, YOUR CONTROL Everything is stored locally in a secure database on your device. You can back up, restore or export to CSV anytime. No provider sees your finances — only you. WHO IS IT FOR? For anyone who finally wants an overview of their finances: saving money, budget planning, for couples, families, freelancers, or simply a more mindful approach to money. Download the budget book now and find out in minutes where your money really goes.

Screenshots

DebitTracker4 screens
Household4 screens

Verdict

The call

The clearest difference is update cadence: Household at weekly against DebitTracker's every 3 weeks. Household also leads on iOS requirement (15.0 vs 17.5). On price, ads, in-app purchases and device support there is nothing between them.

Scored on Price Ā· Rating Ā· Positive reviews Ā· Number of ratings Ā· Update frequency Ā· Ads Ā· In-app purchases Ā· Monetization Ā· Best chart rank Ā· Devices Ā· Requires iOS

CostPrice Ā· In-app purchases Ā· Ads Ā· Monetization

Both are free to download. DebitTracker sells 2 in-app purchases, starting at $1.99 per month and Household sells 1 one-off in-app purchase. Whichever you choose, the download price is not the number that matters.

UpkeepUpdate frequency

DebitTracker ships an update every 3 weeks, Household weekly. The most recent releases landed on November 4, 2026 and November 13, 2026 respectively.

Scorecard2 real differences Ā· 4 level
DebitTracker versus Household: the parameters behind the verdict, then further details
ParameterDebitTrackerHousehold
PriceFreeFree
Update frequencyEvery 3 weeksWeekly — better
AdsNoNo
In-app purchasesYesYes
DevicesiPhone, iPadiPhone, iPod
Requires iOS17.515.0 — better
Further details — not scored
Size26 MB37 MB
Age rating4+4+
DeveloperCisino Da Silva Gomes JuniorDaniel Gartler

In-app purchases

2 purchases

DebitTracker

Subscriptions2
  • Montlhy Premium Access$1.991 Month
  • Yearly Premium Access7 Days trial$24.991 Year
1 purchases

Household

One-time1
  • Lifetime Premium$8.99

Questions

Is DebitTracker free?
DebitTracker is free to download, with in-app purchases available.
Is Household free?
Household is free to download, with in-app purchases available.
Do DebitTracker or Household have ads?
Neither DebitTracker nor Household shows ads.
Which is updated more often, DebitTracker or Household?
DebitTracker ships an update every 3 weeks, and Household weekly. Most recently, DebitTracker was updated on November 4, 2026 and Household on November 13, 2026.

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