Comparison

Cost Split Payments vs Homelify

Price, ratings, monetisation and update history for both apps, side by side — with what reviewers say about each.

Head to head
About

Cost Split Payments

Effortlessly manage shared expenses with friends, roommates, or travel buddies. This app automates calculations, tracks debts, and categorizes spending, making financial coordination simple and stress-free. Enjoy offline functionality for tracking expenses anytime, anywhere.

Highlights
  • Create and manage groups
  • Log expenses with details
  • Automatic expense calculations
  • Track and settle debts
  • Customizable expense categories
  • Offline expense tracking
Features
Read full description

Splitility: Simplify Expense Sharing Splitility is the ultimate app for managing shared expenses, whether you're planning a trip, splitting rent, or organizing a night out. Say goodbye to awkward money talks and let Splitility do the heavy lifting for you! Key Features: * Create Groups: Quickly set up groups for any shared experience—perfect for friends, roommates, or travel buddies. * Track Expenses: Log expenses effortlessly with detailed descriptions, amounts, and participant selection. * Automatic Calculations: No more messy math! Splitility ensures fair and accurate expense splits. * Debt Management: Instantly see who owes whom and keep things balanced with easy settlement options. * Customizable Categories: Categorize your expenses (food, transportation, entertainment, and more) for better tracking. * Offline Functionality: Track expenses anytime, anywhere—no internet required! Why Choose Splitility? * Intuitive and user-friendly interface. * Works great for everything from road trips to daily expenses. * Keeps your finances organized and relationships stress-free. Download Splitility today and make sharing expenses simple!

About

Homelify

Features
Read full description

Split bills, track shared expenses, and keep home finances clear without spreadsheets. Homelify helps you manage rent, utilities, groceries, and other shared costs with housemates, partners, or roommates. Whether you live together or manage expenses on your own, Homelify brings clarity and fairness to everyday finances. You can connect supported bank accounts to bring transactions into Homelify faster and make shared-expense tracking easier. You don't need everyone to join. Even if your housemates aren’t using the app, you can still track expenses, assign shares, and stay on top of what’s owed, all in one place. Homelify supports recurring bills, flexible expense splitting, and balance tracking that adapts to how you live. Use camera and email capture to turn receipts, bills, and forwarded emails into ready-to-review expense drafts, then save them when everything looks right. Simple visual insights show where your shared home money goes. Homelify helps you: • Itemise expenses line by line • Tag expenses to places, homes, or properties • Search expenses, itemised entries, and places without limits • Convert expenses in 100+ currencies • Export your data to CSV • Capture bills and receipts with AI-suggested itemisation and categories • Remind housemates and close out balances when repayments happen Designed for flatshares, student housing, co-living spaces, and shared homes, Homelify also works well for people managing expenses across one or more properties. Whether you’re sharing a home, managing a sublet, or simply want to keep shared finances organised, Homelify keeps expense management simple, transparent, and easy to follow. Download Homelify today and make shared living money easier to manage. Questions or feedback? Contact us at contact@gethomelify.com Terms of Use (EULA): https://www.apple.com/legal/internet-services/itunes/dev/stdeula/

Screenshots

Cost Split Payments4 screens
Homelify4 screens

Verdict

The call

Cost Split Payments and Homelify are too close to call on the numbers: across 6 compared parameters — price, update cadence, ads and in-app purchases among them — neither pulls far enough ahead to decide it. What separates them is feature set and interface, not measurable difference.

Scored on Price · Rating · Positive reviews · Number of ratings · Update frequency · Ads · In-app purchases · Monetization · Best chart rank · Devices · Requires iOS

CostPrice · In-app purchases · Ads · Monetization

Both are free to download. Cost Split Payments sells 4 in-app purchases, starting at $4.99 per 7 days and Homelify sells 2 in-app purchases, starting at $3.99 per month. Whichever you choose, the download price is not the number that matters.

UpkeepUpdate frequency

Cost Split Payments ships an update fortnightly, Homelify every 9 days. The most recent releases landed on September 11, 2026 and September 12, 2026 respectively.

ScorecardNo meaningful differences
Cost Split Payments versus Homelify: the parameters behind the verdict, then further details
ParameterCost Split PaymentsHomelify
PriceFreeFree
Rating4.7 (11 ratings) — better—
Positive reviews75.0% of reviews—
Number of ratings11 — better—
Update frequencyFortnightlyEvery 9 days — better
AdsNoNo
In-app purchasesYesYes
MonetizationFree with in-app purchases—
DevicesiPhone, iPadiPhone, iPad
Requires iOS16.0 — better16.4
Further details — not scored
Size35 MB130 MB
Age rating4+4+
DeveloperNadiia MartyniukAstra Prospera

In-app purchases

4 purchases

Cost Split Payments

Subscriptions4
  • Weekly Plan3 Days trial$4.997 Days
  • 6 Month3 Days trial$8.996 Months
  • Yearly Plan$17.991 Year
Show 1 more
  • 1 Month$31.991 Month
2 purchases

Homelify

Subscriptions2
  • Monthly Pro Subscription$3.991 Month
  • Annual Pro Subscription$39.991 Year

Questions

Is Cost Split Payments free?
Cost Split Payments is free to download, with in-app purchases available.
Is Homelify free?
Homelify is free to download, with in-app purchases available.
Do Cost Split Payments or Homelify have ads?
Neither Cost Split Payments nor Homelify shows ads.
Which is updated more often, Cost Split Payments or Homelify?
Cost Split Payments ships an update fortnightly, and Homelify every 9 days. Most recently, Cost Split Payments was updated on September 11, 2026 and Homelify on September 12, 2026.

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