Comparison

Ascom Pay vs Sciart Finance

Price, ratings, monetisation and update history for both apps, side by side — with what reviewers say about each.

Head to head
About

Ascom Pay

Features
Read full description

Welcome to Ascompay, the ultimate fintech app transforming how you manage your money. Packed with cutting-edge features, Ascompay is your go-to solution for seamless, secure, and convenient transactions. Key Features: 1. Offline Payments: •⁠ ⁠Complete transactions without an internet connection. •⁠ ⁠Never worry about connectivity issues again. 2. NFC & Tap-to-Pay: •⁠ ⁠Make fast, contactless payments with a simple tap. •⁠ ⁠Enjoy the convenience and security of modern payment technology. 3. Swift and secure Payments: •⁠ ⁠Send money securely and with ease. •⁠ ⁠Experience fast, secure, and low-cost transfers. 4. Wallets: •⁠ ⁠Organize your finances effortlessly. •⁠ ⁠Track your spending and manage your funds with ease. 5. Virtual Cards: •⁠ ⁠Create virtual cards for online shopping. •⁠ ⁠Enhance your security and control over your payments. Why Choose Ascompay? •⁠ ⁠Innovative Technology: Leverage the latest in fintech for a superior payment experience. •⁠ ⁠Unmatched Convenience: From offline payments to virtual cards, manage all your transactions in one place. •⁠ ⁠Global Reach: Effortlessly handle cross-border payments with Ascompay technology. Whether you're buying groceries, dining out, or sending money overseas, Ascompay is your all-in-one solution for a streamlined and secure financial experience.

About

Sciart Finance

Features
Read full description

Tired of filling endless forms and still getting the cold shoulder from banks? Sciart Finance flips the script. We’re a CBN-licensed finance co built to fuel SMEs that big banks keep ignoring. Harness strategic advisory, tailored financing, and next-level investment management—all in one slick app. Here’s what you get: • Smart Investment Management: Data-driven tools to grow and protect your portfolio with confidence. • Proven Impact: Over 100 businesses have scaled with us since 2022. Why you’ll love it: – CBN-Regulated: Central Bank of Nigeria licensed—your money’s in safe hands. – SME-Centric: Finally, a finance app designed with your challenges in mind. – Ironclad Security: Led by our DPO, Akinbayo Atere, we prioritize your data protection. Stop settling for mediocre financial tools. Download Sciart Finance now and start crushing your money goals!

Screenshots

Ascom Pay4 screens
Sciart Finance4 screens

Verdict

The call

The clearest difference is update cadence: Ascom Pay at every 10 days against Sciart Finance's every 3 weeks. Ascom Pay also leads on iOS requirement (13.4 vs 15.5). On price, ads, in-app purchases and device support there is nothing between them.

Scored on Price · Rating · Positive reviews · Number of ratings · Update frequency · Ads · In-app purchases · Monetization · Best chart rank · Devices · Requires iOS

CostPrice · In-app purchases · Ads · Monetization

Both are free to download. Neither carries in-app purchases, so what you see is what you pay.

UpkeepUpdate frequency

Ascom Pay ships an update every 10 days, Sciart Finance every 3 weeks. The most recent releases landed on September 27, 2026 and October 5, 2026 respectively.

Scorecard2 real differences · 4 level
Ascom Pay versus Sciart Finance: the parameters behind the verdict, then further details
ParameterAscom PaySciart Finance
PriceFreeFree
Update frequencyEvery 10 days — betterEvery 3 weeks
AdsNoNo
In-app purchasesNoNo
DevicesiPhone, iPodiPhone, iPad, iPod — better
Requires iOS13.4 — better15.5
Further details — not scored
Size31 MB53 MB
Age rating17+12+
DeveloperAscom Global ICT Services LTDSciart Finance LTD

In-app purchases

None

Ascom Pay

No in-app purchases

None

Sciart Finance

No in-app purchases

Questions

Is Ascom Pay free?
Ascom Pay is free to download, with no in-app purchases.
Is Sciart Finance free?
Sciart Finance is free to download, with no in-app purchases.
Do Ascom Pay or Sciart Finance have ads?
Neither Ascom Pay nor Sciart Finance shows ads.
Which is updated more often, Ascom Pay or Sciart Finance?
Ascom Pay ships an update every 10 days, and Sciart Finance every 3 weeks. Most recently, Ascom Pay was updated on September 27, 2026 and Sciart Finance on October 5, 2026.

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