Comparison

Ascom Pay vs Payinto

Price, ratings, monetisation and update history for both apps, side by side — with what reviewers say about each.

Head to head
About

Ascom Pay

Features
Read full description

Welcome to Ascompay, the ultimate fintech app transforming how you manage your money. Packed with cutting-edge features, Ascompay is your go-to solution for seamless, secure, and convenient transactions. Key Features: 1. Offline Payments: •⁠ ⁠Complete transactions without an internet connection. •⁠ ⁠Never worry about connectivity issues again. 2. NFC & Tap-to-Pay: •⁠ ⁠Make fast, contactless payments with a simple tap. •⁠ ⁠Enjoy the convenience and security of modern payment technology. 3. Swift and secure Payments: •⁠ ⁠Send money securely and with ease. •⁠ ⁠Experience fast, secure, and low-cost transfers. 4. Wallets: •⁠ ⁠Organize your finances effortlessly. •⁠ ⁠Track your spending and manage your funds with ease. 5. Virtual Cards: •⁠ ⁠Create virtual cards for online shopping. •⁠ ⁠Enhance your security and control over your payments. Why Choose Ascompay? •⁠ ⁠Innovative Technology: Leverage the latest in fintech for a superior payment experience. •⁠ ⁠Unmatched Convenience: From offline payments to virtual cards, manage all your transactions in one place. •⁠ ⁠Global Reach: Effortlessly handle cross-border payments with Ascompay technology. Whether you're buying groceries, dining out, or sending money overseas, Ascompay is your all-in-one solution for a streamlined and secure financial experience.

About

Payinto

Manage personal and business finances efficiently. Send and receive money, create payment links and invoices, and pay bills. Organize savings groups and track cash flow with smart payment tools.

Highlights
  • Send and receive money
  • Create payment links and invoices
  • Pay bills (airtime, data, electricity)
  • Organize Osusu (rotational savings)
  • Track expenses and cash flow
  • Manage multiple accounts/profiles
  • QR/scan-based payments
Features
Read full description

Payinto helps you run business and personal finances from one app. Send money fast, receive payments with links and invoices, pay everyday bills, and stay in control of cash flow. With Payinto, you can: - Send and receive money with ease - Create payment links to collect payments quickly - Generate invoices for customers - Sell event tickets with no extra charges. - Pay essential bills: airtime, mobile data, electricity, and cable TV - Track expenses and monitor your cashflow - Set up scheduled payments - Set up and organise Osusu (rotational group savings) with ease. - Manage multiple accounts/business profiles in one place - Use smart, fast payment tools like QR/scan-based payment flows and voice-assisted actions. Built for speed, clarity, and control, Payinto gives you practical tools to manage money and payment operations daily so you can focus on growth.

Screenshots

Ascom Pay4 screens
Payinto4 screens

Verdict

The call

The clearest difference is update cadence: Ascom Pay at every 10 days against Payinto's every 2 months. Ascom Pay also leads on iOS requirement (13.4 vs 16.4). On price, ads, in-app purchases and device support there is nothing between them.

Scored on Price · Rating · Positive reviews · Number of ratings · Update frequency · Ads · In-app purchases · Monetization · Best chart rank · Devices · Requires iOS

CostPrice · In-app purchases · Ads · Monetization

Both are free to download. Neither carries in-app purchases, so what you see is what you pay.

UpkeepUpdate frequency

Ascom Pay ships an update every 10 days, Payinto every 2 months. The most recent releases landed on November 4, 2026 and October 31, 2026 respectively.

Scorecard2 real differences · 7 level
Ascom Pay versus Payinto: the parameters behind the verdict, then further details
ParameterAscom PayPayinto
PriceFreeFree
Rating—5.0 (2 ratings) — better
Number of ratings—2 — better
Update frequencyEvery 10 days — betterEvery 2 months
AdsNoNo
In-app purchasesNoNo
Monetization—Free
DevicesiPhone, iPodiPhone, iPad
Requires iOS13.4 — better16.4
Further details — not scored
Size31 MB129 MB
Age rating17+4+
DeveloperAscom Global ICT Services LTDRetenvo Technologies Limited

In-app purchases

None

Ascom Pay

No in-app purchases

None

Payinto

No in-app purchases

Questions

Is Ascom Pay free?
Ascom Pay is free to download, with no in-app purchases.
Is Payinto free?
Payinto is free to download, with no in-app purchases.
Do Ascom Pay or Payinto have ads?
Neither Ascom Pay nor Payinto shows ads.
Which is updated more often, Ascom Pay or Payinto?
Ascom Pay ships an update every 10 days, and Payinto every 2 months. Most recently, Ascom Pay was updated on November 4, 2026 and Payinto on October 31, 2026.

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