Ascom Pay vs Payinto
Price, ratings, monetisation and update history for both apps, side by side — with what reviewers say about each.
Ascom Pay
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Welcome to Ascompay, the ultimate fintech app transforming how you manage your money. Packed with cutting-edge features, Ascompay is your go-to solution for seamless, secure, and convenient transactions. Key Features: 1. Offline Payments: • Complete transactions without an internet connection. • Never worry about connectivity issues again. 2. NFC & Tap-to-Pay: • Make fast, contactless payments with a simple tap. • Enjoy the convenience and security of modern payment technology. 3. Swift and secure Payments: • Send money securely and with ease. • Experience fast, secure, and low-cost transfers. 4. Wallets: • Organize your finances effortlessly. • Track your spending and manage your funds with ease. 5. Virtual Cards: • Create virtual cards for online shopping. • Enhance your security and control over your payments. Why Choose Ascompay? • Innovative Technology: Leverage the latest in fintech for a superior payment experience. • Unmatched Convenience: From offline payments to virtual cards, manage all your transactions in one place. • Global Reach: Effortlessly handle cross-border payments with Ascompay technology. Whether you're buying groceries, dining out, or sending money overseas, Ascompay is your all-in-one solution for a streamlined and secure financial experience.
Payinto
Manage personal and business finances efficiently. Send and receive money, create payment links and invoices, and pay bills. Organize savings groups and track cash flow with smart payment tools.
- Send and receive money
- Create payment links and invoices
- Pay bills (airtime, data, electricity)
- Organize Osusu (rotational savings)
- Track expenses and cash flow
- Manage multiple accounts/profiles
- QR/scan-based payments
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Payinto helps you run business and personal finances from one app. Send money fast, receive payments with links and invoices, pay everyday bills, and stay in control of cash flow. With Payinto, you can: - Send and receive money with ease - Create payment links to collect payments quickly - Generate invoices for customers - Sell event tickets with no extra charges. - Pay essential bills: airtime, mobile data, electricity, and cable TV - Track expenses and monitor your cashflow - Set up scheduled payments - Set up and organise Osusu (rotational group savings) with ease. - Manage multiple accounts/business profiles in one place - Use smart, fast payment tools like QR/scan-based payment flows and voice-assisted actions. Built for speed, clarity, and control, Payinto gives you practical tools to manage money and payment operations daily so you can focus on growth.
Screenshots
Verdict
The clearest difference is update cadence: Ascom Pay at every 10 days against Payinto's every 2 months. Ascom Pay also leads on iOS requirement (13.4 vs 16.4). On price, ads, in-app purchases and device support there is nothing between them.
Scored on Price · Rating · Positive reviews · Number of ratings · Update frequency · Ads · In-app purchases · Monetization · Best chart rank · Devices · Requires iOS
Both are free to download. Neither carries in-app purchases, so what you see is what you pay.
Ascom Pay ships an update every 10 days, Payinto every 2 months. The most recent releases landed on November 4, 2026 and October 31, 2026 respectively.
| Parameter | Ascom Pay | Payinto |
|---|---|---|
| Price | Free | Free |
| Rating | — | 5.0 (2 ratings) — better |
| Number of ratings | — | 2 — better |
| Update frequency | Every 10 days — better | Every 2 months |
| Ads | No | No |
| In-app purchases | No | No |
| Monetization | — | Free |
| Devices | iPhone, iPod | iPhone, iPad |
| Requires iOS | 13.4 — better | 16.4 |
| Further details — not scored | ||
| Size | 31 MB | 129 MB |
| Age rating | 17+ | 4+ |
| Developer | Ascom Global ICT Services LTD | Retenvo Technologies Limited |
In-app purchases
Ascom Pay
No in-app purchases
Payinto
No in-app purchases









