Comparison

Ascom Pay vs Safaza

Price, ratings, monetisation and update history for both apps, side by side — with what reviewers say about each.

Head to head
About

Ascom Pay

Features
Read full description

Welcome to Ascompay, the ultimate fintech app transforming how you manage your money. Packed with cutting-edge features, Ascompay is your go-to solution for seamless, secure, and convenient transactions. Key Features: 1. Offline Payments: •⁠ ⁠Complete transactions without an internet connection. •⁠ ⁠Never worry about connectivity issues again. 2. NFC & Tap-to-Pay: •⁠ ⁠Make fast, contactless payments with a simple tap. •⁠ ⁠Enjoy the convenience and security of modern payment technology. 3. Swift and secure Payments: •⁠ ⁠Send money securely and with ease. •⁠ ⁠Experience fast, secure, and low-cost transfers. 4. Wallets: •⁠ ⁠Organize your finances effortlessly. •⁠ ⁠Track your spending and manage your funds with ease. 5. Virtual Cards: •⁠ ⁠Create virtual cards for online shopping. •⁠ ⁠Enhance your security and control over your payments. Why Choose Ascompay? •⁠ ⁠Innovative Technology: Leverage the latest in fintech for a superior payment experience. •⁠ ⁠Unmatched Convenience: From offline payments to virtual cards, manage all your transactions in one place. •⁠ ⁠Global Reach: Effortlessly handle cross-border payments with Ascompay technology. Whether you're buying groceries, dining out, or sending money overseas, Ascompay is your all-in-one solution for a streamlined and secure financial experience.

About

Safaza

Manage your digital assets and finances in one secure application. Hold crypto and fiat, send and receive funds, convert currencies, pay bills, and utilize virtual cards for online purchases.

Highlights
  • Multi-currency wallets (crypto & fiat)
  • Send and receive money
  • Swap and convert currencies
  • Pay bills and utilities
  • Virtual payment cards
  • Enhanced security features
Features
Read full description

Safaza is your all-in-one money app: hold crypto and fiat, send and receive, swap currencies, pay bills, and manage virtual cards - all in one secure place. MULTI-CURRENCY WALLETS • Crypto and fiat wallets in one app • Hold and manage supported cryptocurrencies and local fiat (e.g. NGN) • View balances, deposit, and withdraw with clear fees and limits • Real-time exchange rates and a quick rate calculator on the home screen SEND & RECEIVE • Send money to other Safaza users or to external wallets and bank accounts • Receive via QR code or share your wallet details • Save beneficiaries for faster withdrawals and bank transfers • Support for multiple networks where applicable SWAP & CONVERT • Swap between supported cryptocurrencies and fiat • Buy crypto (on-ramp) and sell to fiat (off-ramp) with transparent quotes • See live rates before you confirm BILLS & UTILITIES • Airtime top-up • Mobile data bundles • Electricity (utility) bills • Cable TV subscriptions VIRTUAL CARDS • Create and manage virtual payment cards • Use them for online purchases and subscriptions SECURITY & CONTROL • Face ID and Touch ID for login and sensitive actions • Transaction PIN for withdrawals and high-value operations • Two-factor authentication and optional login PIN • Manage trusted devices and change password from Settings • Identity verification (KYC) and account levels for higher limits REFER AND EARN • Share your referral link; earn rewards when friends sign up, verify their identity and perform qualifying transactions EXPERIENCE • Clean, modern interface with light and dark mode • Transaction history and dispute support • Push notifications for important updates • Help, privacy policy, and terms of service in-app Whether you want to hold crypto, pay bills, send money, or use virtual cards, Safaza keeps everything in one app - with security and simplicity in mind.

Screenshots

Ascom Pay4 screens
Safaza4 screens

Verdict

The call

The clearest difference is iOS requirement: Ascom Pay at 13.4 against Safaza's 15.1. On price, update cadence, ads and in-app purchases there is nothing between them.

Scored on Price · Rating · Positive reviews · Number of ratings · Update frequency · Ads · In-app purchases · Monetization · Best chart rank · Devices · Requires iOS

CostPrice · In-app purchases · Ads · Monetization

Both are free to download. Neither carries in-app purchases, so what you see is what you pay.

UpkeepUpdate frequency

Ascom Pay ships an update every 10 days, Safaza fortnightly. The most recent releases landed on October 25, 2026 and October 24, 2026 respectively.

Scorecard1 real difference · 9 level
Ascom Pay versus Safaza: the parameters behind the verdict, then further details
ParameterAscom PaySafaza
PriceFreeFree
Rating—4.4 (5 ratings) — better
Positive reviews—100.0% of reviews
Number of ratings—5 — better
Update frequencyEvery 10 days — betterFortnightly
AdsNoNo
In-app purchasesNoNo
Monetization—Ad-supported
DevicesiPhone, iPodiPhone, iPad, iPod — better
Requires iOS13.4 — better15.1
Further details — not scored
Size31 MB146 MB
Age rating17+4+
DeveloperAscom Global ICT Services LTDSafaza Limited

In-app purchases

None

Ascom Pay

No in-app purchases

None

Safaza

No in-app purchases

Questions

Is Ascom Pay free?
Ascom Pay is free to download, with no in-app purchases.
Is Safaza free?
Safaza is free to download, with no in-app purchases.
Do Ascom Pay or Safaza have ads?
Neither Ascom Pay nor Safaza shows ads.
Which is updated more often, Ascom Pay or Safaza?
Ascom Pay ships an update every 10 days, and Safaza fortnightly. Most recently, Ascom Pay was updated on October 25, 2026 and Safaza on October 24, 2026.

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