Comparison

Ascom Pay vs Codalm

Price, ratings, monetisation and update history for both apps, side by side — with what reviewers say about each.

Head to head
About

Ascom Pay

Features
Read full description

Welcome to Ascompay, the ultimate fintech app transforming how you manage your money. Packed with cutting-edge features, Ascompay is your go-to solution for seamless, secure, and convenient transactions. Key Features: 1. Offline Payments: •⁠ ⁠Complete transactions without an internet connection. •⁠ ⁠Never worry about connectivity issues again. 2. NFC & Tap-to-Pay: •⁠ ⁠Make fast, contactless payments with a simple tap. •⁠ ⁠Enjoy the convenience and security of modern payment technology. 3. Swift and secure Payments: •⁠ ⁠Send money securely and with ease. •⁠ ⁠Experience fast, secure, and low-cost transfers. 4. Wallets: •⁠ ⁠Organize your finances effortlessly. •⁠ ⁠Track your spending and manage your funds with ease. 5. Virtual Cards: •⁠ ⁠Create virtual cards for online shopping. •⁠ ⁠Enhance your security and control over your payments. Why Choose Ascompay? •⁠ ⁠Innovative Technology: Leverage the latest in fintech for a superior payment experience. •⁠ ⁠Unmatched Convenience: From offline payments to virtual cards, manage all your transactions in one place. •⁠ ⁠Global Reach: Effortlessly handle cross-border payments with Ascompay technology. Whether you're buying groceries, dining out, or sending money overseas, Ascompay is your all-in-one solution for a streamlined and secure financial experience.

About

Codalm

Features
Read full description

Codalm Bank-in-a-Box is a ready-to-deploy fintech neobank payment infrastructure built for growth, scalability, and revenue. It enables fintech founders, entrepreneurs, institutions, and investors to own and launch a fully functional digital banking company faster and easier — without the long, expensive development process. Bank-in-a-Box is a complete, production-ready neo-banking platform that includes all core digital banking features in one unified system, allowing you to go to market in weeks instead of years.

Screenshots

Ascom Pay4 screens
Codalm4 screens

Verdict

The call

The clearest difference is update cadence: Ascom Pay at every 10 days against Codalm's every 3 months. Ascom Pay also leads on iOS requirement (13.4 vs 15.0). On price, ads, in-app purchases and device support there is nothing between them.

Scored on Price · Rating · Positive reviews · Number of ratings · Update frequency · Ads · In-app purchases · Monetization · Best chart rank · Devices · Requires iOS

CostPrice · In-app purchases · Ads · Monetization

Both are free to download. Neither carries in-app purchases, so what you see is what you pay.

UpkeepUpdate frequency

Ascom Pay ships an update every 10 days, Codalm every 3 months. The most recent releases landed on September 27, 2026 and September 29, 2026 respectively.

Scorecard2 real differences · 4 level
Ascom Pay versus Codalm: the parameters behind the verdict, then further details
ParameterAscom PayCodalm
PriceFreeFree
Update frequencyEvery 10 days — betterEvery 3 months
AdsNoNo
In-app purchasesNoNo
DevicesiPhone, iPodiPhone, iPad, iPod — better
Requires iOS13.4 — better15.0
Further details — not scored
Size31 MB71 MB
Age rating17+17+
DeveloperAscom Global ICT Services LTDCodalm Alliance Limited

In-app purchases

None

Ascom Pay

No in-app purchases

None

Codalm

No in-app purchases

Questions

Is Ascom Pay free?
Ascom Pay is free to download, with no in-app purchases.
Is Codalm free?
Codalm is free to download, with no in-app purchases.
Do Ascom Pay or Codalm have ads?
Neither Ascom Pay nor Codalm shows ads.
Which is updated more often, Ascom Pay or Codalm?
Ascom Pay ships an update every 10 days, and Codalm every 3 months. Most recently, Ascom Pay was updated on September 27, 2026 and Codalm on September 29, 2026.

Other comparisons