Comparison

Ascom Pay vs Qreva

Price, ratings, monetisation and update history for both apps, side by side — with what reviewers say about each.

Head to head
About

Ascom Pay

Features
Read full description

Welcome to Ascompay, the ultimate fintech app transforming how you manage your money. Packed with cutting-edge features, Ascompay is your go-to solution for seamless, secure, and convenient transactions. Key Features: 1. Offline Payments: •⁠ ⁠Complete transactions without an internet connection. •⁠ ⁠Never worry about connectivity issues again. 2. NFC & Tap-to-Pay: •⁠ ⁠Make fast, contactless payments with a simple tap. •⁠ ⁠Enjoy the convenience and security of modern payment technology. 3. Swift and secure Payments: •⁠ ⁠Send money securely and with ease. •⁠ ⁠Experience fast, secure, and low-cost transfers. 4. Wallets: •⁠ ⁠Organize your finances effortlessly. •⁠ ⁠Track your spending and manage your funds with ease. 5. Virtual Cards: •⁠ ⁠Create virtual cards for online shopping. •⁠ ⁠Enhance your security and control over your payments. Why Choose Ascompay? •⁠ ⁠Innovative Technology: Leverage the latest in fintech for a superior payment experience. •⁠ ⁠Unmatched Convenience: From offline payments to virtual cards, manage all your transactions in one place. •⁠ ⁠Global Reach: Effortlessly handle cross-border payments with Ascompay technology. Whether you're buying groceries, dining out, or sending money overseas, Ascompay is your all-in-one solution for a streamlined and secure financial experience.

About

Qreva

Features
Read full description

Qreva is one secure app for moving money, paying bills and running your business. BANKING AND TRANSFERS • Send money to any Nigerian bank account in seconds • See the exact fee before you confirm — no surprises • Save beneficiaries and reuse recent recipients • Share a clear receipt for every transaction BILLS, AIRTIME AND DATA • Airtime and data for all major networks • Electricity tokens for prepaid and postpaid meters • Cable TV subscriptions — DStv, GOtv and Startimes • Your details are checked before you pay, not after ACCEPT PAYMENTS • SoftPOS turns your phone into a payment terminal • Manage physical POS terminals from your profile • Separate views for SoftPOS and physical terminal activity • Request a POS terminal in the app IDENTITY AND KYC • BVN and NIN verification built in • Agents can verify customers and issue KYC slips • Guided liveness check that works in ordinary lighting EARN WITH REFERRALS • Invite friends with a link that survives installation • Track referrals and earnings in one place BUILT FOR SECURITY • Device integrity checks every time the app opens • Transaction PIN and biometric sign-in • Instant alerts the moment money leaves your account Questions? Reach us at https://qreva.app/contact

Screenshots

Ascom Pay4 screens
Qreva4 screens

Verdict

The call

The clearest difference is update cadence: Ascom Pay at every 10 days against Qreva's every 6 weeks. Ascom Pay also leads on iOS requirement (13.4 vs 15.6). On price, ads, in-app purchases and device support there is nothing between them.

Scored on Price · Rating · Positive reviews · Number of ratings · Update frequency · Ads · In-app purchases · Monetization · Best chart rank · Devices · Requires iOS

CostPrice · In-app purchases · Ads · Monetization

Both are free to download. Neither carries in-app purchases, so what you see is what you pay.

UpkeepUpdate frequency

Ascom Pay ships an update every 10 days, Qreva every 6 weeks. The most recent releases landed on November 8, 2026 and November 5, 2026 respectively.

Scorecard2 real differences · 4 level
Ascom Pay versus Qreva: the parameters behind the verdict, then further details
ParameterAscom PayQreva
PriceFreeFree
Update frequencyEvery 10 days — betterEvery 6 weeks
AdsNoNo
In-app purchasesNoNo
DevicesiPhone, iPodiPhone, iPod
Requires iOS13.4 — better15.6
Further details — not scored
Size31 MB111 MB
Age rating17+4+
DeveloperAscom Global ICT Services LTDQreva

In-app purchases

None

Ascom Pay

No in-app purchases

None

Qreva

No in-app purchases

Questions

Is Ascom Pay free?
Ascom Pay is free to download, with no in-app purchases.
Is Qreva free?
Qreva is free to download, with no in-app purchases.
Do Ascom Pay or Qreva have ads?
Neither Ascom Pay nor Qreva shows ads.
Which is updated more often, Ascom Pay or Qreva?
Ascom Pay ships an update every 10 days, and Qreva every 6 weeks. Most recently, Ascom Pay was updated on November 8, 2026 and Qreva on November 5, 2026.

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