Comparison

Ascom Pay vs Bia Pay

Price, ratings, monetisation and update history for both apps, side by side — with what reviewers say about each.

Head to head
About

Ascom Pay

Features
Read full description

Welcome to Ascompay, the ultimate fintech app transforming how you manage your money. Packed with cutting-edge features, Ascompay is your go-to solution for seamless, secure, and convenient transactions. Key Features: 1. Offline Payments: •⁠ ⁠Complete transactions without an internet connection. •⁠ ⁠Never worry about connectivity issues again. 2. NFC & Tap-to-Pay: •⁠ ⁠Make fast, contactless payments with a simple tap. •⁠ ⁠Enjoy the convenience and security of modern payment technology. 3. Swift and secure Payments: •⁠ ⁠Send money securely and with ease. •⁠ ⁠Experience fast, secure, and low-cost transfers. 4. Wallets: •⁠ ⁠Organize your finances effortlessly. •⁠ ⁠Track your spending and manage your funds with ease. 5. Virtual Cards: •⁠ ⁠Create virtual cards for online shopping. •⁠ ⁠Enhance your security and control over your payments. Why Choose Ascompay? •⁠ ⁠Innovative Technology: Leverage the latest in fintech for a superior payment experience. •⁠ ⁠Unmatched Convenience: From offline payments to virtual cards, manage all your transactions in one place. •⁠ ⁠Global Reach: Effortlessly handle cross-border payments with Ascompay technology. Whether you're buying groceries, dining out, or sending money overseas, Ascompay is your all-in-one solution for a streamlined and secure financial experience.

About

Bia Pay

Features
Read full description

BIA – Smart, Secure & Simple Digital Payments Welcome to BIA, your trusted digital finance companion designed to make everyday payments fast, secure, and effortless. Whether you’re sending money, paying bills, buying airtime or data, or managing your daily financial activities, BIA brings everything together in one simple and reliable app. What you can do with BIA Send & Receive Money Transfer money quickly and securely whenever you need it. Enjoy a smooth experience designed for speed and convenience. Buy Airtime & Data Top up airtime or purchase data bundles for all major networks in just a few taps. Pay Bills Pay electricity, cable TV, internet subscriptions, and other essential bills without the stress of visiting payment centers. Safe & Secure Your security is our priority. BIA uses industry-standard security measures to help protect your account and transactions. Fast Transactions Complete your payments and transfers in seconds with a responsive and reliable platform. Simple User Experience A clean, modern interface makes it easy for anyone to navigate and complete transactions with confidence. Why Choose BIA? * Fast and reliable money transfers * Secure digital payments * Airtime and data purchases * Convenient bill payments * Easy-to-use interface * Designed for speed and simplicity * Regular improvements and new features We’re continuously building new features to make BIA an even better financial platform. As we grow, you’ll enjoy more services, enhanced security, and an even smoother experience. Download BIA today and experience a smarter way to manage your everyday payments. BIA — Fast. Secure. Simple.

Screenshots

Ascom Pay4 screens
Bia Pay4 screens

Verdict

The call

The clearest difference is update cadence: Ascom Pay at every 10 days against Bia Pay's every 6 weeks. Ascom Pay also leads on iOS requirement (13.4 vs 15.6). On price, ads, in-app purchases and device support there is nothing between them.

Scored on Price · Rating · Positive reviews · Number of ratings · Update frequency · Ads · In-app purchases · Monetization · Best chart rank · Devices · Requires iOS

CostPrice · In-app purchases · Ads · Monetization

Both are free to download. Neither carries in-app purchases, so what you see is what you pay.

UpkeepUpdate frequency

Ascom Pay ships an update every 10 days, Bia Pay every 6 weeks. The most recent releases landed on November 8, 2026 and November 6, 2026 respectively.

Scorecard2 real differences · 4 level
Ascom Pay versus Bia Pay: the parameters behind the verdict, then further details
ParameterAscom PayBia Pay
PriceFreeFree
Update frequencyEvery 10 days — betterEvery 6 weeks
AdsNoNo
In-app purchasesNoNo
DevicesiPhone, iPodiPhone, iPad, iPod — better
Requires iOS13.4 — better15.6
Further details — not scored
Size31 MB64 MB
Age rating17+4+
DeveloperAscom Global ICT Services LTDBia NIG LTD

In-app purchases

None

Ascom Pay

No in-app purchases

None

Bia Pay

No in-app purchases

Questions

Is Ascom Pay free?
Ascom Pay is free to download, with no in-app purchases.
Is Bia Pay free?
Bia Pay is free to download, with no in-app purchases.
Do Ascom Pay or Bia Pay have ads?
Neither Ascom Pay nor Bia Pay shows ads.
Which is updated more often, Ascom Pay or Bia Pay?
Ascom Pay ships an update every 10 days, and Bia Pay every 6 weeks. Most recently, Ascom Pay was updated on November 8, 2026 and Bia Pay on November 6, 2026.

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