AdCentral Pay vs ChatWallet ChipChat
Price, ratings, monetisation and update history for both apps, side by side — with what reviewers say about each.
AdCentral Pay
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AdCentral Pay is a mobile application designed to serve as a terminal for our point-of-sale (POS) system, AdCentral. This app will allow merchants to seamlessly accept payments directly on their smartphones, enhancing the flexibility and convenience of their sales operations for businesses of all sizes. AdCentral Pay aims to simplify the payment process, improve transaction efficiency, and provide a modern solution for merchants in various industries. Key Features: Seamless Integration with AdCentral Desktop POS: AdCentral Pay connects directly with your AdCentral desktop POS system, providing a synchronized sales experience. All transactions made through the mobile app are instantly reflected on your desktop, ensuring accurate and up-to-date sales data. Use AdCentral Pay as your terminal: AdCentral Pay serves as your terminal for accepting in-store payments, supporting multiple tap-to-pay technologies, including credit and debit cards, mobile wallets, and contactless wearables. With AdCentral Pay, you can ensure a fast, secure, and convenient payment experience for your customers. Ticket View: After logging in, you'll be able to see your store’s ready-to-pay tickets. Open your tickets and make total or partial payments directly within the app.
ChatWallet ChipChat
Effortlessly collect and pay money within your group chats. Manage shared expenses like rent, trips, or gifts with live updates and automated reminders. Turn financial coordination into a fun, game-like experience.
- Collect and pay within chat
- Split bills instantly
- Automated payment reminders
- Live contribution tracking
- Gamified payment rewards
- Supports various group types
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The name: ChipChat is where "everyone chips in" meets the "chat" you're already in. Two ideas, one word: the chip is the money each person contributes; the chat is the group conversation where it all happens — the planning, the nudging, the "I just sent mine!" Money and conversation finally live in the same place. Money lives where you chat. ChipChat turns any group chat into a place where everyone can chip in. Rent, the group trip, the team gift, monthly dues — start a collection right inside the conversation and watch contributions roll in, live. No more "Venmo me," screenshots of who owes what, or chasing people one by one. Drop a ChipChat into the chat, and every member can pay their share in a single tap. Why groups love ChipChat Collect & pay without leaving the chat Live campaign cards appear right in the conversation. Tap once to pay your share — done. Split any bill in seconds Add the tip, divide by the group, and send a payment request. No mental math required. Never chase a friend again One tap sends a friendly — or firm — reminder to everyone who hasn't paid yet. Watch the money roll in, live A real-time pulse shows every contribution the moment it lands. Momentum everyone can see. Hit the goal together Watch the bar fill and celebrate the moment your group is fully funded. Reward your most reliable members Streaks and crowns turn on-time payments into a game everyone wants to win — and build your group's reputation, all the way to Diamond. Built for the way groups actually talk. Works for roommates, trips, teams, clubs, families, and any crew that pools money together. Just ChipChat it. The easiest way for any group to handle money together. Free to start. Lives in ChipChat but can work alongside WhatsApp · Telegram · SMS
Screenshots
Verdict
The clearest difference is update cadence: ChatWallet ChipChat at every 3 weeks against AdCentral Pay's every 2 months. AdCentral Pay's advantage is iOS requirement (14.1 vs 16.4). On price, ads, in-app purchases and device support there is nothing between them.
Scored on Price · Rating · Positive reviews · Number of ratings · Update frequency · Ads · In-app purchases · Monetization · Best chart rank · Devices · Requires iOS
Both are free to download. Neither carries in-app purchases, so what you see is what you pay.
AdCentral Pay ships an update every 2 months, ChatWallet ChipChat every 3 weeks. Both last shipped on September 19, 2026.
| Parameter | AdCentral Pay | ChatWallet ChipChat |
|---|---|---|
| Price | Free | Free |
| Rating | — | 5.0 (1 ratings) — better |
| Number of ratings | — | 1 — better |
| Update frequency | Every 2 months | Every 3 weeks — better |
| Ads | No | No |
| In-app purchases | No | No |
| Monetization | — | Free |
| Devices | iPhone, iPod — better | iPhone |
| Requires iOS | 14.1 — better | 16.4 |
| Further details — not scored | ||
| Size | 92 MB | 124 MB |
| Age rating | 4+ | 4+ |
| Developer | dev it developers | Algorithm, LLC |
In-app purchases
AdCentral Pay
No in-app purchases
ChatWallet ChipChat
No in-app purchases





