Comparison

9jaPay Business vs Optiverse E

Price, ratings, monetisation and update history for both apps, side by side β€” with what reviewers say about each.

Head to head
About

9jaPay Business

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The 9jaPay Business app is built to help business owners streamline their financial operations and manage their businesses more efficiently. From opening a dedicated business bank account and making real-time payments, to making bulk payments at once with bulk transfers and handling utility bills effortlessly, 9jaPay simplifies every aspect of your business finances. With features like role-based account management, transaction tracking, and sub-accounts for multiple locations, the app offers complete control and flexibility. 9jaPay is the all-in-one financial solution designed to help your business thrive. MEET THE MONEY APP THAT’S GOOD FOR BUSINESS Open a business bank account in your company’s name. Easily create and manage a dedicated business account that reflects your brand, giving your company a professional edge. Make and receive payments from clients and businesses anytime. Enjoy seamless, real-time transactions with customers and partners, ensuring your business runs smoothly 24/7. Make multiple payments at once using bulk transfer feature Effortlessly handle large transactions in one go, saving you time and reducing manual effort. Settle utility bills easily, whenever and however you want. Stay on top of essential payments with quick and flexible options to pay bills without any hassle. View and edit team member roles within your account giving you full control over access and permissions on the go. Schedule, approve, and track transactions with ease. Stay in control by setting up scheduled payments, approving transactions, and monitoring your business finances in real time. View sub-accounts created for locations across the country. Easily view and manage sub-accounts for all your business locations right on your app. Get the money app that’s built for business. Designed with your business needs in mind, 9jaPay helps you streamline operations and boost productivity. Contact us: Our support team is available to assist you Helpline: 07002255952729 Website: www.9japay.com Facebook: @My9jaPay Twitter: @My9jaPay Instagram: @My9jaPay LinkedIn: 9jaPay Address: No 270, Murtala Mohammed, Alagomeji Yaba

About

Optiverse E

Features
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A secure, easy-to-use mobile token generator app for multi-factor authentication (MFA). Safeguard your online accounts with time-based one-time passwords (TOTP)

Screenshots

9jaPay Business4 screens
Optiverse E4 screens

Verdict

The call

The clearest difference is update cadence: Optiverse E at monthly against 9jaPay Business's every 2 months. On price, ads, in-app purchases and device support there is nothing between them.

Scored on Price Β· Rating Β· Positive reviews Β· Number of ratings Β· Update frequency Β· Ads Β· In-app purchases Β· Monetization Β· Best chart rank Β· Devices Β· Requires iOS

CostPrice Β· In-app purchases Β· Ads Β· Monetization

Both are free to download. Neither carries in-app purchases, so what you see is what you pay.

UpkeepUpdate frequency

9jaPay Business ships an update every 2 months, Optiverse E monthly. The most recent releases landed on September 13, 2026 and September 17, 2026 respectively.

Scorecard1 real difference Β· 5 level
9jaPay Business versus Optiverse E: the parameters behind the verdict, then further details
Parameter9jaPay BusinessOptiverse E
PriceFreeFree
Update frequencyEvery 2 monthsMonthly β€” better
AdsNoNo
In-app purchasesNoNo
DevicesiPhone, iPodiPhone, iPad, iPod β€” better
Requires iOS15.114.0 β€” better
Further details β€” not scored
Size68 MB17 MB
Age rating4+4+
Developer9jaPay UK LimitedOptimus Bank Limited

In-app purchases

None

9jaPay Business

No in-app purchases

None

Optiverse E

No in-app purchases

Questions

Is 9jaPay Business free?
9jaPay Business is free to download, with no in-app purchases.
Is Optiverse E free?
Optiverse E is free to download, with no in-app purchases.
Do 9jaPay Business or Optiverse E have ads?
Neither 9jaPay Business nor Optiverse E shows ads.
Which is updated more often, 9jaPay Business or Optiverse E?
9jaPay Business ships an update every 2 months, and Optiverse E monthly. Most recently, 9jaPay Business was updated on September 13, 2026 and Optiverse E on September 17, 2026.

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