Soramitsu CBDC vs Euvena

Soramitsu CBDC is a blockchain-based app designed to perform transfers of digital assets. Developed by Soramitsu, a global leader in blockchain and digital currency innovation, this app allows us to transform digital payments, improve financial inclusion, and enhance transaction efficiency for governments and central banks. Whether it’s sending funds, making QR payments, or managing balances across multiple currencies, this app provides you with the power and potential of Soramitsu’s CBDC technology in a real-world setting. Key Features: SEND FUNDS Experience how secure transfers work! Tap 'Send' to initiate instant, reliable money transfers. RECEIVE MONEY Receiving money is simple! Tap 'Receive' and generate a QR code for seamless transactions. QR PAY Elevate your experience with convenient payments! Use 'QR Pay' to scan and pay at shops, restaurants, and more. CASH OUT Convert your digital assets to fiat currency! Tap 'Cash out' to effortlessly withdraw your funds. MULTI-CURRENCY SUPPORT Highlight cross-border capabilities! Manage multiple currencies in one wallet for international use. SAFE & SECURE Never worry about security! All transactions are protected by advanced blockchain protocols. USER-FRIENDLY INTERFACE Navigate with ease! Designed for intuitive use by both financial experts and everyday users. Download the Soramitsu CBDC app today to experience the future of digital finance!

Euvena turns a SEPA credit transfer into a QR code and back. REQUEST MONEY Enter an amount, and what it is for if you like, and Euvena shows an EPC QR code, the format many European banking apps scan to fill in a transfer. Share the request as a link, or keep it in the history on your phone. Several payees can be kept, for a household, a club or a small business. PAY A REQUEST Scan a payment code or paste a shared request. Euvena shows exactly what the code says: the name, the IBAN, the amount and the reference. Then it hands the details on as a payto link to an app that accepts one, or lets you copy them field by field into your banking app. A code that fails any check is refused as a whole, never shown in part. EN 18184 CODES Euvena also reads EN 18184 (EPC024-22) point-of-interaction codes that carry the payee's details, and builds them once you enter the details your payment framework assigned to you. NO ACCOUNT, NO SERVER, NO DATA Euvena has no accounts and no backend. It never holds or moves money and never contacts a bank: every payment is made and authorised in your own banking app. Payees and kept requests are stored on your phone, never on a server of ours, and an export file moves them to another phone when you choose to. Nothing is collected, tracked or shared. SEVEN LANGUAGES English, German, French, Spanish, Italian, Dutch and Polish, in light or dark appearance. Euvena is open source. The code and the payment code library behind it are on GitHub.