VIVA vs Chat
Price, ratings, monetisation and update history for both apps, side by side — with what reviewers say about each.
VIVA
This application offers a free messaging service for sharing instant messages, videos, and pictures with friends and family. It also provides various financial and telecom services, such as bill payments, money transfers, and mobile top-ups, accessible through a linked wallet.
- Instant messaging
- Multimedia sharing
- Profile personalization
- Location sharing
- Telecom services
- Bill payments
- Money transfer
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Viva Description: Viva is a cross-platform application compatible with iPhone and other Smartphone devices. At no cost anyone can become a member of Viva Network. It contains two major sections (Community and Services). The Community section contains a friendly user Messenger designed to share instant messages, Videos, pictures and other information with friends and family and Viva subscribers, it comes at no cost and requires no additional in-application purchases. It also includes a Bulk SMS and Single SMS options. The Services section implies that the user must have a Viva purchase account which could be acquired from any Viva network retail shop. Upon creating a Viva account from the Messenger section, a purchase wallet is automatically created for the user who may at his preference refill his wallet or leave it empty and simply use the Viva application as a Messenger only. At no time, Viva application will request an in-application purchase for the embedded Services. Viva Messenger features: Viva basically supports all Networks and carriers unless limitations are applied and uses the device internet connection including WiFi when available. -Auto synchronize of your phone contacts to identify Viva subscribers -Send instant messages to all your Viva subscribers contact at no cost. -Instant Translation with Voice play back. -Share multimedia -Personalize your profile with photo and status -High privacy level with Logout feature enabled -Share location -Uses push notification to instantly deliver messages. -Manage notification sounds -And many other features. Viva Services features: As mentioned, the use of these options implies that the user’s wallet is not empty For security reasons, the user will be prompted for his account password prior to each use of the below services. -Telecom Services: Buy a Voucher, DTU or Unit Transfer (To Recharge line) -Bill Payment: pay your bills through Viva -Money Transfer: Send and receive money from and into your Viva wallet to your friends and family. -Credit Transfer: Instantly transfer money from your Viva wallet to another one. -M-Payment: Generate payment code to be used on Viva POS Terminals Network. -Events: make your reservation for your preferred event via Viva. Bulk SMS (Requires a balance in Viva Wallet) Send bulk SMS to multiple recipients by setting the search criteria. Send SMS (Requires a balance in Viva Wallet) Send SMS to any of your contacts at lower cost. Transactions History: View transactions History Info Tab: -Check Your Balance. -Change Your Password. -Refill Your Viva Wallet. -Deactivate Account (deletes all user’s information in Viva network including Viva Wallet).
Chat
This secure messaging app connects you with friends and family globally using your phone's internet. It offers fast, end-to-end encrypted communication without subscriptions or ads. Easily access contacts and keep in touch, even with offline message storage.
- End-to-end encryption
- Free messaging
- No subscription required
- Fast message delivery
- Offline message storage
- Profile photo upload
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Chat-In is an app that allows you messaging with your friends and family. Chat-In which is compatible with IOS smartphones uses your phone Internet connection (4G,3G,2G or Wi-Fi) for your communication. Keep in touch with your loved ones! And even it is easy to use, fast, secure and free! WHY Chat-In? FREE: No subscription fee, no adds and always free. You can send messages for free whenever you like and wherever you are. Chat your friends who are all over the world without any international SMS fee.(*) SECURE: Our mission is to send your messages concealing from third parties. Chat-In encrypts messages with End- to- End -Encryption and do not share them. FAST: We know that your messages are important and that is why we are transferring them instantly. NO SUBSCRIPTION: No need to subscribe or log on. Chat-In easily access to your contacts without any need for you to remember username and it gets you to keep in touch with your friends. OFFLINE MESSAGES: Don't panic! when your phone is turned off or when you don't have Internet connection. Chat-In keeps your last messages until you reopen the app. ADDITIONAL SPECIFICATIONS: You can know the time of seen messages You can upload any photo that you like to your profile Try it and discover more! (*) Data charges may apply.
Screenshots
Verdict
The clearest difference is review sentiment: VIVA at 100% against Chat's 23%. VIVA also leads on rating (4.7 vs 3.3). Chat's advantage is update cadence (fortnightly vs monthly). On price, ratings volume, ads and in-app purchases there is nothing between them.
Scored on Price · Rating · Positive reviews · Number of ratings · Update frequency · Ads · In-app purchases · Monetization · Best chart rank · Devices · Requires iOS
Both are free to download. Neither carries in-app purchases, so what you see is what you pay.
VIVA holds the better App Store score, 4.7 against 3.3. Both are backed by a comparable volume of ratings — 15 and 21 respectively. Written reviews point the same way: 100% of VIVA's written reviews are positive against 23% of Chat's.
VIVA ships an update monthly, Chat fortnightly. The most recent releases landed on October 18, 2026 and October 21, 2026 respectively.
| Parameter | VIVA | Chat |
|---|---|---|
| Price | Free | Free |
| Rating | 4.7 (15 ratings) — better | 3.3 (21 ratings) |
| Positive reviews | 100.0% of reviews — better | 23.3% of reviews |
| Number of ratings | 15 | 21 — better |
| Update frequency | Monthly | Fortnightly — better |
| Ads | No | No |
| In-app purchases | No | No |
| Monetization | Free | Free |
| Devices | iPhone, iPad, iPod — better | iPhone, iPod |
| Requires iOS | 15.0 — better | 15.6 |
| Further details — not scored | ||
| Size | 173 MB | 101 MB |
| Age rating | 17+ | 4+ |
| Developer | Telepaty Holding | KALE ILERI TEKNOLOJI |
Customer experience
VIVA
Chat
In-app purchases
VIVA
No in-app purchases
Chat
No in-app purchases








