SmallSmall vs Paylo
Price, ratings, monetisation and update history for both apps, side by side — with what reviewers say about each.
SmallSmall
This app simplifies shopping by allowing users to spread payments over time. Avoid large upfront costs and manage purchases with flexible installment options. Get the items you need without financial stress.
- Convenient installment payments
- Spread payments over time
- Flexible payment options
- Budget-friendly shopping
- Simplified payment process
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Meet our Convenient Installment Payment App designed to make your shopping experience easier and more flexible. No more stressing over big upfront costs. With our app, you can spread out your payments over time, giving you more control and peace of mind. Whether you're buying electronics, gadgets, or household essentials, our straightforward app lets you choose how you pay making it simple to fit purchases into your budget. It’s all about giving you the freedom to get what you need without the financial hassle. Download our Installment Payment App today and enjoy the flexibility to shop smarter, not harder.
Paylo
Discover and purchase a wide range of products and book services from vetted merchants. Enjoy a streamlined shopping experience with features like multi-store checkout, secure payments, and real-time order tracking.
- Multi-Store Shopping
- Secure Payments
- Service Booking
- Order Tracking
- Verified Merchants
- Save Favorites
- Customer Support
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Shop from verified merchants across Nigeria, and pay knowing your money is protected until your order arrives. SHOP WITH CONFIDENCE All app orders are escrow-protected. Your money is held until you confirm you got what you ordered, then it's released to the seller. Buying from someone new doesn't need to be a risk. BUILD A WISHLIST PEOPLE CAN ACTUALLY HELP WITH Save anything you want, share the list, and let friends and family contribute toward it instead of guessing what to get you. Once it's covered, mark it acquired and everyone who chipped in finds out. FIND EVERYTHING IN ONE APP Groceries, fashion, beauty, home goods, local artisan goods, professional services, and hard-to-find imports, all from merchants who've been verified before they can sell. GET ANSWERS INSTANTLY Chat with a store's assistant for real prices and stock any time, and switch to the merchant themselves whenever you want.
Screenshots
Verdict
The clearest difference is rating: Paylo at 5.0 against SmallSmall's 4.2. Paylo also leads on update cadence (every 5 days vs every 3 weeks). SmallSmall's advantage is monetization model (free vs ad-supported) and ratings volume (5 vs 1). On price, ads and in-app purchases there is nothing between them.
Scored on Price · Rating · Positive reviews · Number of ratings · Update frequency · Ads · In-app purchases · Monetization · Best chart rank · Devices · Requires iOS
Both are free to download. Neither carries in-app purchases, so what you see is what you pay.
Paylo holds the better App Store score, 5.0 against 4.2. That said, the two scores are not equally well evidenced: SmallSmall has 5 ratings behind it against 1, so its average is the more settled of the two.
SmallSmall ships an update every 3 weeks, Paylo every 5 days. Both last shipped on October 24, 2026.
| Parameter | SmallSmall | Paylo |
|---|---|---|
| Price | Free | Free |
| Rating | 4.2 (5 ratings) | 5.0 (1 ratings) — better |
| Number of ratings | 5 — better | 1 |
| Update frequency | Every 3 weeks | Every 5 days — better |
| Ads | No | No |
| In-app purchases | No | No |
| Monetization | Free — better | Ad-supported |
| Devices | iPhone, iPad, iPod — better | iPhone |
| Requires iOS | 15.0 — better | 17.6 |
| Further details — not scored | ||
| Size | 90 MB | 22 MB |
| Age rating | 4+ | 4+ |
| Developer | Smallsmall Technology | Greyline Innovations |
Customer experience
SmallSmall
Paylo
In-app purchases
SmallSmall
No in-app purchases
Paylo
No in-app purchases
