Comparison

IONAPAY vs ABF Pay Multi

Price, ratings, monetisation and update history for both apps, side by side โ€” with what reviewers say about each.

Head to head
About

IONAPAY

Features
Read full description

Key Features: Crypto&Traditional CurrencySupport: Our user-friendly platform allows you to seamlessly handle both your cryptocurrency and traditional financial transactions. Transfer, convert, and spend your funds with ease. IONAPAY Cards: Use our sleek, secure cards to make everyday purchases in-store or online globally. Experience the convenience of spending without hassle, giving you a sense of ease and stress-free transactions. Secure Transfers: Enjoy peace of mind with our security measures for all transactions. Your funds are protected with cutting-edge encryption technology. User-Friendly Interface: Navigate your financial world easily using our intuitive app design. Manage your accounts, track spending, and access financial insights with just a few taps. Instant Transactions: Send and receive money quickly and efficiently. Our app ensures that your transactions are processed promptly, giving you real-time control over your finances and empowering you with financial control. Customizable Notifications: Stay updated with customizable notifications about your financial activities and account status. 24/7 Customer Support: Our dedicated support team is available 24/7 to assist you with any questions or issues you may have. IONAPAY has you covered. Download the app today and experience a new level of simplicity, security, and smart spending.

About

ABF Pay Multi

Features
Read full description

ABF Pay is a multi-currency account for personal and business customers. Hold balances in 10+ currencies, receive international payments, send money abroad, exchange currencies and manage your prepaid Mastercard โ€” in one app. MULTI-CURRENCY ACCOUNT Hold and track balances in 10+ currencies, including EUR and USD, in one place. GET PAID FROM ABROAD Receive international payments using the ABF Pay account details shown in the app, via SEPA, Faster Payments and international wire transfers (SWIFT). SEND MONEY ABROAD Make transfers from your account to personal and business recipients. CURRENCY EXCHANGE Convert between supported currencies inside your account. PREPAID MASTERCARD Order a virtual or physical prepaid Mastercard in EUR or USD and manage it in the app. Cards are available to eligible personal and business customers in approved countries. GET STARTED Create an account and complete online verification with your ID and proof of address. Access to payment services and cards is subject to eligibility and approval. Available currencies, IBAN type, payment methods, fees and limits depend on your country and profile. All services are subject to verification and approval. Current terms and fees: abfpay.com. ABF Pay is operated by ABFPAY.COM LTD. Support: info@abfpay.com

Screenshots

IONAPAY4 screens
ABF Pay Multi4 screens

Verdict

The call

The clearest difference is update cadence: ABF Pay Multi at fortnightly against IONAPAY's every 5 weeks. IONAPAY's advantage is iOS requirement (13.4 vs 15.0). On price, ads, in-app purchases and device support there is nothing between them.

Scored on Price ยท Rating ยท Positive reviews ยท Number of ratings ยท Update frequency ยท Ads ยท In-app purchases ยท Monetization ยท Best chart rank ยท Devices ยท Requires iOS

CostPrice ยท In-app purchases ยท Ads ยท Monetization

Both are free to download. Neither carries in-app purchases, so what you see is what you pay.

UpkeepUpdate frequency

IONAPAY ships an update every 5 weeks, ABF Pay Multi fortnightly. The most recent releases landed on October 17, 2026 and October 16, 2026 respectively.

Scorecard2 real differences ยท 4 level
IONAPAY versus ABF Pay Multi: the parameters behind the verdict, then further details
ParameterIONAPAYABF Pay Multi
PriceFreeFree
Update frequencyEvery 5 weeksFortnightly โ€” better
AdsNoNo
In-app purchasesNoNo
DevicesiPhone, iPodiPhone, iPad, iPod โ€” better
Requires iOS13.4 โ€” better15.0
Further details โ€” not scored
Size60 MB14 MB
Age rating17+4+
DeveloperIONAPAY LIMITEDAbfpay.com LTD

In-app purchases

None

IONAPAY

No in-app purchases

None

ABF Pay Multi

No in-app purchases

Questions

Is IONAPAY free?
IONAPAY is free to download, with no in-app purchases.
Is ABF Pay Multi free?
ABF Pay Multi is free to download, with no in-app purchases.
Do IONAPAY or ABF Pay Multi have ads?
Neither IONAPAY nor ABF Pay Multi shows ads.
Which is updated more often, IONAPAY or ABF Pay Multi?
IONAPAY ships an update every 5 weeks, and ABF Pay Multi fortnightly. Most recently, IONAPAY was updated on October 17, 2026 and ABF Pay Multi on October 16, 2026.

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