IONAPAY vs ABF Pay Multi
Price, ratings, monetisation and update history for both apps, side by side โ with what reviewers say about each.
IONAPAY
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Key Features: Crypto&Traditional CurrencySupport: Our user-friendly platform allows you to seamlessly handle both your cryptocurrency and traditional financial transactions. Transfer, convert, and spend your funds with ease. IONAPAY Cards: Use our sleek, secure cards to make everyday purchases in-store or online globally. Experience the convenience of spending without hassle, giving you a sense of ease and stress-free transactions. Secure Transfers: Enjoy peace of mind with our security measures for all transactions. Your funds are protected with cutting-edge encryption technology. User-Friendly Interface: Navigate your financial world easily using our intuitive app design. Manage your accounts, track spending, and access financial insights with just a few taps. Instant Transactions: Send and receive money quickly and efficiently. Our app ensures that your transactions are processed promptly, giving you real-time control over your finances and empowering you with financial control. Customizable Notifications: Stay updated with customizable notifications about your financial activities and account status. 24/7 Customer Support: Our dedicated support team is available 24/7 to assist you with any questions or issues you may have. IONAPAY has you covered. Download the app today and experience a new level of simplicity, security, and smart spending.
ABF Pay Multi
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ABF Pay is a multi-currency account for personal and business customers. Hold balances in 10+ currencies, receive international payments, send money abroad, exchange currencies and manage your prepaid Mastercard โ in one app. MULTI-CURRENCY ACCOUNT Hold and track balances in 10+ currencies, including EUR and USD, in one place. GET PAID FROM ABROAD Receive international payments using the ABF Pay account details shown in the app, via SEPA, Faster Payments and international wire transfers (SWIFT). SEND MONEY ABROAD Make transfers from your account to personal and business recipients. CURRENCY EXCHANGE Convert between supported currencies inside your account. PREPAID MASTERCARD Order a virtual or physical prepaid Mastercard in EUR or USD and manage it in the app. Cards are available to eligible personal and business customers in approved countries. GET STARTED Create an account and complete online verification with your ID and proof of address. Access to payment services and cards is subject to eligibility and approval. Available currencies, IBAN type, payment methods, fees and limits depend on your country and profile. All services are subject to verification and approval. Current terms and fees: abfpay.com. ABF Pay is operated by ABFPAY.COM LTD. Support: info@abfpay.com
Screenshots
Verdict
The clearest difference is update cadence: ABF Pay Multi at fortnightly against IONAPAY's every 5 weeks. IONAPAY's advantage is iOS requirement (13.4 vs 15.0). On price, ads, in-app purchases and device support there is nothing between them.
Scored on Price ยท Rating ยท Positive reviews ยท Number of ratings ยท Update frequency ยท Ads ยท In-app purchases ยท Monetization ยท Best chart rank ยท Devices ยท Requires iOS
Both are free to download. Neither carries in-app purchases, so what you see is what you pay.
IONAPAY ships an update every 5 weeks, ABF Pay Multi fortnightly. The most recent releases landed on October 17, 2026 and October 16, 2026 respectively.
| Parameter | IONAPAY | ABF Pay Multi |
|---|---|---|
| Price | Free | Free |
| Update frequency | Every 5 weeks | Fortnightly โ better |
| Ads | No | No |
| In-app purchases | No | No |
| Devices | iPhone, iPod | iPhone, iPad, iPod โ better |
| Requires iOS | 13.4 โ better | 15.0 |
| Further details โ not scored | ||
| Size | 60 MB | 14 MB |
| Age rating | 17+ | 4+ |
| Developer | IONAPAY LIMITED | Abfpay.com LTD |
In-app purchases
IONAPAY
No in-app purchases
ABF Pay Multi
No in-app purchases









