IONAPAY vs SPay
Price, ratings, monetisation and update history for both apps, side by side — with what reviewers say about each.
IONAPAY
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Key Features: Crypto&Traditional CurrencySupport: Our user-friendly platform allows you to seamlessly handle both your cryptocurrency and traditional financial transactions. Transfer, convert, and spend your funds with ease. IONAPAY Cards: Use our sleek, secure cards to make everyday purchases in-store or online globally. Experience the convenience of spending without hassle, giving you a sense of ease and stress-free transactions. Secure Transfers: Enjoy peace of mind with our security measures for all transactions. Your funds are protected with cutting-edge encryption technology. User-Friendly Interface: Navigate your financial world easily using our intuitive app design. Manage your accounts, track spending, and access financial insights with just a few taps. Instant Transactions: Send and receive money quickly and efficiently. Our app ensures that your transactions are processed promptly, giving you real-time control over your finances and empowering you with financial control. Customizable Notifications: Stay updated with customizable notifications about your financial activities and account status. 24/7 Customer Support: Our dedicated support team is available 24/7 to assist you with any questions or issues you may have. IONAPAY has you covered. Download the app today and experience a new level of simplicity, security, and smart spending.
SPay
Manage multiple cryptocurrencies and fund a virtual Visa card for worldwide online spending. Track transactions in real-time and secure your account with biometric login and 24/7 customer support.
- Manage multiple cryptocurrencies
- Virtual Visa card
- Global online spending
- Real-time transaction tracking
- Passcode and biometric login
- 24/7 customer support
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SPay is a digital wallet developed and operated by NOVARA TECH L.L.C S.O.C — a licensed technology company. With SPay you can: - Hold and manage crypto across multiple wallets, including USDT, USDC, ETH and TRX - Deposit crypto quickly and securely to fund your account - Get a SPay virtual Visa card and load it from your wallet balance - Spend online worldwide and withdraw from your card balance - Track every transaction with a clear, real-time history - Stay protected with passcode and biometric login - Receive instant push notifications on card activity - Reach 24/7 customer support whenever you need it Download SPay today and experience the future of digital payments. Privacy Policy: https://spay.finance/privacy-policy Support: https://spay.finance/support
Screenshots
Verdict
The clearest difference is update cadence: SPay at every 2 days against IONAPAY's every 5 weeks. IONAPAY's advantage is iOS requirement (13.4 vs 15.1). On price, ads, in-app purchases and device support there is nothing between them.
Scored on Price · Rating · Positive reviews · Number of ratings · Update frequency · Ads · In-app purchases · Monetization · Best chart rank · Devices · Requires iOS
Both are free to download. Neither carries in-app purchases, so what you see is what you pay.
IONAPAY ships an update every 5 weeks, SPay every 2 days. The most recent releases landed on September 13, 2026 and September 15, 2026 respectively.
| Parameter | IONAPAY | SPay |
|---|---|---|
| Price | Free | Free |
| Rating | — | 5.0 (1 ratings) — better |
| Positive reviews | — | 100.0% of reviews |
| Number of ratings | — | 1 — better |
| Update frequency | Every 5 weeks | Every 2 days — better |
| Ads | No | No |
| In-app purchases | No | No |
| Monetization | — | Free |
| Devices | iPhone, iPod | iPhone, iPod |
| Requires iOS | 13.4 — better | 15.1 |
| Further details — not scored | ||
| Size | 60 MB | 39 MB |
| Age rating | 17+ | 4+ |
| Developer | IONAPAY LIMITED | NOVARA TECH L.L.C S.O.C |
In-app purchases
IONAPAY
No in-app purchases
SPay
No in-app purchases
