PayChamp vs Swapam
Price, ratings, monetisation and update history for both apps, side by side — with what reviewers say about each.
PayChamp
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In PayChamp, you don't pay to use your account. A transaction fee is a contribution that allows us to maintain and develop our independent finance products and reach out to communities globally. Choose PayChamp and grow your business with us.
Swapam
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Effortlessly manage your utility payments with our app. Pay bills, fund accounts, and manage services all in one place. With an intuitive interface, robust security, and 24/7 customer support, enjoy a stress-free experience tailored to your lifestyle.
Screenshots
Verdict
The clearest difference is update cadence: PayChamp at every 10 days against Swapam's every 13 months. On price, ads, in-app purchases and device support there is nothing between them.
Scored on Price · Rating · Positive reviews · Number of ratings · Update frequency · Ads · In-app purchases · Monetization · Best chart rank · Devices · Requires iOS
Both are free to download. Neither carries in-app purchases, so what you see is what you pay.
PayChamp ships an update every 10 days, Swapam every 13 months. The most recent releases landed on November 8, 2026 and November 4, 2026 respectively.
| Parameter | PayChamp | Swapam |
|---|---|---|
| Price | Free | Free |
| Update frequency | Every 10 days — better | Every 13 months |
| Ads | No | No |
| In-app purchases | No | No |
| Devices | iPhone, iPod | iPhone, iPod |
| Requires iOS | 15.1 | 15.1 |
| Further details — not scored | ||
| Size | 29 MB | 52 MB |
| Age rating | 4+ | 17+ |
| Developer | ACHILLES SECURITY PATROL LLC | Senta Solutions Technology Limited |
In-app purchases
PayChamp
No in-app purchases
Swapam
No in-app purchases
