Comparison

Nirika iSmart vs Hamro Chitrawan Smart Banking

Price, ratings, monetisation and update history for both apps, side by side — with what reviewers say about each.

Head to head

Hamro Chitrawan Smart Banking

Free

💰 Finance

No ratingsView app →

About

Nirika iSmart

Features

Read full description

Nirika iSmart is smart mobile banking and finance app for customers who want to use following features: Account Information Send Money & Receive Money Bills and Utilities Payments QR

About

Hamro Chitrawan Smart Banking

Features

Read full description

Hamro Chitrawan Smart Banking allows its registered users to access their account in a convenient manner. It is secure and is available 24x7. The user can preview their balance, statements, request cheque book, transfer fund and online payments such as mobile topups and internet payments.

Screenshots

Nirika iSmart4 screens

Hamro Chitrawan Smart Banking4 screens

Verdict

The call

The clearest difference is update cadence: Hamro Chitrawan Smart Banking at every 3 weeks against Nirika iSmart's every 4 months. On price, ads, in-app purchases and device support there is nothing between them.

Scored on Price · Rating · Positive reviews · Number of ratings · Update frequency · Ads · In-app purchases · Monetization · Best chart rank · Devices · Requires iOS

CostPrice · In-app purchases · Ads · Monetization

Both are free to download. Neither carries in-app purchases, so what you see is what you pay.

UpkeepUpdate frequency

Nirika iSmart ships an update every 4 months, Hamro Chitrawan Smart Banking every 3 weeks. The most recent releases landed on October 27, 2026 and October 24, 2026 respectively.

Scorecard1 real difference · 5 level

Nirika iSmart versus Hamro Chitrawan Smart Banking: the parameters behind the verdict, then further details
Parameter	Nirika iSmart	Hamro Chitrawan Smart Banking
Price	Free	Free
Update frequency	Every 4 months	Every 3 weeks — better
Ads	No	No
In-app purchases	No	No
Devices	iPhone, iPad, iPod — better	iPhone, iPod
Requires iOS	15.6	15.6
Further details — not scored
Size	79 MB	16 MB
Age rating	17+	4+
Developer	Devanasoft Pvt Ltd	MICRO BANKER NEPAL

In-app purchases

None

Nirika iSmart

No in-app purchases

None

Hamro Chitrawan Smart Banking

No in-app purchases

Questions

Is Nirika iSmart free?

Nirika iSmart is free to download, with no in-app purchases.

Is Hamro Chitrawan Smart Banking free?

Hamro Chitrawan Smart Banking is free to download, with no in-app purchases.

Do Nirika iSmart or Hamro Chitrawan Smart Banking have ads?

Neither Nirika iSmart nor Hamro Chitrawan Smart Banking shows ads.

Which is updated more often, Nirika iSmart or Hamro Chitrawan Smart Banking?

Nirika iSmart ships an update every 4 months, and Hamro Chitrawan Smart Banking every 3 weeks. Most recently, Nirika iSmart was updated on October 27, 2026 and Hamro Chitrawan Smart Banking on October 24, 2026.